Met Life MLI USA Variable Annuity Series L Investment Model Portfolios

This plan has many proxy funds as it uses all SMA (Separate Managed Accounts).

Investment options of Met Life MLI USA Variable Annuity Series L

Total Available Funds: 43

Asset Class

Ticker

Description

FIXED INCOME
High Yield Bond	FYAIX	Access VP High Yield
High Yield Bond	TDHIX	TA AEGON High Yield Bond
Intermediate Government	AMUSX	TA AEGON U.S. Government Securities
Intermediate-Term Bond	JCBUX	TA JPMorgan Core Bond
Intermediate-Term Bond	PTTRX	TA PIMCO Total Return

Others
Moderate Allocation	ABWIX	AllianceBernstein Balanced Wealth Strategy Portfolio
Aggressive Allocation	FFAAX	Franklin Templeton VIP Founding Funds Allocation Fund
NotFound	NotFound	TA AEGON Active Asset Allocation - Conservative
NotFound	NotFound	TA AEGON Active Asset Allocation - Moderate
NotFound	NotFound	TA AEGON Active Asset Allocation - Moderate Growth
ROOT	CASH	TA AEGON Money Market
World Allocation	ADADX	TA AllianceBernstein Dynamic Allocation
Conservative Allocation	ICLAX	TA Asset Allocation - Conservative
Moderate Allocation	IMOAX	TA Asset Allocation - Moderate
Aggressive Allocation	IMLAX	TA Asset Allocation - Moderate Growth
World Allocation	MALOX	TA BlackRock Global Allocation
Conservative Allocation	IGTCX	TA BlackRock Tactical Allocation
Conservative Allocation	IGTIX	TA Hanlon Income
EQUITY	TAV	TA JPMorgan Enhanced Index
Aggressive Allocation	NAINX	TA JPMorgan Tactical Allocation
Moderate Allocation	JBALX	TA Janus Balanced
EQUITY	TAV	TA Multi-Managed Balanced
NotFound	NotFound	TA PIMCO Tactical - Balanced VP
NotFound	NotFound	TA PIMCO Tactical - Conservative VP
NotFound	NotFound	TA PIMCO Tactical - Growth VP
NotFound	NotFound	TA Vanguard ETF Portfolio - Balanced VP
NotFound	NotFound	TA Vanguard ETF Portfolio - Growth VP

US EQUITY
LARGE BLEND	VPCSX	Fidelity - VIP Contrafund® Portfolio - Service Class 2
LARGE VALUE	IFVEX	Fidelity - VIP Equity-Income Portfolio - Service Class 2
LARGE GROWTH	VPGSX	Fidelity - VIP Growth Opportunities Portfolio - Service Class 2
LARGE BLEND	FXSIX	Fidelity - VIP Index 500 Portfolio - Service Class 2
LARGE BLEND	IAAAX	TA Asset Allocation - Growth
LARGE GROWTH	VWUSX	TA BNP Paribas Large Cap Growth VP
LARGE VALUE	OIBHX	TA Barrow Hanley Dividend Focused VP
LARGE GROWTH	PJFZX	TA Jennison Growth
LARGE GROWTH	MSEQX	TA Morgan Stanley Capital Growth
Mid-Cap Growth	MPEGX	TA Morgan Stanley Mid Cap Growth
SMALL VALUE	TSLIX	TA Systematic Small/Mid Cap Value
SMALL BLEND	PRSVX	TA T. Rowe Price Small Cap
LARGE GROWTH	TDEIX	TA WMC Diversified Growth

REAL ESTATE
Global Real Estate	IRGIX	TA Clarion Global Real Estate Securities

INTERNATIONAL EQUITY
Foreign Large Blend	TSWIX	TA International Moderate Growth
Foreign Large Growth	MIEIX	TA MFS International Equity

