ATTACHMATE 401 K PLAN Investment Model Portfolios

Investment options of ATTACHMATE 401 K PLAN

Total Available Funds: 38

Asset Class

Ticker

Description

US EQUITY
LARGE GROWTH	AGTHX	American Funds Growth Fund of America
SMALL BLEND	ARSIX	Aston River Road Small Cap Value Fund
Mid-Cap Growth	BARAX	Baron Asset Fund
MID-CAP BLEND	NMPAX	Columbia Mid Cap Index Z
MID-CAP BLEND	FLPKX	Fidelity Low-Priced Stock K
LARGE BLEND	FSTMX	Fidelity Spartan Total Market Index
MID-CAP VALUE	GCMAX	Goldman Sachs Mid Cap Value Fund
LARGE BLEND	FSKAX	SPTN TOT MKT IDX FAI
LARGE GROWTH	VIGIX	VANG GRTH INDEX INST
SMALL BLEND	VSCIX	VANG SM CAP IDX INST
SMALL BLEND	VSISX	VANG SM CAP IDX SIG
SMALL BLEND	VSISX	VANG SM CAP IDX SIG
LARGE GROWTH	VFTNX	Vanguard FTSE Social Index
SMALL BLEND	NAESX	Vanguard Small Cap Index

INTERNATIONAL EQUITY
Foreign Large Blend	APHIX	ARTISAN INTL INST
FOREIGN SMALL/MID GROWTH	ACINX	Columbia Acorn Z Fund
Foreign Large Blend	DODFX	DODGE & COX INTL STK
Foreign Large Blend	DODFX	Dodge & Cox Stock Fund
Foreign Large Blend	FDIKX	Fidelity Diversified International K
Foreign Large Blend	FSIIX	Fidelity Spartan International Index

Emerging Market
DIVERSIFIED EMERGING MKTS	FKEMX	Fidelity Emerging Markets K

Others
Target Date 2000-2010	FFFVX	Fidelity Freedom 2005 K Fund
Target Date 2000-2010	FFFCX	Fidelity Freedom 2010 K Fund
Target Date 2011-2015	FFVFX	Fidelity Freedom 2015 K Fund
Target Date 2016-2020	FFFDX	Fidelity Freedom 2020 K Fund
Target Date 2021-2025	FFTWX	Fidelity Freedom 2025 K Fund
Target Date 2026-2030	FFFEX	Fidelity Freedom 2030 K Fund
Target Date 2031-2035	FFTHX	Fidelity Freedom 2035 K Fund
Target Date 2036-2040	FFFFX	Fidelity Freedom 2040 K Fund
Target Date 2041-2045	FFFGX	Fidelity Freedom 2045 K Fund
Target Date 2046-2050	FFFHX	Fidelity Freedom 2050 K Fund
Retirement Income	FFKAX	Fidelity Freedom K Income
unknown asset name	no ticker	Fidelity Managed Income Portfolio
Moderate Allocation	FPUKX	Fidelity Puritan K
ROOT	CASH	Fidelity Retirement Money Market Portfolio

FIXED INCOME
Intermediate-Term Bond	FBIDX	Fidelity US Bond Index
Inflation-Protected Bond	PRRIX	PIMCO Real Return Fund
Intermediate-Term Bond	PTTCX	PIMCO Total Return Fund

