Pultegroup Inc. 401 K Plan Investment Model Portfolios

Investment options of Pultegroup Inc. 401 K Plan

Total Available Funds: 13

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	VINIX	Vanguard Institutional Index Instl
LARGE BLEND	LMVTX	Legg Mason Cap Mgmt Value C
SMALL VALUE	AASVX	American Beacon Small Cp Val AMR
LARGE VALUE	AWSHX	American Funds Washington Mutual A
MID-CAP BLEND	FLPSX	Fidelity Low-Priced Stock
Small Growth	MSSMX	Morgan Stanley Inst Small Company Gr P
SMALL VALUE	AVFIX	American Beacon Small Cp Val Inst
LARGE GROWTH	PRGFX	T. Rowe Price Growth Stock
Small Growth	MSSGX	Morgan Stanley Inst Small Company Gr I

INTERNATIONAL EQUITY
Foreign Large Blend	FDIVX	Fidelity Diversified International
Foreign Large Blend	VGTSX	Vanguard Total Intl Stock Index Inv

Others
Retirement Income	FFFAX	Fidelity Freedom Income
Moderate Allocation	FBALX	Fidelity Balanced

Investment model portfolios

We provide two types of investment model portfolios for Pultegroup Inc. 401 K Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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