GRUBB and ELLIS` 401K PLAN Investment Model Portfolios

Investment options of GRUBB and ELLIS` 401K PLAN

Total Available Funds: 10

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Small/Mid Blend	SGOVX	First Eagle Funds: First Eagle Overseas Fund; Class A Shares

US EQUITY
Small Growth	BSFIX	Baron Investment Funds Trust: Baron Small Cap Fund; Institutional Class Shares
LARGE BLEND	FUSEX	Fidelity Concord Street Trust: Spartan 500 Index Fund; Investor Class Shares
LARGE GROWTH	FCNTX	Fidelity Contrafund
SMALL VALUE	PSVIX	Allianz Funds: AllianzGI NFJ Small-Cap Value Fund; Institutional Class Shares
LARGE VALUE	NFJEX	Allianz Funds: AllianzGI NFJ Dividend Value Fund; Institutional Class Shares
Mid-Cap Growth	BGRIX	Baron Investment Funds Trust: Baron Growth Fund; Institutional Class Shares
LARGE GROWTH	FFIDX	Fidelity Hastings Street Trust: Fidelity Fund

Others
Moderate Allocation	FPURX	Fidelity Puritan Trust: Fidelity Puritan Fund
Retirement Income	FFFAX	Fidelity Aberdeen Street Trust: Fidelity Freedom Income Fund

Investment model portfolios

We provide two types of investment model portfolios for GRUBB and ELLIS` 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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