Investment model portfolios

We provide two types of investment model portfolios for Met Life MLI USA Variable Annuity Series L participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
Met Life MLI USA Variable Annuity Series L Strategic Asset Allocation - Optimal Moderate	NA	25.16%	-1.04%	7.80%	7.18%	8.24%	7.50%	7.52%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Met Life MLI ... Moderate	-1.39	25.16	-1.04	7.80	7.18	8.24	7.50	7.52	NA	7.20	12.16	-21.30	8.93	32.60	22.28	-2.16	11.90	2.75	2.68	5.87	14.93	14.33	0.08	13.41	25.67	-23.97	10.99	9.48	9.99	15.08	21.75	-6.64	1.40	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Met Life MLI ... Moderate	NA	0.23	-0.40	0.28	0.45	NA	NA	0.52	0.05	0.07	0.84	-1.40	0.60	1.71	2.63	-0.33	2.50	0.30	0.34	0.88	2.30	1.92	0.00	1.15	1.60	-1.21	0.82	0.73	1.15	1.85	2.46	-0.71	-0.09	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.54	0.86	0.87	0.64	NA	NA	0.45	0.36	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.82	0.73	0.60	0.49	NA	NA	0.51	1.05	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Met Life MLI ... Moderate	NA	9.27	12.09	14.27	11.59	NA	NA	11.30	10.15	9.33	9.43	16.17	14.73	18.95	7.93	10.51	4.51	8.51	7.84	6.67	6.48	7.44	14.17	11.57	15.96	20.60	9.70	8.50	6.78	7.63	8.56	10.88	10.08	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.83	17.26	17.44	18.49	NA	NA	18.10	24.44	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.47	10.12	10.09	10.41	NA	NA	11.48	12.44	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Met Life MLI ... Moderate	NA	6.83	24.39	30.11	30.11	NA	NA	36.67	0.84	6.83	10.07	26.00	6.86	21.71	3.65	12.33	2.30	8.17	6.58	4.52	5.85	6.44	12.34	8.26	15.91	33.35	5.83	8.96	4.52	5.67	7.20	15.17	14.40	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Met Life MLI ... Moderate	NA	4.27	6.03	5.88	4.89	NA	NA	4.11	NA	0.71	4.06	2.10	11.35	7.30	4.89	6.03	0.37	3.54	6.28	3.52	3.37	3.29	2.31	4.69	3.01	2.92	4.56	5.49	2.34	3.75	2.68	1.96	3.96	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
Met Life MLI USA Variable Annuity Series L Tactical Asset Allocation Moderate	NA	10.24%	9.21%	8.27%	8.97%	9.69%	NA	8.40%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	19.49%	15.94%	14.26%	10.78%	9.30%	7.62%	6.96%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	7.52%	7.89%	7.19%	6.09%	6.53%	6.39%	5.59%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Met Life MLI ... Moderate	0.74	10.24	9.21	8.27	8.97	9.69	NA	8.40	NA	NA	NA	NA	NA	NA	NA	-1.01	14.42	4.67	2.35	4.32	12.95	11.46	0.12	10.33	17.69	6.91	11.77	11.81	7.14	14.86	13.90	-2.92	-3.37	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	0.98	19.49	15.94	14.26	10.78	9.30	7.62	6.96	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	0.29	7.52	7.89	7.19	6.09	6.53	6.39	5.59	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Met Life MLI ... Moderate	NA	-0.14	0.68	0.61	0.86	NA	NA	0.79	NA	NA	NA	NA	NA	NA	NA	-0.21	2.42	0.53	0.27	0.48	1.70	1.53	0.01	1.00	1.75	1.01	0.92	1.13	0.76	1.77	1.77	-0.69	-0.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.54	0.86	0.87	0.64	NA	NA	0.45	0.36	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.82	0.73	0.60	0.49	NA	NA	0.51	1.05	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Met Life MLI ... Moderate	NA	9.47	8.11	8.34	9.09	NA	NA	8.32	NA	NA	NA	NA	NA	NA	NA	10.00	5.71	8.39	8.56	9.01	7.59	7.48	12.58	10.26	10.06	5.96	9.50	7.59	6.55	7.84	7.45	5.81	6.35	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.83	17.26	17.44	18.49	NA	NA	18.10	24.44	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.47	10.12	10.09	10.41	NA	NA	11.48	12.44	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Met Life MLI ... Moderate	NA	9.38	9.38	10.86	11.64	NA	NA	11.64	NA	NA	NA	NA	NA	NA	NA	9.38	3.17	8.23	7.72	7.25	7.66	6.48	11.64	6.93	5.53	3.18	5.70	8.74	5.01	6.12	5.54	6.61	10.11	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Met Life MLI ... Moderate	NA	6.69	5.24	5.76	4.66	NA	NA	0.00	NA	NA	NA	NA	NA	NA	NA	2.92	5.50	4.49	4.10	9.88	3.65	3.65	3.44	5.08	4.68	3.77	6.17	5.86	1.90	3.75	2.89	4.87	4.23	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 08/31/2018, AR inception is 12/31/2000

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