lax11570 Schwab Commission Free ETFs Investment Model Portfolios

Investment options of lax11570 Schwab Commission Free ETFs

Total Available Funds: 105

Asset Class

Ticker

Description

REAL ESTATE
Global Real Estate	RWO	SPDR Dow Jones Global Real Estate
REAL ESTATE	SCHH	Schwab US REIT ETF

Emerging Market
DIVERSIFIED EMERGING MKTS	GAF	SPDR S&P Emerging Middle East & Africa
India Equity	PIN	PowerShares India
Latin America Stock	GML	SPDR S&P Emerging Latin America
China Region	HAO	Guggenheim China Small Cap
DIVERSIFIED EMERGING MKTS	EWX	SPDR S&P Emerging Markets Small Cap
DIVERSIFIED EMERGING MKTS	SCHE	Schwab Emerging Markets Equity ETF
DIVERSIFIED EMERGING MKTS	FRN	Guggenheim Frontier Markets
DIVERSIFIED EMERGING MKTS	EEB	Guggenheim BRIC
China Region	YAO	Guggenheim China All-Cap
DIVERSIFIED EMERGING MKTS	EWEM	Guggenheim MSCI Emerging Markets Eq Wt
DIVERSIFIED EMERGING MKTS	EELV	PowerShares S&P Emerging Markets Low Vol
DIVERSIFIED EMERGING MKTS	EDIV	SPDR S&P Emerging Markets Dividend

INTERNATIONAL EQUITY
Foreign Large Blend	CWI	SPDR MSCI ACWI (ex-US)
JAPAN STOCK	JPP	SPDR Russell/Nomura PRIME Japan
Foreign Large Blend	SCHF	Schwab International Equity ETF
Foreign Small/Mid Blend	MDD	SPDR S&P International Mid Cap
PACIFIC/ASIA EX-JAPAN STK	GMF	SPDR S&P Emerging Asia Pacific
EUROPE STOCK	FEU	SPDR STOXX Europe 50
Foreign Large Value	DWX	SPDR S&P International Dividend
Foreign Small/Mid Blend	SCHC	Schwab International Small-Cap Eq ETF
WORLD STOCK	ACIM	SPDR MSCI ACWI IMI
Foreign Large Value	IDLV	PowerShares S&P Intl Dev Low Volatility

COMMODITIES
Commodities Precious Metals	PALL	ETFS Physical Palladium Shares
Commodities Energy	UGA	United States Gasoline
Commodities Precious Metals	SGOL	ETFS Physical Swiss Gold Shares
Commodities Precious Metals	SIVR	ETFS Physical Silver Shares
Commodities Energy	USL	United States 12 Month Oil
Commodities Precious Metals	PPLT	ETFS Physical Platinum Shares
Commodities Energy	UNL	United States 12 Month Natural Gas
Commodities Precious Metals	WITE	ETFS Physical White Metals Basket Shares
Commodities Precious Metals	GLTR	ETFS Physical PM Basket Shares
COMMODITIES BROAD BASKET	USCI	United States Commodity Index

Others
Consumer Defensive	RHS	Guggenheim S&P 500 Eq Wt Cons Staples
Currency	FXA	CurrencyShares Australian Dollar Trust
Consumer Cyclical	RCD	Guggenheim S&P 500 Eq Weight Cons Discre
Utilities	RYU	Guggenheim S&P 500 Eq Weight Utilities
Health	RYH	Guggenheim S&P 500 Eq Weight Healthcare
Communications	PBS	PowerShares Dynamic Media
Industrials	RGI	Guggenheim S&P 500 Eq Wt Industrials
Natural Resources	RTM	Guggenheim S&P 500 Eq Weight Materials
Equity Energy	RYE	Guggenheim S&P 500 Equal Weight Energy
Currency	FXF	CurrencyShares Swiss Franc Trust
Technology	RYT	Guggenheim S&P 500 Eq Weight Technology
Currency	FXY	CurrencyShares Japanese Yen Trust
Currency	FXS	CurrencyShares Swedish Krona Trust
MISCELLANEOUS SECTOR	PGX	PowerShares Preferred
Financial	RYF	Guggenheim S&P 500 Eq Weight Financials
Currency	FXC	CurrencyShares Canadian Dollar Trust
EQUITY PRECIOUS METALS	PSAU	PowerShares Global Gold & Prec Metals
Convertibles	CWB	SPDR Barclays Capital Convertible Secs
Currency	FXE	CurrencyShares Euro Trust
Currency	FXB	CurrencyShares British Pound Sterling Tr

