Seven-Twelve-ISRAELSEN-ETFS-May2014
Investment Model Portfolios
Investment options of Seven-Twelve-ISRAELSEN-ETFS-May2014
Total Available Funds: 35
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
EFA |
EFA |
| Foreign Small/Mid Blend |
SCZ |
SCZ |
| EUROPE STOCK |
IEV |
IEV |
| PACIFIC/ASIA EX-JAPAN STK |
EPP |
EPP |
| JAPAN STOCK |
EWJ |
EWJ |
| JAPAN STOCK |
DXJ |
DXJ |
| Foreign Large Blend |
PIEQX |
PIEQX |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
EEM |
EEM |
| Latin America Stock |
EWZ |
EWZ |
| China Region |
FXI |
FXI |
| India Equity |
PIN |
PIN |
| DIVERSIFIED EMERGING MKTS |
VEIEX |
VEIEX |
|
| Others |
|
|
| Natural Resources |
IGE |
IGE |
| Natural Resources |
XLB |
XLB |
| Consumer Cyclical |
XLY |
XLY |
| Industrials |
XLI |
XLI |
| Consumer Defensive |
XLP |
XLP |
| Financial |
XLF |
XLF |
| Health |
XLV |
XLV |
| Equity Energy |
XLE |
XLE |
| Technology |
XLK |
XLK |
| Health |
IBB |
IBB |
| Utilities |
XLU |
XLU |
| Health |
XPH |
XPH |
| Consumer Cyclical |
XRT |
XRT |
| Technology |
FDN |
FDN |
|
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
DBC |
DBC |
| Commodities Precious Metals |
GLD |
GLD |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
AGG |
AGG |
| Inflation-Protected Bond |
TIP |
TIP |
| SHORT GOVERNMENT |
SHY |
SHY |
| WORLD BOND |
BWX |
BWX |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
IYR |
IYR |
| Global Real Estate |
RWX |
RWX |
|
| US EQUITY |
|
|
| LARGE GROWTH |
QQQ |
QQQ |
|
Investment model portfolios
We provide two types of investment model portfolios for Seven-Twelve-ISRAELSEN-ETFS-May2014 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
