Wilbur Ellis Company 401 K Plan Investment Model Portfolios

Investment options of Wilbur Ellis Company 401 K Plan

Total Available Funds: 15

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	PTTRX	PIMCO Total Return Instl
SHORT GOVERNMENT	FIGIX	Federated US Govt 2-5 Yr Svc
SHORT GOVERNMENT	FIGTX	Federated US Govt 2-5 Yr Instl

INTERNATIONAL EQUITY
FOREIGN SMALL/MID GROWTH	ACINX	Columbia Acorn International Z
WORLD STOCK	OPPAX	Oppenheimer Global A

US EQUITY
Mid-Cap Growth	BGRFX	Baron Growth Retail
LARGE BLEND	NFAAX	Neuberger Berman Focus A
Mid-Cap Growth	LACAX	Columbia Acorn A
LARGE BLEND	SVSPX	SSgA S&P 500 Index Instl
Mid-Cap Growth	VGRAX	Invesco Van Kampen Mid Cap Gr A
LARGE VALUE	DODGX	Dodge & Cox Stock
LARGE VALUE	NPRTX	Neuberger Berman Large Cap Value Inv
MID-CAP BLEND	GTAGX	Invesco Mid Cap Core Equity A
LARGE GROWTH	AGTHX	American Funds Growth Fund of Amer A

Others
Moderate Allocation	DODBX	Dodge & Cox Balanced

Investment model portfolios

We provide two types of investment model portfolios for Wilbur Ellis Company 401 K Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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