FEDERATED INVESTORS INC. EMPLOYEES PROFIT SHARING / 401K PLAN
Investment Model Portfolios

Investment options of FEDERATED INVESTORS INC. EMPLOYEES PROFIT SHARING / 401K PLAN

Total Available Funds: 14

Asset Class

Ticker

Description

FIXED INCOME
High Yield Bond	USHYX	USAA Mutual Funds Trust: USAA High Income Fund Shares
WORLD BOND	FTIIX	Federated International Series
High Yield Bond	FIHBX	Federated Institutional Trust: Federated Institutional High Yield Bond Fund; Institutional Shares
High Yield Bond	FHIIX	Federated High Income Bond Fund

US EQUITY
MID-CAP BLEND	FMCRX	Federated Index Trust: Federated Mid-Cap Index Fund; Institutional Class Shares
LARGE VALUE	VFCAX	Federated Equity Funds: Federated Clover Value Fund; Class A Shares
LARGE VALUE	QCACX	Federated MDT Series: Federated MDT All Cap Core Fund; Class C Shares
SMALL VALUE	VSFAX	Federated Equity Funds: Federated Clover Small Value Fund; Class A Shares
Mid-Cap Growth	KAUFX	Federated Equity Funds: Federated Kaufmann Fund; Class R Shares
Small Growth	FKASX	Federated Equity Funds: Federated Kaufmann Small Cap Fund; Class A Shares

INTERNATIONAL EQUITY
FOREIGN SMALL/MID GROWTH	ISCIX	Federated World Investment Series
Foreign Large Blend	RIMAX	Federated Equity Funds: Federated InterContinental Fund; Class A Shares
Foreign Large Blend	FGFLX	Federated World Investment Series

Others
Conservative Allocation	CAPAX	Federated Income Securities Trust: Federated Capital Income Fund; Class A Shares

Investment model portfolios

We provide two types of investment model portfolios for FEDERATED INVESTORS INC. EMPLOYEES PROFIT SHARING / 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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FEDERATED INVESTORS INC. EMPLOYEES PROFIT SHARING / 401K PLAN Investment Model Portfolios

Investment options of FEDERATED INVESTORS INC. EMPLOYEES PROFIT SHARING / 401K PLAN

Investment model portfolios

FEDERATED INVESTORS INC. EMPLOYEES PROFIT SHARING / 401K PLAN
Investment Model Portfolios