Blackbird Technologies Inc. 401(k) Plan Investment Model Portfolios

Investment options of Blackbird Technologies Inc. 401(k) Plan

Total Available Funds: 29

Asset Class

Ticker

Description

Others
Target Date 2051+	LTWAX	AllianceBern 2055 Retirement Strat A
Target Date 2016-2020	LTHAX	AllianceBern 2020 Retirement Strat A
Target Date 2000-2010	LTBAX	AllianceBern 2005 Retirement Strat A
ROOT	DWLXX	Morgan Stanley Liquid Asset Fund
Target Date 2000-2010	LTAAX	AllianceBern 2000 Retirement Strat A
Target Date 2041-2045	LTPAX	AllianceBern 2045 Retirement Strat A
Target Date 2000-2010	LTDAX	AllianceBern 2010 Retirement Strat A
Target Date 2046-2050	LTQAX	AllianceBern 2050 Retirement Strat A
Moderate Allocation	ACEIX	Invesco Van Kampen Equity and Income A
Target Date 2031-2035	LTKAX	AllianceBern 2035 Retirement Strat A
Target Date 2011-2015	LTEAX	AllianceBern 2015 Retirement Strat A
Target Date 2036-2040	LTLAX	AllianceBern 2040 Retirement Strat A
Technology	IFOAX	Invesco Technology Sector A
Target Date 2026-2030	LTJAX	AllianceBern 2030 Retirement Strat A
Target Date 2021-2025	LTIAX	AllianceBern 2025 Retirement Strat A

US EQUITY
MID-CAP VALUE	FMIVX	Virtus Mid-Cap Value A
LARGE VALUE	EHSTX	Eaton Vance Large-Cap Value A
Mid-Cap Growth	VGRAX	Invesco Van Kampen Mid Cap Gr A
LARGE GROWTH	OPTFX	Oppenheimer Capital Appreciation A
Small Growth	PGOAX	Prudential Jennison Small Company A
LARGE BLEND	VADAX	Invesco Equally-Wtd S&P 500 A
LARGE BLEND	PWBAX	Virtus AlphaSector Rotation A

INTERNATIONAL EQUITY
WORLD STOCK	OPPAX	Oppenheimer Global A
Foreign Large Growth	AIIEX	Invesco International Growth A
Foreign Large Value	ICEYX	MainStay ICAP International R2

FIXED INCOME
High Yield Bond	EVIBX	Eaton Vance Income Fund of Boston A
Short-Term Bond	NARAX	Virtus Multi-Sector S/T Bd A

Emerging Market
DIVERSIFIED EMERGING MKTS	EMGAX	Wells Fargo Advantage Emerg Mkts Eq A

REAL ESTATE
REAL ESTATE	OREAX	Oppenheimer Real Estate A

Investment model portfolios

We provide two types of investment model portfolios for Blackbird Technologies Inc. 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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