(Ticker:DVS) has the "Diversified Major Asset ETFs Goldman Sachs Global Tactical Asset Allocation".
Global Hi Inc $ (Ticker:GHI) has the "Diversified Major Asset ETFs Goldman Sachs Global Tactical Asset Allocation".
This plan is created to show ValidFi users the corresponding/improved tactical asset allocation strategy on MyPlanIQ. The major difference between ValidFi's Goldman Sachs Global Tactical Asset Allocation model portfolios and this plan's model portfolios is that the ValidFi one does not take risk profile into account while MyPlanIQ is able to incorporate risk profile information to construct a portfolio with various risky asset allocation. For example, a model portfolio based on ValidFi's strategy could sometimes have 100% in risk assets such as US Equity, Foreign Equity, Real Estate Investment Trusts (REITs) or commodities.
Please note that in this plan, the Strategic Asset Allocation model portfolios are based on MyPlanIQ's strategic asset allocation strategy. To compare with ValidFi's model portfolios, one should use the Tactical Asset Allocation model portfolios.
Investment options of [email protected] Diversified Major Asset ETFs Goldman Sachs Global Tactical Asset Allocation
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Investment model portfolios
We provide two types of investment model portfolios for [email protected] Diversified Major Asset ETFs Goldman Sachs Global Tactical Asset Allocation participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.