American Maritime Officers 401 K Plan Investment Model Portfolios

Investment options of American Maritime Officers 401 K Plan

Total Available Funds: 14

Asset Class

Ticker

Description

US EQUITY
SMALL VALUE	COVAX	Columbia Small Cap Value II A
Mid-Cap Growth	MGOAX	Munder Mid-Cap Core Growth A
LARGE BLEND	NYVTX	Davis NY Venture A
Small Growth	AUSAX	Columbia Acorn USA Z
LARGE GROWTH	FCNTX	Fidelity Contrafund
LARGE VALUE	DODGX	Dodge & Cox Stock
LARGE GROWTH	RGAFX	American Funds Growth Fund of Amer R5

FIXED INCOME
High Yield Bond	MHCAX	MainStay High Yield Corporate Bond A
Inflation-Protected Bond	BPRAX	BlackRock Inflation Protected Bond Inv A

REAL ESTATE
REAL ESTATE	FREAX	Nuveen Real Estate Secs A

Others
Equity Energy	SGLSX	BlackRock Energy & Resources Instl
Moderate Allocation	DODBX	Dodge & Cox Balanced

INTERNATIONAL EQUITY
Foreign Large Blend	RERFX	American Funds EuroPacific Gr R5

Emerging Market
DIVERSIFIED EMERGING MKTS	ODMAX	Oppenheimer Developing Markets A

Investment model portfolios

We provide two types of investment model portfolios for American Maritime Officers 401 K Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Click here for more plan details and features ►