Network 401k
Investment Model Portfolios
Investment options of Network 401k
Total Available Funds: 33
| Asset Class |
Ticker
| Description |
| Others |
|
|
| Technology |
IGM |
iShares S&P North Amer Technology |
| Financial |
IYF |
iShares Dow Jones US Financial Sector |
| Natural Resources |
IYM |
iShares Dow Jones US Basic Materials |
| Equity Energy |
IYE |
iShares Dow Jones US Energy |
| Health |
IYH |
iShares Dow Jones US Healthcare |
| Money Market-Taxable |
FRTXX |
Fidelity Retirement Money Market |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
IYR |
iShares Dow Jones US Real Estate |
|
| US EQUITY |
|
|
| SMALL BLEND |
IJR |
iShares S&P SmallCap 600 Index |
| SMALL VALUE |
IJS |
iShares S&P SmallCap 600 Value Index |
| Small Growth |
IJT |
iShares S&P SmallCap 600 Growth |
| MID-CAP BLEND |
IJH |
iShares S&P MidCap 400 Index |
| MID-CAP VALUE |
IJJ |
iShares S&P MidCap 400 Value Index |
| Mid-Cap Growth |
IJK |
iShares S&P MidCap 400 Growth Index |
| LARGE GROWTH |
IVW |
iShares S&P 500 Growth Index |
| LARGE VALUE |
IVE |
iShares S&P 500 Value Index |
| LARGE BLEND |
SPY |
SPDR S&P 500 |
| LARGE VALUE |
DIA |
SPDR Dow Jones Industrial Average |
| LARGE GROWTH |
QQQ |
PowerShares QQQ |
|
| INTERNATIONAL EQUITY |
|
|
| WORLD STOCK |
IOO |
iShares S&P Global 100 Index |
| Foreign Large Blend |
EFA |
iShares MSCI EAFE Index |
|
| Emerging Market |
|
|
| Latin America Stock |
ILF |
iShares S&P Latin America 40 Index |
| DIVERSIFIED EMERGING MKTS |
EEM |
iShares MSCI Emerging Markets Index |
| India Equity |
INP |
iPath MSCI India Index ETN |
| China Region |
FXI |
iShares FTSE China 25 Index Fund |
|
| COMMODITIES |
|
|
| Commodities Precious Metals |
IAU |
iShares Gold Trust |
| Commodities Precious Metals |
SLV |
iShares Silver Trust |
|
| FIXED INCOME |
|
|
| Intermediate Government |
IEI |
iShares Barclays 3-7 Year Treasury Bond |
| LONG GOVERNMENT |
IEF |
iShares Barclays 7-10 Year Treasury |
| LONG GOVERNMENT |
TLT |
iShares Barclays 20+ Year Treas Bond |
| Inflation-Protected Bond |
TIP |
iShares Barclays TIPS Bond |
| High Yield Bond |
HYG |
iShares iBoxx $ High Yield Corporate Bd |
| Long-Term Bond |
LQD |
iShares iBoxx $ Invest Grade Corp Bond |
| Emerging Markets Bond |
EMB |
iShares JPMorgan USD Emerg Markets Bond |
|
Investment model portfolios
We provide two types of investment model portfolios for Network 401k participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
Network 401k ... Moderate
|
-1.28 |
25.46 |
3.31 |
6.86 |
2.96 |
4.98 |
7.58 |
7.68 |
NA |
9.59 |
6.71 |
-12.46 |
9.23 |
16.58 |
2.94 |
-10.99 |
7.59 |
4.21 |
-6.18 |
2.09 |
11.82 |
5.54 |
9.50 |
12.18 |
21.08 |
1.85 |
24.52 |
19.43 |
11.85 |
10.60 |
22.17 |
0.51 |
0.74 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
Network 401k ... Moderate
|
NA |
0.46 |
-0.17 |
0.25 |
0.06 |
NA |
NA |
0.59 |
0.13 |
0.28 |
0.24 |
-1.03 |
0.98 |
1.30 |
0.28 |
-1.40 |
1.19 |
0.54 |
-0.94 |
0.32 |
1.68 |
1.12 |
0.91 |
0.93 |
1.54 |
0.08 |
1.40 |
1.49 |
1.08 |
0.97 |
2.96 |
-0.06 |
-0.13 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.60 |
0.95 |
0.80 |
0.65 |
NA |
NA |
0.45 |
0.51 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
Network 401k ... Moderate
|
NA |
10.73 |
11.56 |
11.39 |
9.44 |
NA |
NA |
10.05 |
4.60 |
10.79 |
10.31 |
13.47 |
9.40 |
12.59 |
5.55 |
8.76 |
5.85 |
7.43 |
6.61 |
6.50 |
7.02 |
4.90 |
10.40 |
12.96 |
13.64 |
11.02 |
15.39 |
10.86 |
9.00 |
9.92 |
7.26 |
10.82 |
11.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.74 |
17.13 |
17.38 |
18.46 |
NA |
NA |
18.09 |
23.24 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
Network 401k ... Moderate
|
NA |
7.28 |
20.04 |
20.04 |
22.25 |
NA |
NA |
22.25 |
0.28 |
7.28 |
9.69 |
20.04 |
5.49 |
14.06 |
3.42 |
16.89 |
3.82 |
6.95 |
9.63 |
6.41 |
6.06 |
3.34 |
7.30 |
8.74 |
5.90 |
11.67 |
8.39 |
12.35 |
5.57 |
13.42 |
2.52 |
18.64 |
15.48 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
Network 401k ... Moderate
|
NA |
1.94 |
2.55 |
1.97 |
1.80 |
NA |
NA |
2.02 |
NA |
0.48 |
1.90 |
3.04 |
2.26 |
1.11 |
1.20 |
0.91 |
0.18 |
3.11 |
2.14 |
2.18 |
1.57 |
2.60 |
2.02 |
2.62 |
3.87 |
2.51 |
2.03 |
1.81 |
2.40 |
0.80 |
1.38 |
2.17 |
2.25 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2024, AR inception is 12/31/2000
