MERISEL, INC.401(k) RETIREMENT SAVINGS PLAN Investment Model Portfolios

Investment options of MERISEL, INC.401(k) RETIREMENT SAVINGS PLAN

Total Available Funds: 22

Asset Class

Ticker

Description

Others
ROOT	unknow	Guaranteed Income Fund
Moderate Allocation	VBINX	Lifetime Balanced Fund
Conservative Allocation	VSCGX	Lifetime Conservative Growth

US EQUITY
LARGE BLEND	WFSPX	Dryden S P 500 Index Fund
LARGE GROWTH	EPGAX	Fidelity Advisor Equity Growth
Mid-Cap Growth	APAIX	Lifetime Aggressive Growth Fund
LARGE BLEND	VASGX	Lifetime Growth Fund
MID-CAP VALUE	VOE	Mid Cap Value Fund (Wellington Mgmt.) Pooled Separate Account
SMALL BLEND	SMVCX	Wells Fargo Adv Small Cap Value Fund
LARGE VALUE	CBBIX	AllianceBerstein Growth Income Fund
Mid-Cap Growth	ARTMX	Mid Cap Growth/Artisan Partners Fund
SMALL VALUE	JASCX	Small Cap Growth/Granahan Fund
LARGE GROWTH	PRGFX	T. Rowe Growth Stock Fund
Small Growth	LSBYX	Lord Abbett Small Cap Blend Fund
Mid-Cap Growth	TWHIX	American Century Heritage Account
Small Growth	GTSVX	AIM Small Cap Growth Fund
LARGE BLEND	NBPTX	Neuberger Berman Partners Tr Class
LARGE BLEND	FLCEX	Core Bond Enhanced Index / PIM Fund
Mid-Cap Growth	MPEGX	Morgan Stanley Inst Tr U.S. Mid Cap Value Fund
LARGE GROWTH	VIDSX	Victory Dividend Stock Fund

INTERNATIONAL EQUITY
Foreign Large Value	MUIAX	International Blend/Munder Capital Fund
Foreign Large Blend	TGVIX	Thornburg International Value Fund

Investment model portfolios

We provide two types of investment model portfolios for MERISEL, INC.401(k) RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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