Paulus Sokolowski and Sartor LLC 401(k) Plan Investment Model Portfolios

Investment options of Paulus Sokolowski and Sartor LLC 401(k) Plan

Total Available Funds: 13

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Large Blend	FAIDX	Fidelity Advisor Intl Discovery A
Foreign Large Growth	OIGAX	Oppenheimer International Growth A

US EQUITY
MID-CAP VALUE	CMUAX	Columbia Mid Cap Value A
SMALL BLEND	FSCDX	Fidelity Advisor Small Cap A
LARGE GROWTH	CSIEX	Calvert Equity A
LARGE VALUE	EHSTX	Eaton Vance Large-Cap Value A
LARGE GROWTH	FNIAX	Fidelity Advisor New Insights A
LARGE VALUE	PEYAX	Putnam Equity Income A
MID-CAP BLEND	FLSAX	Fidelity Advisor Leveraged Co Stk A

FIXED INCOME
Multisector Bond	FSTAX	Fidelity Advisor Strategic Income A
Intermediate Government	FKUSX	Franklin US Government Secs A

Others
EQUITY PRECIOUS METALS	IGDAX	Invesco Gold & Precious Metals A
ROOT	-	Oppenheimer Global Allocation

Investment model portfolios

We provide two types of investment model portfolios for Paulus Sokolowski and Sartor LLC 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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