Lynda.com 401(k) Profit Sharing Plan
Investment Model Portfolios
Investment options of Lynda.com 401(k) Profit Sharing Plan
Total Available Funds: 45
Asset Class |
Ticker
| Description |
INTERNATIONAL EQUITY |
|
|
WORLD STOCK |
FWAFX |
Fidelity Advisor Worldwide A |
Foreign Large Blend |
FAIDX |
Fidelity Advisor Intl Discovery A |
FOREIGN SMALL/MID GROWTH |
LAIAX |
Columbia Acorn International A |
|
US EQUITY |
|
|
Small Growth |
LAGWX |
Lord Abbett Developing Growth A |
LARGE GROWTH |
FNIAX |
Fidelity Advisor New Insights A |
MID-CAP BLEND |
PMBMX |
Principal MidCap Blend R3 |
SMALL VALUE |
FCVAX |
Fidelity Advisor Small Cap Value A |
SMALL BLEND |
FSCDX |
Fidelity Advisor Small Cap A |
Mid-Cap Growth |
FIIAX |
Fidelity Advisor Mid Cap II A |
LARGE VALUE |
MEIHX |
MFS Value R3 |
MID-CAP VALUE |
JMVIX |
Perkins Mid Cap Value S |
SMALL BLEND |
ATIAX |
Invesco Small Companies A |
LARGE BLEND |
PEOPX |
Dreyfus S&P 500 Index |
|
Others |
|
|
Target Date 2051+ |
FHFAX |
Fidelity Advisor Freedom 2055 A |
Target Date 2031-2035 |
FATHX |
Fidelity Advisor Freedom 2035 A |
Target Date 2036-2040 |
FAFFX |
Fidelity Advisor Freedom 2040 A |
Industrials |
FCLAX |
Fidelity Advisor Industrials A |
Utilities |
FUGAX |
Fidelity Advisor Utilities A |
Target Date 2000-2010 |
FFAVX |
Fidelity Advisor Freedom 2005 A |
Technology |
FELAX |
Fidelity Advisor Electronics A |
Financial |
FIDAX |
JHancock Financial Industries A |
Health |
FBTAX |
Fidelity Advisor Biotechnology A |
Communications |
FTUAX |
Fidelity Advisor Telecommunications A |
Target Date 2016-2020 |
FDAFX |
Fidelity Advisor Freedom 2020 A |
Communications |
FDMAX |
Fidelity Advisor Communications Equip A |
Consumer Cyclical |
FCNAX |
Fidelity Advisor Consumer Discret A |
Retirement Income |
FAFAX |
Fidelity Advisor Freedom Inc A |
EQUITY PRECIOUS METALS |
FGDAX |
Fidelity Advisor Gold A |
Health |
FACDX |
Fidelity Advisor Health Care A |
Equity Energy |
FANAX |
Fidelity Advisor Energy A |
Target Date 2026-2030 |
FAFEX |
Fidelity Advisor Freedom 2030 A |
ROOT |
FDAXX |
FID PRIME FUND |
Target Date 2000-2010 |
FACFX |
Fidelity Advisor Freedom 2010 A |
ROOT |
- |
FA STABLE VALUE |
Technology |
FADTX |
Fidelity Advisor Technology A |
Target Date 2021-2025 |
FATWX |
Fidelity Advisor Freedom 2025 A |
Natural Resources |
FMFAX |
Fidelity Advisor Materials A |
Target Date 2046-2050 |
FFFLX |
Fidelity Advisor Freedom 2050 A |
Consumer Defensive |
FDAGX |
Fidelity Advisor Consumer Staples A |
Target Date 2011-2015 |
FFVAX |
Fidelity Advisor Freedom 2015 A |
Target Date 2041-2045 |
FFFZX |
Fidelity Advisor Freedom 2045 A |
|
REAL ESTATE |
|
|
REAL ESTATE |
FHEAX |
Fidelity Advisor Real Estate A |
|
FIXED INCOME |
|
|
Intermediate Government |
FVIAX |
Fidelity Advisor Government Income A |
Intermediate-Term Bond |
PTTAX |
PIMCO Total Return A |
Multisector Bond |
FSTAX |
Fidelity Advisor Strategic Income A |
|
Investment model portfolios
We provide two types of investment model portfolios for Lynda.com 401(k) Profit Sharing Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.