PRIMORIS SERVICES CORPORATION 401K AND PROFIT SH Investment Model Portfolios

Investment options of PRIMORIS SERVICES CORPORATION 401K AND PROFIT SH

Total Available Funds: 16

Asset Class

Ticker

Description

US EQUITY
Small Growth	PRNHX	T. Rowe Price New Horizons
SMALL VALUE	JSCVX	Perkins Small Cap Value T
LARGE VALUE	MFUAX	MassMutual Select Funds: MassMutual Select Fundamental Value Fund; Class A Shares
LARGE GROWTH	TRSAX	T. Rowe Price Growth Stock Adv
LARGE BLEND	MMLAX	MassMutual Select Funds: MassMutual Select Large Cap Value Fund; Class A Shares
LARGE VALUE	AWSHX	American Funds Washington Mutual A
LARGE GROWTH	MMAAX	MassMutual Select Funds: MassMutual Select Growth Opportunities Fund; Class A Shares
LARGE GROWTH	PRGFX	T Rowe Price Growth Stock Fund
LARGE BLEND	MIEAX	MassMutual Select Funds: MassMutual Select Indexed Equity Fund; Class A Shares

INTERNATIONAL EQUITY
Foreign Small/Mid Blend	OAKEX	Oakmark International Small Cap I
WORLD STOCK	MGFAX	MassMutual Premier Funds: MassMutual Premier Global Fund; Class A Shares
Foreign Large Blend	AEPGX	American Funds EuroPacific Gr A

FIXED INCOME
Intermediate-Term Bond	MIXIX	MainStay Indexed Bond I
Intermediate-Term Bond	MSPGX	MassMutual Select Funds: MassMutual Select Pimco Total Return Fund; Class A Shares
Intermediate-Term Bond	PTTDX	PIMCO Total Return D

Emerging Market
DIVERSIFIED EMERGING MKTS	SFENX	Schwab Fundamental Emerg Mkts Idx

Investment model portfolios

We provide two types of investment model portfolios for PRIMORIS SERVICES CORPORATION 401K AND PROFIT SH participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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