My 401K
Investment Model Portfolios
Investment options of My 401K
Total Available Funds: 28
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
DODFX |
DODFX |
| Foreign Large Value |
GMCFX |
GMCFX |
| Foreign Large Growth |
HLMIX |
HLMIX |
| Foreign Large Blend |
DBEF |
DBEF |
|
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
PCLIX |
PCLIX |
|
| Others |
|
|
| Nontraditional Bond |
GSZIX |
GSZIX |
| ROOT |
CASH |
CASH |
|
| US EQUITY |
|
|
| LARGE GROWTH |
TPLGX |
TPLGX |
| Mid-Cap Growth |
ARTMX |
ARTMX |
| LARGE BLEND |
SVSPX |
SVSPX |
| US EQUITY |
^MID |
^MID |
| MID-CAP VALUE |
GSMCX |
GSMCX |
| LARGE VALUE |
GSLIX |
GSLIX |
| LARGE VALUE |
DHLRX |
DHLRX |
| LARGE GROWTH |
DEUIX |
DEUIX |
| US Small Cap |
^RUT |
^RUT |
| LARGE VALUE |
IVE |
IVE |
| LARGE GROWTH |
IVW |
IVW |
|
| FIXED INCOME |
|
|
| Inflation-Protected Bond |
VIPIX |
VIPIX |
| SHORT GOVERNMENT |
GSTGX |
GSTGX |
| WORLD BOND |
PIGLX |
PIGLX |
| Intermediate-Term Bond |
GSFIX |
GSFIX |
| High Yield Bond |
GSHIX |
GSHIX |
| LONG GOVERNMENT |
TLT |
TLT |
| Emerging Markets Bond |
ELBIX |
ELBIX |
| Intermediate-Term Bond |
WAPSX |
wapsx |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
MRESX |
MRESX |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
EEM |
EEM |
|
Investment model portfolios
We provide two types of investment model portfolios for My 401K participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
