MyPlan 2013
Investment Model Portfolios
Investment options of MyPlan 2013
Total Available Funds: 54
| Asset Class |
Ticker
| Description |
| Others |
|
|
| Conservative Allocation |
GOF |
Claymore/Guggenheim Strategic Opp |
| Moderate Allocation |
PDT |
JHancock Premium Dividend Fund |
| Equity Energy |
AMJ |
JPMorgan Alerian MLP Index ETN |
| Natural Resources |
KYN |
Kayne Anderson MLP |
| ROOT |
CASH |
CASH |
| Utilities |
FRUAX |
fruax |
| Moderate Allocation |
VBIAX |
vbiax |
| World Allocation |
PAUDX |
paudx |
| Long/Short Equity |
BRBPX |
brbpx |
| Long/Short Equity |
GATEX |
gatex |
| Moderate Allocation |
VWENX |
vwenx |
| Conservative Allocation |
VWINX |
vwinx |
| MISCELLANEOUS SECTOR |
PFF |
pff |
| Moderate Allocation |
HEQ |
heq |
|
| FIXED INCOME |
|
|
| Multisector Bond |
PONDX |
PIMCO Income D |
| LONG GOVERNMENT |
TLT |
iShares Barclays 20 Year Treas Bond |
| Muni National Long |
NQM |
Nuveen Investment Qual Muni |
| High Yield Bond |
SPHIX |
Fidelity High Income |
| Inflation-Protected Bond |
LTPZ |
Pimco Long TIPS |
| Emerging Markets Bond |
AWF |
AllianceBernstein Global High Income |
| Bank Loan |
JFR |
Nuveen Floating Rate Income |
| Bank Loan |
PPR |
ING Prime Rate |
| Bank Loan |
JRO |
Nuveen Floating Rate Income Opportunity |
| Bank Loan |
EFT |
Eaton Vance Floating-Rate Income |
| Emerging Markets Bond |
ESD |
Western Asset Emerging Markets Debt |
| Long-Term Bond |
HPF |
JHancock Preferred Income II |
| Multisector Bond |
EVV |
Eaton Vance Limited Duration Income |
| Emerging Markets Bond |
ELD |
WisdomTree Emerging Markets Local Debt |
| WORLD BOND |
FAX |
Aberdeen Asia-Pacific Income Fund |
| Emerging Markets Bond |
TEI |
Templeton Emerg Mkts Income |
| WORLD BOND |
GIM |
Templeton Global Income |
| WORLD BOND |
PDI |
Pimco Dynamic Income Fund |
| High Yield Bond |
DSU |
dsu |
| High Yield Bond |
HYV |
hyv |
| High Yield Bond |
HYT |
hyt |
|
| US EQUITY |
|
|
| LARGE BLEND |
VDIGX |
Vanguard Dividend Growth Inv |
| LARGE VALUE |
HTD |
JHancock Tax-Advantaged Dividend Inc |
| SMALL BLEND |
RVT |
Royce Value Trust |
| LARGE VALUE |
YACKX |
Yacktman |
| LARGE BLEND |
SEQUX |
Sequoia |
| LARGE BLEND |
GAB |
Gabelli Equity |
| LARGE VALUE |
CVY |
Guggenheim Multi-Asset Income |
| LARGE BLEND |
VTI |
vti |
| LARGE GROWTH |
EOI |
eoi |
| LARGE GROWTH |
ETV |
etv |
| LARGE BLEND |
ETB |
etb |
|
| REAL ESTATE |
|
|
| Global Real Estate |
IGR |
ING Clarion Global Real Estate Income |
|
| INTERNATIONAL EQUITY |
|
|
| DIVERSIFIED PACIFIC/ASIA |
MAPIX |
Matthews Asia Pacific Equity Income |
| Foreign Large Value |
EFAV |
efav |
| Foreign Large Blend |
VEU |
veu |
|
| COMMODITIES |
|
|
| Commodities Precious Metals |
IAU |
iShares Gold Trust |
| COMMODITIES BROAD BASKET |
usci |
United States Commodity Index |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
DGS |
WisdomTree Emerging Mkts SmallCap Div |
| DIVERSIFIED EMERGING MKTS |
EEMV |
eemv |
|
Investment model portfolios
We provide two types of investment model portfolios for MyPlan 2013 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
