Publicis Benefits Connection 401(k) Plan Investment Model Portfolios

Investment options of Publicis Benefits Connection 401(k) Plan

Total Available Funds: 30

Asset Class

Ticker

Description

US EQUITY
MID-CAP BLEND	FSLCX	Fidelity Small Cap Stock
MID-CAP VALUE	APHQX	Artisan Mid Cap Value Institutional
Mid-Cap Growth	APHMX	Artisan Mid Cap Instl
SMALL VALUE	AVFIX	American Beacon Small Cp Val Inst
LARGE BLEND	VINIX	Vanguard Institutional Index Instl
LARGE GROWTH	TRLGX	T. Rowe Price Instl Large Cap Growth
LARGE GROWTH	FCNKX	Fidelity Contrafund K
MID-CAP VALUE	HWMIX	Hotchkis and Wiley Mid-Cap Value I
LARGE VALUE	PRFDX	T. Rowe Price Equity Income
MID-CAP BLEND	FSEVX	Fidelity Spartan Extnd Mkt Idx Advtg

Others
Target Date 2016-2020	FFKDX	Fidelity Freedom K 2020
Target Date 2036-2040	FFKFX	Fidelity Freedom K 2040
Target Date 2046-2050	FFKHX	Fidelity Freedom K 2050
Target Date 2011-2015	FKVFX	Fidelity Freedom K 2015
Target Date 2021-2025	FKTWX	Fidelity Freedom K 2025
Target Date 2031-2035	FKTHX	Fidelity Freedom K 2035
Target Date 2000-2010	FFKCX	Fidelity Freedom K 2010
Retirement Income	FFKAX	Fidelity Freedom K Income
Target Date 2026-2030	FFKEX	Fidelity Freedom K 2030
Target Date 2041-2045	FFKGX	Fidelity Freedom K 2045
ROOT	-	FID MGD INC PORT II
ROOT	0633	MIP II CL 1
Target Date 2000-2010	FFKVX	Fidelity Freedom K 2005
Target Date 2050+	FDENX	Fidelity Freedom K 2055

INTERNATIONAL EQUITY
WORLD STOCK	RNPGX	American Funds New Perspective R6
Foreign Large Blend	FDIKX	Fidelity Diversified International K
Foreign Large Blend	FSGSX	Fidelity Spartan Glb ex US Idx Instl

FIXED INCOME
Intermediate-Term Bond	VBTIX	Vanguard Total Bond Market Index Inst
Intermediate-Term Bond	PTTRX	PIMCO Total Return Instl
Inflation-Protected Bond	VAIPX	Vanguard Inflation-Protected Secs Adm

Investment model portfolios

We provide two types of investment model portfolios for Publicis Benefits Connection 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Click here for more plan details and features ►