Pioneer Natural Resources Usa Inc. 401K And Matching Plan Investment Model Portfolios

Investment options of Pioneer Natural Resources Usa Inc. 401K And Matching Plan

Total Available Funds: 19

Asset Class

Ticker

Description

Others
Target Date 2000-2010	VTENX	Vanguard Target Retirement 2010 Inv
Target Date 2036-2040	VFORX	Vanguard Target Retirement 2040 Inv
Target Date 2031-2035	VTTHX	Vanguard Target Retirement 2035 Inv
Moderate Allocation	VWELX	Vanguard Wellington Inv
ROOT	VMMXX	Vanguard Money Market Reserves: Vanguard Prime Money Market Fund; Investor Shares
Target Date 2041-2045	VTIVX	Vanguard Target Retirement 2045 Inv

INTERNATIONAL EQUITY
Foreign Large Blend	VGTSX	Vanguard Total Intl Stock Index Inv
Foreign Large Blend	AEPGX	American Funds EuroPacific Gr A

FIXED INCOME
Intermediate Government	VFITX	Vanguard Interm-Term Treasury Inv
Intermediate-Term Bond	VBTLX	Vanguard Total Bond Market Index Adm
Multisector Bond	LSBDX	Loomis Sayles Bond Instl
Intermediate-Term Bond	PTTAX	PIMCO Total Return A

US EQUITY
LARGE VALUE	VWNAX	Vanguard Windsor II Adm
LARGE BLEND	VFIAX	Vanguard 500 Index Admiral
MID-CAP BLEND	VEXMX	Vanguard Extended Market Idx Inv
Small Growth	SAGWX	Sentinel Small Company A
LARGE BLEND	VTSMX	Vanguard Total Stock Mkt Idx Inv
LARGE GROWTH	VPMAX	Vanguard PRIMECAP Adm

Emerging Market
DIVERSIFIED EMERGING MKTS	ODMAX	Oppenheimer Developing Markets A

Investment model portfolios

We provide two types of investment model portfolios for Pioneer Natural Resources Usa Inc. 401K And Matching Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Click here for more plan details and features ►