test_Etrade All Star ETFs Investment Model Portfolios

Based on ETrade: ETrade All-Star ETFs are selected based on criteria such as low expense ratio, tracking error, liquidity, style purity, underlying holdings, and how well the ETF represents the index it seeks to replicate. In addition, ETFs chosen are passively managed, have at least 6-months trading history and are sponsored by a well balanced investment firm. Inverse and leveraged ETFs are not considered.

Investment options of test_Etrade All Star ETFs

Total Available Funds: 40

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	RSP	Rydex S&P Equal Weight
LARGE BLEND	SPY	SPDR S&P 500
LARGE GROWTH	IWF	iShares Russell 1000 Growth Index
LARGE GROWTH	MGK	Vanguard Mega Cap 300 Gr Index ETF
LARGE VALUE	IWD	iShares Russell 1000 Value Index
LARGE VALUE	DIA	SPDR Dow Jones Industrial Average
LARGE VALUE	VYM	Vanguard High Dividend Yield Indx ETF
LARGE VALUE	MGV	Vanguard Mega Cap 300 Value Index ETF
MID-CAP BLEND	VO	Vanguard Mid-Cap ETF
Mid-Cap Growth	VOT	Vanguard Mid-Cap Growth ETF
MID-CAP VALUE	VOE	Vanguard Mid-Cap Value ETF
SMALL BLEND	IWM	iShares Russell 2000 Index
Small Growth	IWO	iShares Russell 2000 Growth Index
SMALL VALUE	IWN	iShares Russell 2000 Value Index

FIXED INCOME
Emerging Markets Bond	EMB	iShares JPMorgan USD Emerg Markets Bond
Emerging Markets Bond	PCY	PowerShares Emerging Mkts Sovereign Debt
High Yield Bond	HYG	iShares iBoxx $ High Yield Corporate Bd
High Yield Bond	JNK	SPDR Barclays Capital High Yield Bond
Inflation-Protected Bond	TIP	iShares Barclays TIPS Bond
Intermediate Government	IEI	iShares Barclays 3-7 Year Treasury Bond
Intermediate Government	AGZ	iShares Barclays Agency Bond
Intermediate Government	ITE	SPDR Barclays Capital Interm Term Trs
Intermediate-Term Bond	AGG	iShares Barclays Aggregate Bond
Intermediate-Term Bond	CFT	iShares Barclays Credit Bond
Intermediate-Term Bond	BIV	Vanguard Intermediate-Term Bond ETF
Intermediate-Term Bond	BND	Vanguard Total Bond Market ETF
LONG GOVERNMENT	TLH	iShares Barclays 10-20 Year Treasury Bd
Long-Term Bond	BLV	Vanguard Long-Term Bond Index ETF
SHORT GOVERNMENT	SHY	iShares Barclays 1-3 Year Treasury Bond
Short-Term Bond	BSV	Vanguard Short-Term Bond ETF
WORLD BOND	BWX	SPDR Barclays Capital Intl Treasury Bond
WORLD BOND	BWZ	SPDR Barclays Cap S/T Intl Treasury Bond
WORLD BOND	WIP	SPDR DB Intl Govt Infl-Protected Bond

Emerging Market
DIVERSIFIED EMERGING MKTS	BIK	SPDR S&P BRIC 40
DIVERSIFIED EMERGING MKTS	VWO	Vanguard Emerging Markets Stock ETF

INTERNATIONAL EQUITY
Foreign Large Blend	EFA	iShares MSCI EAFE Index
Foreign Large Value	IDV	iShares Dow Jones Intl Select Div Idx
Foreign Small/Mid Value	SCZ	iShares MSCI EAFE Small Cap Index

REAL ESTATE
Global Real Estate	RWO	SPDR Dow Jones Global Real Estate
REAL ESTATE	RWR	SPDR Dow Jones REIT

