SHANDS JACKSONVILLE RETIREMENT PLAN Investment Model Portfolios

Investment options of SHANDS JACKSONVILLE RETIREMENT PLAN

Total Available Funds: 10

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	DGCAX	Delaware Group Income Funds: Delaware Corporate Bond Fund; Class A Shares
Intermediate-Term Bond	PTTRX	PIMCO Funds: Total Return Fund; Institutional Class Shares

Emerging Market
DIVERSIFIED EMERGING MKTS	ODVYX	Oppenheimer Developing Markets Fund; Class Y Shares

INTERNATIONAL EQUITY
Foreign Large Blend	AEPGX	EuroPacific Growth Fund; Class A Shares

US EQUITY
LARGE BLEND	VIFSX	Vanguard Index Funds: Vanguard 500 Index Fund; Signal Shares
MID-CAP BLEND	PESPX	Dreyfus Midcap Index Fund
LARGE BLEND	AFIBX	Fundamental Investors
SMALL VALUE	NSVAX	Columbia Funds Series Trust: Columbia Small Cap Value Fund II; Class Z Shares
Small Growth	PGOAX	Prudential Jennison Small Company Fund
LARGE GROWTH	AGTHX	Growth Fund of America

Investment model portfolios

We provide two types of investment model portfolios for SHANDS JACKSONVILLE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Click here for more plan details and features ►