Rock Tenn Company 401K Retirement Savings Plan Investment Model Portfolios

Investment options of Rock Tenn Company 401K Retirement Savings Plan

Total Available Funds: 20

Asset Class

Ticker

Description

FIXED INCOME
Muni New York Long	NYAAX	American Funds Tax-Exempt Fund of NY A
Muni National Short	ASTEX	American Funds Shrt-Term Tx-Exmpt Bd A
Inflation-Protected Bond	VIPSX	Vanguard Inflation-Protected Secs Inv
High Yield Bond	AHITX	American Funds American Hi Inc Tr A
Intermediate-Term Bond	VFICX	Vanguard Interm-Term Invmt-Grade Inv
Intermediate-Term Bond	MFAAX	American Funds Mortgage A
High Yield Muni	AMHIX	American High-Income Municipal Bond A

INTERNATIONAL EQUITY
Foreign Large Blend	ARTIX	Artisan International Inv
WORLD STOCK	VHGEX	Vanguard Global Equity Inv

US EQUITY
Mid-Cap Growth	BGRFX	Baron Growth Retail
SMALL BLEND	LRSCX	Lord Abbett Small Cap Value A
MID-CAP BLEND	VIMSX	Vanguard Mid Cap Index Inv
LARGE VALUE	AMRMX	American Funds American Mutual A
LARGE BLEND	VFINX	Vanguard 500 Index Investor
LARGE GROWTH	VMRGX	Vanguard Morgan Growth Inv
LARGE GROWTH	AMCPX	American Funds AMCAP A

Others
Moderate Allocation	ABALX	American Funds American Balanced A
World Allocation	GBLAX	American Funds Global Balanced A
ROOT	AFAXX	American Funds Money Market Fund; Class A Shares
ROOT	VUSXX

Investment model portfolios

We provide two types of investment model portfolios for Rock Tenn Company 401K Retirement Savings Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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