Investment model portfolios

We provide two types of investment model portfolios for test_Etrade All Star ETFs participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 08/31/2023.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
test_Etrade All Star ETFs Strategic Asset Allocation - Optimal Moderate	NA	3.73%	1.13%	3.66%	4.95%	4.84%	5.50%	4.77%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	15.78%	10.45%	11.06%	12.65%	10.87%	9.74%	7.88%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	7.92%	2.88%	4.55%	5.86%	5.57%	6.03%	5.35%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	test_Etrade A... Moderate	1.86	3.73	1.13	3.66	4.95	4.84	5.50	4.77	NA	NA	-0.81	-12.89	8.49	14.66	17.81	-8.04	13.62	8.04	-1.62	4.11	8.73	10.88	-0.64	12.43	24.39	-26.08	9.52	11.77	6.09	11.16	20.31	-11.83	-3.33	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	3.06	15.78	10.45	11.06	12.65	10.87	9.74	7.88	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	1.96	7.92	2.88	4.55	5.86	5.57	6.03	5.35	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	test_Etrade A... Moderate	NA	-0.14	-0.20	0.21	0.31	NA	NA	0.27	NA	NA	-0.50	-1.11	0.96	0.74	2.54	-0.97	2.64	0.90	-0.18	0.61	1.07	1.38	-0.04	0.95	1.12	-1.04	0.60	1.12	0.56	1.22	1.86	-0.89	-0.44	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.23	0.32	0.74	0.56	NA	NA	0.44	-0.70	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.29	0.15	0.51	0.38	NA	NA	0.49	-0.10	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	test_Etrade A... Moderate	NA	9.79	10.29	12.24	10.26	NA	NA	12.40	NA	NA	8.99	12.82	8.81	19.39	6.46	9.60	4.93	8.72	8.98	6.66	8.14	7.87	15.37	13.06	21.69	26.06	10.79	7.58	6.97	8.40	10.54	14.50	12.88	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.39	18.60	17.94	18.44	NA	NA	18.12	28.69	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.43	10.86	10.39	10.40	NA	NA	11.50	14.60	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	test_Etrade A... Moderate	NA	9.68	20.85	21.49	21.49	NA	NA	41.74	NA	NA	9.68	20.60	4.93	21.49	3.29	14.89	2.07	6.21	9.65	5.41	8.68	6.03	14.36	10.35	19.53	37.90	6.19	7.55	4.37	7.40	8.78	23.85	15.99	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.24	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	test_Etrade A... Moderate	NA	3.18	2.87	2.70	2.40	NA	NA	2.41	NA	NA	2.27	3.33	2.26	1.89	3.08	1.75	0.50	4.28	1.84	2.54	1.95	3.23	2.71	2.53	2.65	2.48	3.03	2.73	3.10	1.35	0.94	0.89	1.68	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 08/31/2023.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
test_Etrade All Star ETFs Tactical Asset Allocation Moderate	NA	3.14%	2.29%	1.85%	3.81%	6.02%	7.35%	7.00%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	15.78%	10.45%	11.06%	12.65%	10.87%	9.74%	7.88%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	7.92%	2.88%	4.55%	5.86%	5.57%	6.03%	5.35%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	test_Etrade A... Moderate	2.22	3.14	2.29	1.85	3.81	6.02	7.35	7.00	NA	NA	2.42	-17.12	13.79	14.45	5.41	-6.00	13.11	9.22	-4.90	2.37	12.37	11.10	1.52	10.85	21.24	1.31	19.09	14.39	9.13	11.63	15.81	2.00	-2.31	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	3.06	15.78	10.45	11.06	12.65	10.87	9.74	7.88	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	1.96	7.92	2.88	4.55	5.86	5.57	6.03	5.35	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	test_Etrade A... Moderate	NA	-0.32	-0.07	0.11	0.26	NA	NA	0.59	NA	NA	-0.17	-1.94	1.21	1.29	0.76	-0.81	1.97	1.25	-0.70	0.32	1.44	1.69	0.13	0.78	1.49	0.05	1.09	1.07	0.81	1.19	2.53	0.10	-0.64	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.23	0.32	0.74	0.56	NA	NA	0.44	-0.70	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.29	0.15	0.51	0.38	NA	NA	0.49	-0.10	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	test_Etrade A... Moderate	NA	7.60	9.78	9.29	8.41	NA	NA	9.48	NA	NA	7.82	9.53	11.40	10.99	5.26	8.98	6.33	7.20	7.08	7.40	8.59	6.55	11.57	13.77	14.19	8.24	14.73	10.43	8.57	9.01	5.98	8.81	7.27	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.39	18.60	17.94	18.44	NA	NA	18.12	28.69	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.43	10.86	10.39	10.40	NA	NA	11.50	14.60	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	test_Etrade A... Moderate	NA	6.76	20.85	20.85	20.85	NA	NA	20.85	NA	NA	6.76	17.49	6.26	13.47	2.77	13.92	2.44	5.54	9.54	6.53	9.14	4.50	10.59	7.79	6.55	7.59	9.13	12.56	5.19	10.91	2.68	13.02	10.32	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.24	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	test_Etrade A... Moderate	NA	2.90	2.68	2.47	2.33	NA	NA	2.45	NA	NA	1.89	2.79	2.76	2.12	2.07	2.02	0.57	3.38	2.31	2.53	1.77	3.36	2.50	2.77	3.07	3.57	2.85	2.43	2.80	1.75	1.65	1.26	1.59	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

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