DRS RETIREMENT / SAVINGS PLAN Investment Model Portfolios

Investment options of DRS RETIREMENT / SAVINGS PLAN

Total Available Funds: 20

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Large Blend	FDIVX	Fidelity Investment Trust: Fidelity Diversified International Fund
Foreign Large Blend	FDIKX	FID DIVERSIFD INTL K

US EQUITY
MID-CAP BLEND	FSLCX	FID SMALL CAP STOCK
Mid-Cap Growth	ARTMX	ARTISAN MID CAP INV
LARGE BLEND	FSKTX	SPTN TOT MKT IDX INS
MID-CAP VALUE	GSMCX	GS MIDCAP VALUE INST
LARGE VALUE	STVTX	RDGWTH LG CAP VAL I
SMALL BLEND	NSIDX	NORTHERN SM CAP IDX
LARGE GROWTH	MLAIX	MAINSTAY LG CAP GR I
LARGE BLEND	AMEIX	AM CENT EQ GRTH INST

Others
Target Date 2016-2020	FFKDX	Fidelity Aberdeen Street Trust: Fidelity Freedom K 2020 Fund
Target Date 2036-2040	FFKFX	Fidelity Aberdeen Street Trust: Fidelity Freedom K 2040 Fund
Target Date 2041-2045	FFKGX	FID FREEDOM K 2045
Target Date 2046-2050	FFKHX	FID FREEDOM K 2050
Target Date 2011-2015	FKVFX	Fidelity Aberdeen Street Trust: Fidelity Freedom K 2015 Fund
Target Date 2031-2035	FKTHX	FID FREEDOM K 2035
ROOT	OOSC	PRU STABLE VALUE
Moderate Allocation	FPURX	Fidelity Puritan Trust: Fidelity Puritan Fund
Retirement Income	FFKAX	FID FREEDOM K INCOME

FIXED INCOME
Intermediate-Term Bond	FXSTX	SPTN US BOND IDX IS

Investment model portfolios

We provide two types of investment model portfolios for DRS RETIREMENT / SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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