Fidelity No Load No Transaction Fee Funds
Investment Model Portfolios

This plan lists all Fidelity No Load and No Transaction Fee (NTF) funds. They are Fidelity funds only. Based on Fidelity policy, it should not charge mutual fund trading commission if these funds are held for more than 30 days. All of these funds have $2,500 minimum investment requirement. 

Investment options of Fidelity No Load No Transaction Fee Funds

Total Available Funds: 103
Asset Class Ticker Description
Emerging Market
DIVERSIFIED EMERGING MKTS FEDDX Fidelity Emerg Mkts Discv
DIVERSIFIED EMERGING MKTS FTEMX Fidelity Total Emerg Mkts
China Region FHKCX Fidelity China Region
DIVERSIFIED EMERGING MKTS FEMEX Fidelity EMEA
DIVERSIFIED EMERGING MKTS FEMKX Fidelity Emerging Markets
Latin America Stock FLATX Fidelity Latin America
DIVERSIFIED EMERGING MKTS FPEMX Fidelity Spartan EMkts Idx Inv
INTERNATIONAL EQUITY
PACIFIC/ASIA EX-JAPAN STK FSEAX Fidelity Emerging Asia
Miscellaneous Region FICDX Fidelity Canada
Foreign Large Blend FDIVX Fidelity Diversified International
EUROPE STOCK FIEUX Fidelity Europe
WORLD STOCK FGILX Fidelity Global Equity Income
Foreign Large Growth FIVFX Fidelity International Capital Apprec
Foreign Large Blend FIGRX Fidelity International Discovery
Foreign Large Blend FIENX Fidelity International Enhanced Index
Foreign Large Growth FIGFX Fidelity International Growth
FOREIGN SMALL/MID GROWTH FISMX Fidelity International Small Cap
FOREIGN SMALL/MID GROWTH FSCOX Fidelity International Small Cap Opp
Foreign Large Value FIVLX Fidelity International Value
JAPAN STOCK FJPNX Fidelity Japan
JAPAN STOCK FJSCX Fidelity Japan Smaller Companies
Miscellaneous Region FNORX Fidelity Nordic
Foreign Large Blend FOSFX Fidelity Overseas
DIVERSIFIED PACIFIC/ASIA FPBFX Fidelity Pacific Basin
Foreign Large Blend FTIEX Fidelity Total International Equity
WORLD STOCK FWWFX Fidelity Worldwide
Foreign Large Blend FSGUX Fidelity Spartan Glb ex US Idx Inv
Foreign Large Blend FSIIX Fidelity Spartan International Index Inv
US EQUITY
LARGE GROWTH FBGRX Fidelity Blue Chip Growth
LARGE VALUE FBCVX Fidelity Blue Chip Value
LARGE GROWTH FDCAX Fidelity Capital Appreciation
LARGE GROWTH FCNTX Fidelity Contrafund
LARGE BLEND FDEQX Fidelity Disciplined Equity
LARGE BLEND FDGFX Fidelity Dividend Growth
LARGE VALUE FEQTX Fidelity Equity Dividend Income
LARGE VALUE FEQIX Fidelity Equity-Income
LARGE GROWTH FEXPX Fidelity Export & Multinational
LARGE GROWTH FTQGX Fidelity Focused Stock
LARGE GROWTH FFIDX Fidelity
LARGE BLEND FGRIX Fidelity Growth & Income
LARGE GROWTH FDSVX Fidelity Growth Discovery
Mid-Cap Growth FDEGX Fidelity Growth Strategies
LARGE GROWTH FDFFX Fidelity Independence
LARGE BLEND FLCEX Fidelity Large Cap Core Enhanced Index
LARGE GROWTH FLGEX Fidelity Large Cap Growth Enhanced Index
LARGE BLEND FLCSX Fidelity Large Cap Stock
LARGE VALUE FLVEX Fidelity Large Cap Value Enhanced Index
MID-CAP BLEND FLPSX Fidelity Low-Priced Stock
LARGE GROWTH FMAGX Fidelity Magellan
LARGE BLEND FGRTX Fidelity Mega Cap Stock
MID-CAP BLEND FMEIX Fidelity Mid Cap Enhanced Index
MID-CAP VALUE FSMVX Fidelity Mid Cap Value
Mid-Cap Growth FMCSX Fidelity Mid-Cap Stock
LARGE GROWTH FNCMX Fidelity Nasdaq Composite Index
LARGE GROWTH FMILX Fidelity New Millennium
LARGE GROWTH FOCPX Fidelity OTC
SMALL BLEND FCPEX Fidelity Small Cap Enhanced Index
Small Growth FCPGX Fidelity Small Cap Growth
