Select Page

PACIFIC CAPITAL BANCORP INCENTIVE AND INVESTMENT AND SALARY SAVINGS PLAN
Investment Model Portfolios

Investment options of PACIFIC CAPITAL BANCORP INCENTIVE AND INVESTMENT AND SALARY SAVINGS PLAN

Total Available Funds: 36
Asset Class Ticker Description
Others
ROOT CASH Charles Schwab Tr Company Schwab US Treasury Money Fund
Moderate Allocation LAAIX Leuthold Asset Allocation Mutual Fund
Long-Short SWHEX Schwab Hedged Equity Select Mutual Fund
ROOT SWINX Schwab International Index FD Mutual Fund
ROOT SWPIX Schwab S P 500 Index Inv Mutual Fund
Natural Resources PRNEX T. Rowe Price Retirement New Era
Target Date 2000-2010 TRRAX T. Rowe Price Retirement rtmt 2010 Adv Mutual Fund
Target Date 2016-2020 TRRBX T. Rowe Price Retirement rtmt 2020 Adv Mutual Fund
Target Date 2026-2030 TRRCX T. Rowe Price Retirement rtmt 2030 Adv Mutual Fund
Target Date 2036-2040 TRRDX T. Rowe Price Retirement rtmt 2040 Adv Mutual Fund
Target Date 2050+ TRRMX T. Rowe Price Retirement rtmt 2050 Adv Mutual Fund
Retirement Income PARIX T. Rowe Price Retirement rtmt income Adv Mutual Fund
unknow unknow Personal Choice rtmt Accounts Total self-directed accounts
FIXED INCOME
SHORT GOVERNMENT STABLEVALUE Charles Schwab Stable Value Fund Common/Collective Tr
Intermediate-Term Bond FPNIX FPA New Income
High Yield Bond JHYUX JPMorgan High Yield
Multisector Bond LSBDX Loomis Sayles Bond Ret Mutual Fund
Intermediate-Term Bond PTTDX Pacific Investment Management Company Total Return D Mutual Fund
Multisector Bond RPSIX T. Rowe Price Retirement Spectrum Income Mutual Fund
US EQUITY
LARGE VALUE RWMFX American Funds Washington Mutual Mutual Fund
SMALL BLEND BRSVX Bridgeway Small Cap Value N Mutual Fund
LARGE BLEND FAIRX Fairholme
LARGE GROWTH RGAFX Growth Fund of Amer Mutual Fund
SMALL BLEND KSCVX Keeley Small Cap Value
Small Growth MSSFX Masters Sel Smaller Companies Mutual Fund
LARGE GROWTH MSEFX Masters Select Equity Mutual Fund
LARGE VALUE BEGRX Mutual Beacon CLA Mutual Fund
Mid-Cap Growth POAGX PRIMECAP Odyssey Growth Mutual Fund
MID-CAP VALUE SCMLX Schneider Value Mutual Fund
LARGE BLEND SWANX Schwab Core Equity Mutual Fund
SMALL BLEND SWSCX Schwab Small Cap Index Select Mutual Fund
REAL ESTATE
REAL ESTATE CSRSX Cohen Steers Realty Shares Mutual Fund
INTERNATIONAL EQUITY
Foreign Large Blend HAINX Harbor International Ret Mutual Fund
Foreign Small/Mid Value LIDSX Laudus Rosen Intl Discov Sel Mutual Fund
Foreign Large Blend MSILX Masters Select International Mutual Fund
Emerging Market
DIVERSIFIED EMERGING MKTS IEMFX T. Rowe Price Retirement Emerging Mkts Stock Mutual Fund

Investment model portfolios

We provide two types of investment model portfolios for PACIFIC CAPITAL BANCORP INCENTIVE AND INVESTMENT AND SALARY SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Pacific Capital Bancorp Incentive and Investment and Salary Savings Plan Tactical Asset Allocation Moderate NA 28.01% 1.88% 7.49% 5.05% 6.05% 7.96% 9.04%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000

Click here for more plan details and features ►