Rimes Technologies Corp. 401 K Plan Investment Model Portfolios

Investment options of Rimes Technologies Corp. 401 K Plan

Total Available Funds: 19

Asset Class

Ticker

Description

US EQUITY
MID-CAP BLEND	FLSTX	Fidelity Advisor Leveraged Co Stk T
LARGE VALUE	KDCAX	DWS Large Cap Value A
LARGE GROWTH	JARTX	Janus Forty S
LARGE BLEND	NBPBX	Neuberger Berman Large Cap Value Adv
LARGE GROWTH	RRGSX	T. Rowe Price Growth Stock R
LARGE BLEND	NYVTX	Davis NY Venture A

Others
Moderate Allocation	ACEIX	Invesco Van Kampen Equity and Income A
Target Date 2016-2020	FDTFX	Fidelity Advisor Freedom 2020 T
Target Date 2036-2040	FTFFX	Fidelity Advisor Freedom 2040 T
Target Date 2000-2010	FCFTX	Fidelity Advisor Freedom 2010 T
World Allocation	MDLOX	BlackRock Global Allocation Inv A
Target Date 2026-2030	FTFEX	Fidelity Advisor Freedom 2030 T
Retirement Income	FTAFX	Fidelity Advisor Freedom Inc T

INTERNATIONAL EQUITY
Foreign Large Growth	JIGRX	Janus Overseas S
WORLD STOCK	TEGRX	Templeton Growth R

FIXED INCOME
Inflation-Protected Bond	PRTNX	PIMCO Real Return A
Multisector Bond	OPSIX	Oppenheimer Global Strategic Inc A
High Yield Bond	SGHSX	DWS Global High Income S

Emerging Market
DIVERSIFIED EMERGING MKTS	GTDDX	Invesco Developing Markets A

Investment model portfolios

We provide two types of investment model portfolios for Rimes Technologies Corp. 401 K Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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