SMALL BLEND FSLCX Fidelity Small Cap Stock
LARGE GROWTH FDSSX Fidelity Stock Selector All Cap
LARGE VALUE FSLVX Fidelity Stock Selec Lg Cp Val
Mid-Cap Growth FSSMX Fidelity Stock Selector Mid Cp
SMALL BLEND FDSCX Fidelity Stock Selector Sm Cp
LARGE VALUE FSDIX Fidelity Strategic Dividend & Income
LARGE GROWTH FTRNX Fidelity Trend
LARGE BLEND FVDFX Fidelity Value Discovery
MID-CAP VALUE FDVLX Fidelity Value
MID-CAP BLEND FSLSX Fidelity Value Strategies
LARGE BLEND FUSEX Fidelity Spartan 500 Index Inv
MID-CAP BLEND FSEMX Fidelity Spartan Extended Mkt Index Inv
MID-CAP BLEND FSCLX Fidelity Spartan Mid Cap Idx Investor
SMALL BLEND FSSPX Fidelity Spartan Sm Cp Idx Inv
LARGE BLEND FSTMX Fidelity Spartan Total Market Index Inv
LARGE VALUE FVSAX Strategic Advisers Value
FIXED INCOME
High Yield Bond FAGIX Fidelity Capital & Income
ULTRASHORT BOND FCONX Fidelity Conservative Income Bond
Intermediate-Term Bond FCBFX Fidelity Corporate Bond
Bank Loan FFRHX Fidelity Floating Rate High Income
High Yield Bond FHIFX Fidelity Focused High Income
High Yield Bond FGHNX Fidelity Global High Income
Intermediate Government FGMNX Fidelity GNMA Fund
Intermediate Government FGOVX Fidelity Government Income
High Yield Bond SPHIX Fidelity High Income
Inflation-Protected Bond FINPX Fidelity Inflation-Protected Bond
Intermediate-Term Bond FTHRX Fidelity Intermediate Bond
Intermediate Government FSTGX Fidelity Intermediate Government Inc
Intermediate-Term Bond FBNDX Fidelity Investment Grade Bond
SHORT GOVERNMENT FFXSX Fidelity Instl Shrt-Interm Govt
Intermediate-Term Bond FMSFX Fidelity Mortgage Secs
Emerging Markets Bond FNMIX Fidelity New Markets Income
Short-Term Bond FSHBX Fidelity Short-Term Bond
Multisector Bond FSICX Fidelity Strategic Income
Intermediate-Term Bond FTBFX Fidelity Total Bond
WORLD BOND FGBFX Fidelity Global Bond
WORLD BOND FINUX Fidelity International Bond
Inflation-Protected Bond FSIQX Fidelity Spartan Infl-Prot Bd Index Inv
Intermediate Government FIBIX Fidelity Spartan Interm Tr Bd Idx Inv
LONG GOVERNMENT FLBIX Fidelity Spartan L/T Tr Bd Idx Inv
SHORT GOVERNMENT FSBIX Fidelity Spartan S/T Tr Bd Idx Inv
Intermediate-Term Bond FBIDX Spartan U.S. Bond Index Investor
REAL ESTATE
REAL ESTATE FRIFX Fidelity Real Estate Income
REAL ESTATE FRESX Fidelity Real Estate Investment
REAL ESTATE FRXIX Fidelity Spartan Real Estate Idx Inv

Investment model portfolios

We provide two types of investment model portfolios for Fidelity No Load No Transaction Fee Funds participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Fidelity No Load No Transaction Fee Funds Strategic Asset Allocation – Optimal Moderate NA -1.65% 3.78% 2.51% 7.83% 6.62% NA … …
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 7.18% 10.93% 11.18% 13.10% 8.60% 6.45% … …
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA -0.24% 4.98% 4.97% 7.82% 5.92% 5.61% … …
Data as of 10/31/2018, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Fidelity No Load No Transaction Fee Funds Tactical Asset Allocation Moderate NA 1.36% 2.62% 0.55% 3.54% 5.74% 7.54% … …
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 15.78% 10.45% 11.06% 12.65% 10.87% 9.74% … …
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 7.93% 2.88% 4.55% 5.86% 5.57% 6.03% … …
Data as of 08/31/2023, Common starting date is 12/31/2000

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