FIXED INCOME
Muni National Short	SHM	SPDR Nuveen Barclays Capital S/T Muni Bd
LONG GOVERNMENT	TLO	SPDR Barclays Capital Long Term Treasury
Emerging Markets Bond	PCY	PowerShares Emerging Mkts Sovereign Debt
Muni California Long	PWZ	PowerShares Insured California Muni Bond
Muni National Long	TFI	SPDR Nuveen Barclays Capital Muni Bond
WORLD BOND	BWX	SPDR Barclays Capital Intl Treasury Bond
Muni New York Long	PZT	PowerShares Insured New York Muni Bond
High Yield Bond	PHB	PowerShares Fundamental High Yld Corp Bd
WORLD BOND	BWZ	SPDR Barclays Cap S/T Intl Treasury Bond
WORLD BOND	IBND	SPDR Barclays Capital Intl Corp Bond
Short-Term Bond	BSCD	Guggenheim BulletShares 2013 Corp Bond
SHORT GOVERNMENT	SCHO	Schwab Short-Term U.S. Treasury ETF
Intermediate-Term Bond	SCHZ	Schwab U.S. Aggregate Bond ETF
Intermediate-Term Bond	BSCK	Guggenheim BulletShares 2020 Corp Bond
Intermediate-Term Bond	BSCJ	Guggenheim BulletShares 2019 Corp Bond
Intermediate-Term Bond	BSCI	Guggenheim BulletShares 2018 Corp Bond
Intermediate-Term Bond	BSCH	Guggenheim BulletShares 2017 Corp Bond
Intermediate-Term Bond	BSCG	Guggenheim BulletShares 2016 Corp Bond
Intermediate-Term Bond	BSCF	Guggenheim BulletShares 2015 Corp Bond
Intermediate-Term Bond	BSCE	Guggenheim BulletShares 2014 Corp Bond
Intermediate Government	SCHR	Schwab Intermediate-Term U.S. Trsy ETF
Inflation-Protected Bond	SCHP	Schwab U.S. TIPS ETF
High Yield Muni	HYMB	SPDR Nuveen S&P High Yield Municipal Bd
High Yield Bond	BSJI	Guggenheim BulletShares 2018 HY C Bd ETF
High Yield Bond	BSJH	Guggenheim BulletShares 2017 HY C Bd ETF
High Yield Bond	BSJG	Guggenheim BulletShares 2016 HY C Bd ETF
High Yield Bond	BSJF	Guggenheim BulletShares 2015 HY Crp Bond
High Yield Bond	BSJE	Guggenheim BulletShares 2014 HY Crp Bond
High Yield Bond	BSJD	Guggenheim BulletShares 2013 HY Crp Bond
Emerging Markets Bond	EMCD	SPDR BofA ML EM Corp Bd ETF
Emerging Markets Bond	EBND	SPDR Barclays Capital EM Local Bond ETF
Emerging Markets Bond	DSUM	PowerShares Chinese Yuan Dim Sum Bond
Bank Loan	BKLN	PowerShares Senior Loan Port

US EQUITY
LARGE VALUE	DEF	Guggenheim Defensive Equity
LARGE VALUE	CVY	Guggenheim Multi-Asset Income
LARGE VALUE	SCHV	Schwab U.S. Large-Cap Value ETF
LARGE BLEND	RSP	Guggenheim S&P 500 Equal Weight
LARGE BLEND	SCHB	Schwab U.S. Broad Market ETF
LARGE BLEND	SCHX	Schwab U.S. Large-Cap ETF
SMALL BLEND	SCHA	Schwab U.S. Small-Cap ETF
Mid-Cap Growth	MDYG	SPDR S&P 400 Mid Cap Growth ETF
LARGE GROWTH	SCHG	Schwab U.S. Large-Cap Growth ETF
Small Growth	SLYG	SPDR S&P 600 Small Cap Growth ETF
MID-CAP VALUE	MDYV	SPDR S&P 400 Mid Cap Value ETF
SMALL VALUE	SLYV	SPDR S&P 600 Small Cap Value ETF
LARGE BLEND	XLG	Guggenheim Russell Top 50
SMALL BLEND	EWRS	Guggenheim Russell 2000 Equal Weight
MID-CAP VALUE	SPHB	PowerShares S&P 500 High Beta
MID-CAP BLEND	SCHM	Schwab U.S. Mid-Cap ETF
LARGE VALUE	SPLV	PowerShares S&P 500 Low Volatility
LARGE BLEND	SCHD	Schwab U.S. Dividend Equity ETF

Investment model portfolios

We provide two types of investment model portfolios for lax11570 Schwab Commission Free ETFs participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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