Investment model portfolios

We provide two types of investment model portfolios for ATTACHMATE 401 K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
ATTACHMATE 401 K PLAN Strategic Asset Allocation - Optimal Moderate	NA	23.77%	0.95%	6.00%	5.33%	6.61%	6.23%	6.55%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	ATTACHMATE 40... Moderate	-1.12	23.77	0.95	6.00	5.33	6.61	6.23	6.55	NA	7.95	9.66	-14.76	4.75	20.08	20.40	-8.06	13.23	4.49	-1.42	5.43	11.69	13.64	-2.32	14.56	27.30	-26.88	9.73	10.17	9.97	17.03	23.40	-5.00	0.85	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	ATTACHMATE 40... Moderate	NA	0.29	-0.29	0.19	0.34	NA	NA	0.45	0.03	0.15	0.65	-1.18	0.53	1.13	2.76	-1.05	2.76	0.50	-0.17	0.91	1.71	1.77	-0.17	1.33	1.49	-1.23	0.77	0.96	1.25	2.13	2.74	-0.59	-0.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.52	0.92	0.81	0.66	NA	NA	0.45	0.47	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.56	0.73	0.52	0.49	NA	NA	0.51	0.85	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	ATTACHMATE 40... Moderate	NA	9.17	10.68	12.10	10.11	NA	NA	10.81	8.65	9.23	8.37	13.66	8.87	17.58	6.89	8.90	4.57	8.62	8.46	5.95	6.81	7.66	13.52	10.91	18.31	22.62	8.79	7.18	6.23	7.57	8.30	10.28	9.37	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.81	17.18	17.40	18.47	NA	NA	18.10	23.67	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.51	10.10	10.07	10.41	NA	NA	11.48	12.15	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	ATTACHMATE 40... Moderate	NA	5.82	21.22	22.83	22.83	NA	NA	40.44	0.85	5.82	8.88	21.65	6.49	20.89	3.33	14.52	1.81	7.16	9.37	5.40	7.40	6.45	14.23	8.48	18.60	38.25	6.42	7.57	4.50	7.24	6.99	15.57	13.62	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	ATTACHMATE 40... Moderate	NA	5.54	3.90	3.41	2.71	NA	NA	3.36	NA	0.48	5.41	2.73	3.07	2.87	2.64	1.55	0.27	2.54	3.02	2.86	2.99	3.44	3.79	3.05	2.37	4.36	5.73	4.43	4.22	5.56	3.33	2.84	3.68	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
ATTACHMATE 401 K PLAN Tactical Asset Allocation Moderate	NA	-2.96%	0.82%	1.13%	1.93%	4.31%	5.20%	6.21%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	9.98%	9.75%	10.95%	11.06%	12.38%	9.19%	7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.25%	1.68%	4.40%	4.69%	6.67%	5.54%	5.08%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	ATTACHMATE 40... Moderate	-0.45	-2.96	0.82	1.13	1.93	4.31	5.20	6.21	NA	0.87	6.75	-14.13	9.69	14.87	2.24	-6.21	16.02	5.17	-6.65	1.45	12.45	6.08	-0.09	4.14	26.41	-4.31	10.23	11.15	3.66	16.27	22.31	8.93	8.06	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.25	9.98	9.75	10.95	11.06	12.38	9.19	7.54	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-0.67	6.25	1.68	4.40	4.69	6.67	5.54	5.08	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	ATTACHMATE 40... Moderate	NA	0.35	-0.23	0.22	0.23	NA	NA	0.69	NA	0.08	0.34	-1.65	1.02	1.32	0.15	-1.07	3.01	0.87	-1.33	0.25	1.83	1.17	-0.01	0.34	2.53	-0.85	0.82	1.06	0.26	2.03	3.62	1.74	1.19	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.52	0.92	0.81	0.66	NA	NA	0.45	0.47	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.56	0.73	0.52	0.49	NA	NA	0.51	0.85	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	ATTACHMATE 40... Moderate	NA	7.60	8.71	8.85	7.46	NA	NA	7.62	NA	7.45	7.34	9.41	9.48	11.11	5.69	7.06	5.12	5.70	5.03	5.80	6.78	5.16	10.69	11.94	10.41	6.19	8.84	7.46	5.71	7.54	5.98	4.49	4.84	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.81	17.18	17.40	18.47	NA	NA	18.10	23.67	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.51	10.10	10.07	10.41	NA	NA	11.48	12.15	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	ATTACHMATE 40... Moderate	NA	6.31	18.26	18.26	18.26	NA	NA	18.26	NA	1.58	6.31	14.49	5.46	13.25	4.96	12.02	2.01	4.09	7.97	5.93	4.72	4.02	11.06	11.35	4.99	9.79	7.09	8.95	5.30	7.37	2.97	3.12	4.07	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	ATTACHMATE 40... Moderate	NA	3.41	4.53	3.44	2.40	NA	NA	3.53	NA	0.01	3.64	2.60	7.47	1.78	1.87	1.61	0.16	1.79	1.37	1.93	2.72	3.77	3.88	2.81	4.40	2.91	5.10	4.75	4.16	3.67	4.27	6.62	7.97	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2023, AR inception is 12/31/2000

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