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Merrill Edge No Load No Transaction Fee Funds
Investment Model Portfolios

This plan consists of funds chosen from Merrill Edge Select Funds and some additional funds in Real Estate Investments (REITs). Merrill Edge carries very limited no transaction fee no load REITs funds. The Select Funds list does not have any in REITs. 

Merrill Edge Select Funds help identify investments that seek to address your investment objectives.

The listing includes no-load funds with no transaction fees and load-waived funds that are open for new and subsequent purchases. Available funds have a minimum initial investment of no more than $3,000. Each fund must have $100 million or greater ($500 million for Large Cap funds) in assets under management across all share classes offered by the fund. Note that index funds are not included in Merrill Edge Select Funds.

A Merrill Edge Short-Term Redemption Fee will apply when selling a No Load NTF fund held less than 90 days.

Investment options of Merrill Edge No Load No Transaction Fee Funds

Total Available Funds: 44
Asset Class Ticker Description
US EQUITY
LARGE VALUE CABDX AllianceBern Growth & Income A
LARGE VALUE BIGRX American Century Income & Growth Inv
LARGE VALUE FFEIX Nuveen Dividend Value A
LARGE VALUE TRVLX T. Rowe Price Value
LARGE GROWTH SPECX Alger Spectra A
LARGE GROWTH USGLX JHancock US Global Leaders Gr A
LARGE GROWTH TRBCX T. Rowe Price Blue Chip Growth
LARGE GROWTH TIIRX TIAA-CREF Growth & Income Retail
MID-CAP VALUE CMUAX Columbia Mid Cap Value A
MID-CAP VALUE JVMAX JHancock3 Disciplined Value Mid Cap A
MID-CAP VALUE TCMVX TIAA-CREF Mid-Cap Value Retail
Mid-Cap Growth TWHIX American Century Heritage Inv
Mid-Cap Growth BMDSX Baird MidCap Inv
Mid-Cap Growth JAENX Janus Enterprise T
Mid-Cap Growth TCMGX TIAA-CREF Mid-Cap Growth Retail
SMALL VALUE AVPAX American Beacon Small Cp Val Inv
SMALL VALUE NOSGX Northern Small Cap Value
SMALL VALUE RMVIX RBC Microcap Value I
Small Growth HSPGX Emerald Growth A
Small Growth MGSEX Managers Special Equity Managers
Small Growth PRNHX T. Rowe Price New Horizons
Small Growth OTCFX T. Rowe Price Small-Cap Stock
Emerging Market
DIVERSIFIED EMERGING MKTS MDDCX BlackRock Emerging Mkts Inv A
DIVERSIFIED EMERGING MKTS PRMSX T. Rowe Price Emerging Markets Stock
INTERNATIONAL EQUITY
Foreign Large Blend LISOX Lazard Intl Strategic Equity Open
Foreign Large Blend TROSX T. Rowe Price Overseas Stock
Foreign Large Blend PSILX T. Rowe Price Spectrum International
WORLD STOCK ARTGX Artisan Global Value Investor
WORLD STOCK TOLLX DWS RREEF Global Infrastructure A
WORLD STOCK WAGTX Wasatch World Innovators
FIXED INCOME
Short-Term Bond PRWBX T. Rowe Price Short-Term Bond
Short-Term Bond UASBX USAA Short-Term Bond Adv
Short-Term Bond WEFIX Weitz Short-Intermediate Inc Instl
Intermediate-Term Bond BCOSX Baird Core Plus Bond Inv
Intermediate-Term Bond PBNAX PACE Strategic Fixed Income A
Intermediate-Term Bond WACIX Western Asset Core Plus Bond FI
Long-Term Bond BLADX BlackRock Long Duration Bond Inv A
LONG GOVERNMENT BTTTX American Century Zero Coupon 2020 Inv
High Yield Bond INEAX Columbia High Yield Bond A
High Yield Bond ETHIX Eaton Vance High Income Opportunities A
WORLD BOND IGBFX Columbia Global Bond A
WORLD BOND RPIBX T. Rowe Price International Bond
REAL ESTATE
Global Real Estate TVRVX Third Avenue Real Estate Value Investor
Global Real Estate JERTX Janus Global Real Estate T

Investment model portfolios

We provide two types of investment model portfolios for Merrill Edge No Load No Transaction Fee Funds participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Merrill Edge No Load No Transaction Fee Funds Strategic Asset Allocation - Optimal Moderate NA 3.23% 4.89% 4.35% 8.71% 6.97% NA 7.50%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 6.50% 10.56% 10.56% 13.82% 8.70% 5.79% 6.77%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 4.34% 5.64% 5.46% 7.47% 5.63% 5.00% 5.38%
Data as of 06/30/2020, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Merrill Edge No Load No Transaction Fee Funds Tactical Asset Allocation Moderate NA 28.82% 5.02% 8.81% 6.24% 7.25% 9.01% 9.02%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000