BUNGE RETIREMENT SAVINGS PLAN Investment Model Portfolios

Investment options of BUNGE RETIREMENT SAVINGS PLAN

Total Available Funds: 15

Asset Class

Ticker

Description

US EQUITY
Small Growth	PRNHX	TRP NEW HORIZONS
LARGE GROWTH	PRWAX	TRP NEW AMERICA GRTH
LARGE GROWTH	JARTX	Janus Investment Fund: Janus Forty Fund; Class S Shares
MID-CAP BLEND	VMCIX	VANG MIDCAP IDX INST
LARGE VALUE	TRVLX	TRP VALUE
Mid-Cap Growth	TWHIX	AM CENT HERITAGE INV

Others
Target Date 2036-2040	FFFFX	FID FREEDOM 2040
Target Date 2000-2010	FFFBX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2000 Fund
Retirement Income	FFFAX	Fidelity Aberdeen Street Trust: Fidelity Freedom Income Fund
ROOT	VMMXX	Vanguard Money Market Reserves: Vanguard Prime Money Market Fund; Investor Shares

FIXED INCOME
Long-Term Bond	VBLLX	VANG LT BOND IDX IS
Long-Term Bond	VBLTX	Vanguard Bond Index Funds: Vanguard Long-Term Bond Index Fund; Investor Shares

INTERNATIONAL EQUITY
Foreign Large Blend	FSIIX	Fidelity Concord Street Trust: Spartan International Index Fund; Investor Class Shares
Foreign Large Blend	FIGRX	FID INTL DISCOVERY

REAL ESTATE
REAL ESTATE	REACX	American Century Capital Portfolios

Investment model portfolios

We provide two types of investment model portfolios for BUNGE RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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