Irsstate00 AMERICAN AIRLINES INC. PILOT RETIREMENT BENEFIT PROGRAM VARIABLE INCOME PLAN
Investment Model Portfolios

Total Available Funds: 12
Asset Class Ticker Description
FIXED INCOME
Intermediate-Term Bond PTRAX PIMCO Total Return (Admin.) Fund
Bank Loan XPITX Invesco Stable Value Trust Fund
US EQUITY
LARGE BLEND PREIX T.Rowe Price Equity 500 Index Fund
MID-CAP VALUE AACIX American Beacon Lage Cap Value Fund
LARGE BLEND SVSPX SSgA S&P 500 Index Fund
LARGE BLEND ISFIX Davis New York Venture  Fund
LARGE GROWTH JARTX Janus Forty Fund S Shares
LARGE GROWTH SBLGX Legg Mason Large Cap Growth (A)
Small Growth MGSEX Managers Special Equity Fund
INTERNATIONAL EQUITY
WORLD STOCK PRGSX T. Rowe Price Global Stock Fund
Miscellaneous Region TREMX T.Rowe Europe
WORLD STOCK FWWFX Fidelity Worldwide

The following is a moderate-risk model portfolio constructed from the investment options of Irsstate00 AMERICAN AIRLINES INC. PILOT RETIREMENT BENEFIT PROGRAM VARIABLE INCOME PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies