TEST_ MyPlanIQ Diversified Core Allocation ETF Plan
Investment Model Portfolios

This plan is designed specifically for Folio Investing one-click portfolio management based on MyPlanIQ model portfolios.

However, it can be used for any other brokerage as it is ETF base.

We take the most liquid ETFs that represent diverse asset classes to form this plan. The following are the ETFs:

SPDR S&P 500 ETF    SPY
Vanguard Total Stock Market ETF    VTI
iShares Russell 1000 Growth Index (ETF)    IWF
Vanguard Growth (ETF)    VUG
PowerShares QQQ Trust, Series 1 (ETF)    QQQQ
iShares Russell 1000 Value Index (ETF)    IWD
iShares Dow Jones Select Dividend (ETF)    DVY
Vanguard Value ETF    VTV
Vanguard Dividend Appreciation ETF    VIG
SPDR S&P Dividend (ETF)    SDY
iShares S&P MidCap 400 Index (ETF)    IJH
iShares Russell Midcap Index Fund (ETF)    IWR
Vanguard Mid-Cap ETF    VO
iShares S&P MidCap 400 Growth (ETF)    IJK
iShares Russell Midcap Growth Idx. (ETF)    IWP
iShares Russell Midcap Value Index (ETF)    IWS
iShares S&P MidCap 400 Value Index (ETF)    IJJ
iShares Russell 2000 Index (ETF)    IWM
iShares S&P SmallCap 600 Index (ETF)    IJR
Vanguard Small-Cap ETF    VB
iShares Russell 2000 Growth Index (ETF)    IWO
iShares S&P SmallCap 600 Growth (ETF)    IJT
Vanguard Small-Cap Growth ETF    VBK
iShares S&P SmallCap 600 Value Idx (ETF)    IJS
Vanguard Small-Cap Value ETF    VBR
iShares MSCI EAFE Index Fund (ETF)    EFA
Vanguard Europe Pacific ETF    VEA
iShares MSCI EAFE Growth Index (ETF)    EFG
iShares MSCI EAFE Value Index (ETF)    EFV
iShares Trust iShares MSCI EAFE Small Cap Index Fund ETF    SCZ
iShares MSCI Emerging Markets Indx (ETF)    EEM
Vanguard Emerging Markets ETF    VWO
iShares Dow Jones US Real Estate (ETF)    IYR
iShares Cohen & Steers Realty Maj. (ETF)    ICF
Vanguard REIT ETF    VNQ
SPDR DJ Wilshire Intnl Real Estate (ETF)    RWX
PowerShares DB Com Indx Trckng Fund(ETF)    DBC
iShares S&P GSCI Commodity-Indexed (ETF)    GSG
SPDR Gold Trust (ETF)    GLD
iShares Lehman 1-3 Year Treas.Bond (ETF)    SHY
iShares Lehman 7-10 Yr Treas. Bond (ETF)    IEF
iShares Lehman 3-7 Yr Treasury Bond(ETF)    IEI
iShares Barclays 20+ Yr Treas.Bond (ETF)    TLT
iShares Lehman Aggregate Bond (ETF)    AGG
Vanguard Total Bond Market ETF    BND
iShares IBoxx $ Invest Grade Corp Bd Fd    LQD
iShares Barclays 1-3 Year Cred Bd Fd ETF    CSJ
iShares Barclays Inter Crd Bd Fund ETF)    CIU
iShares iBoxx $ High Yid Corp Bond (ETF)    HYG
SPDR Barclays Capital High Yield B (ETF)    JNK
iShares Barclays TIPS Bond Fund (ETF)    TIP
SPDR DB Int'l Govt Infl Pro Bond (ETF)    WIP
iShares Lehman MBS Bond Fund (ETF)    MBB
SPDR Barclays Capital Intl Tresy Bd ETF    BWX
iShares JPMorgan USD Emer Mkt Bnd Fd ETF    EMB

Investment options of TEST_ MyPlanIQ Diversified Core Allocation ETF Plan

Total Available Funds: 45
Asset Class Ticker Description
US EQUITY
LARGE BLEND VTI Vanguard Total Stock Market ETF,VTI
LARGE GROWTH VUG Vanguard Growth (ETF),VUG
LARGE GROWTH QQQ PowerShares QQQ Trust, Series 1 (ETF),QQQQ
LARGE VALUE DVY iShares Dow Jones Select Dividend (ETF),DVY
LARGE VALUE VTV Vanguard Value ETF,VTV
MID-CAP BLEND VO Vanguard Mid-Cap ETF,VO
Mid-Cap Growth VOT Vanguard Mid-Cap Growth ETF
MID-CAP VALUE VOE Vanguard Mid-Cap Value ETF
SMALL BLEND VB Vanguard Small-Cap ETF,VB
Small Growth VBK Vanguard Small-Cap Growth ETF,VBK
SMALL VALUE VBR Vanguard Small-Cap Value ETF,VBR
LARGE BLEND VIG Vanguard Dividend Appreciation ETF
LARGE VALUE VYM Vanguard High Dividend Yield Indx ETF
LARGE VALUE FVD First Trust Value Line Dividend Index
LARGE VALUE SPLV PowerShares S&P 500 Low Volatility
INTERNATIONAL EQUITY
Foreign Large Blend EFA iShares MSCI EAFE Index Fund (ETF),EFA
Foreign Large Blend VEA Vanguard Europe Pacific ETF,VEA
Foreign Large Growth EFG iShares MSCI EAFE Growth Index (ETF),EFG
Foreign Large Value EFV iShares MSCI EAFE Value Index (ETF),EFV
Foreign Small/Mid Value SCZ iShares Trust iShares MSCI EAFE Small Cap Index Fund ETF,SCZ
Emerging Market
DIVERSIFIED EMERGING MKTS VWO Vanguard Emerging Markets ETF,VWO
DIVERSIFIED EMERGING MKTS DEM WisdomTree Emerging Markets Equity Inc
REAL ESTATE
REAL ESTATE VNQ Vanguard REIT ETF,VNQ
Global Real Estate VNQI Vanguard Global ex-US Real Estate ETF
COMMODITIES
COMMODITIES BROAD BASKET DBC PowerShares DB Com Indx Trckng Fund(ETF),DBC
Commodities Precious Metals IAU iShares Gold Trust
FIXED INCOME
SHORT GOVERNMENT SHY iShares Lehman 1-3 Year Treas.Bond (ETF),SHY
LONG GOVERNMENT IEF iShares Lehman 7-10 Yr Treas. Bond (ETF),IEF
Intermediate Government IEI iShares Lehman 3-7 Yr Treasury Bond(ETF),IEI
Intermediate-Term Bond BND Vanguard Total Bond Market ETF,BND
Long-Term Bond LQD iShares IBoxx $ Invest Grade Corp Bd Fd,LQD
Short-Term Bond CSJ iShares Barclays 1-3 Year Cred Bd Fd ETF,CSJ
Intermediate-Term Bond CIU iShares Barclays Inter Crd Bd Fund ETF),CIU
High Yield Bond HYG iShares iBoxx $ High Yid Corp Bond (ETF),HYG
Inflation-Protected Bond TIP iShares Barclays TIPS Bond Fund (ETF),TIP
WORLD BOND WIP SPDR DB Int
Intermediate-Term Bond VMBS Vanguard Mortgage-Backed Sec Idx ETF
WORLD BOND BWX SPDR Barclays Capital Intl Tresy Bd ETF,BWX
Emerging Markets Bond EMB iShares JPMorgan USD Emer Mkt Bnd Fd ETF,EMB
Inflation-Protected Bond STPZ PIMCO 1-5 Year US TIPS Index ETF
Inflation-Protected Bond LTPZ PIMCO 15+ Year US TIPS Index ETF
Short-Term Bond VCSH Vanguard Short-Term Corp Bd Idx ETF
Short-Term Bond BSV Vanguard Short-Term Bond ETF
Intermediate-Term Bond BOND PIMCO Total Return ETF
Others
ROOT CASH Money Market

Investment model portfolios

We provide two types of investment model portfolios for TEST_ MyPlanIQ Diversified Core Allocation ETF Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 08/31/2023.
AR inception is since 12/31/2000.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
TEST_ MyPlanIQ Diversified Core Allocation ETF Plan Strategic Asset Allocation - Optimal Moderate NA 5.37% 1.84% 4.05% 4.73% 4.62% 5.38% 3.16%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 15.78% 10.45% 11.06% 12.65% 10.87% 9.74% 7.88%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 7.92% 2.88% 4.55% 5.86% 5.57% 6.03% 5.35%

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 08/31/2023.
AR inception is since 12/31/2000.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
TEST_ MyPlanIQ Diversified Core Allocation ETF Plan Tactical Asset Allocation Moderate NA -3.54% 5.23% 2.75% 3.42% 5.51% 7.20% 6.97%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 15.78% 10.45% 11.06% 12.65% 10.87% 9.74% 7.88%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 7.92% 2.88% 4.55% 5.86% 5.57% 6.03% 5.35%

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