DASSAULT SYSTEMES EMPLOYEE SAVINGS PLAN PLUS Investment Model Portfolios

Investment options of DASSAULT SYSTEMES EMPLOYEE SAVINGS PLAN PLUS

Total Available Funds: 20

Asset Class

Ticker

Description

US EQUITY
Small Growth	PSGIX	BlackRock Funds: BlackRock Small Cap Growth Equity Portfolio; Institutional Shares
Mid-Cap Growth	BMCIX	BlackRock Funds: BlackRock US Opportunities Portfolio; Institutional Shares
LARGE BLEND	FDGFX	Fidelity Securities Fund: Fidelity Dividend Growth Fund
SMALL BLEND	DISSX	Dreyfus Index Funds
MID-CAP BLEND	PESPX	Dreyfus Midcap Index Fund
LARGE GROWTH	APGAX	AllianceBernstein Large Cap Growth Fund

Others
Target Date 2016-2020	FFFDX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2020 Fund
Target Date 2036-2040	FFFFX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2040 Fund
Target Date 2026-2030	FFKEX	Fidelity Aberdeen Street Trust: Fidelity Freedom K 2030 Fund
Target Date 2000-2010	FFFVX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2005 Fund
Target Date 2041-2045	FFFGX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2045 Fund
Target Date 2000-2010	FFFCX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2010 Fund
Target Date 2011-2015	FKVFX	Fidelity Aberdeen Street Trust: Fidelity Freedom K 2015 Fund
Target Date 2021-2025	FKTWX	Fidelity Aberdeen Street Trust: Fidelity Freedom K 2025 Fund
Target Date 2046-2050	FFFHX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2050 Fund
Target Date 2031-2035	FFTHX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2035 Fund

FIXED INCOME
Multisector Bond	FSTAX	Fidelity Advisor Series II: Fidelity Advisor Strategic Income Fund; Class A Shares
Intermediate-Term Bond	DBMIX	Dreyfus/Laurel Funds
Inflation-Protected Bond	ATPIX	American Beacon Funds: American Beacon Treasury Inflation Protected Securities Fund; Institutional Cl Shares

INTERNATIONAL EQUITY
Foreign Large Growth	DISAX	Strategic Funds

Investment model portfolios

We provide two types of investment model portfolios for DASSAULT SYSTEMES EMPLOYEE SAVINGS PLAN PLUS participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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