Deloitte's 401(k) Plan
Investment Model Portfolios
This plan is based on a user's information.
Investment options of Deloitte's 401(k) Plan
Total Available Funds: 133
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE BLEND |
DGAGX |
Dreyfus Appreciation |
| LARGE BLEND |
DSPIX |
Dreyfus Basic SAndP 500 Stock Index |
| LARGE BLEND |
DDSTX |
Dreyfus Disciplined Stock |
| LARGE BLEND |
DREVX |
Dreyfus Fund Incorporated |
| LARGE GROWTH |
DGRIX |
Dreyfus Growth & Income |
| MID-CAP BLEND |
PESPX |
Dreyfus MidCap Index |
| MID-CAP BLEND |
DMCVX |
Dreyfus Opportunistic Midcap Value Fund Class A |
| SMALL BLEND |
DSCVX |
Dreyfus Opportunistic Small Cap |
| LARGE GROWTH |
DWOAX |
Dreyfus Research Growth A |
| LARGE BLEND |
PEOPX |
Dreyfus SAndP 500 Index |
| SMALL BLEND |
DISSX |
Dreyfus Small Cap Stock Index Fund |
| LARGE VALUE |
DAGVX |
Dreyfus Strategic Value A |
| LARGE GROWTH |
DTCAX |
Dreyfus Third Century A |
| LARGE GROWTH |
TRBCX |
T. Rowe Price Blue Chip Growth Fund |
| LARGE BLEND |
PRDGX |
T. Rowe Price Dividend Growth Fund |
| LARGE VALUE |
PRFDX |
T. Rowe Price Equity Income Fund |
| LARGE BLEND |
PREIX |
T. Rowe Price Equity Index 500 |
| LARGE BLEND |
PRGIX |
T. Rowe Price Growth & Income |
| LARGE GROWTH |
PRGFX |
T. Rowe Price Growth Stock Fund |
| LARGE GROWTH |
PRWAX |
T. Rowe Price New America Growth Fund |
| LARGE BLEND |
PRSGX |
T. Rowe Price Spectrum Growth |
| LARGE BLEND |
POMIX |
T. Rowe Price Total Equity Market Idx |
| LARGE VALUE |
TRVLX |
T. Rowe Price Value |
| LARGE BLEND |
VDEQX |
Vanguard Diversified Equity Inv |
| LARGE BLEND |
VDIGX |
Vanguard Dividend Growth Fund |
| LARGE VALUE |
VEIPX |
Vanguard Equity Income Fund Investor Shares |
| Small Growth |
VEXPX |
Vanguard Explorer Fund Investor |
| MID-CAP BLEND |
VIEIX |
Vanguard Extended Market Index Fund Institutional Shares |
| LARGE GROWTH |
VFTNX |
Vanguard FTSE Social Index Fund Institutional Shares |
| LARGE GROWTH |
VGEQX |
Vanguard Growth Equity Fund |
| LARGE GROWTH |
VIGIX |
Vanguard Growth Index Fund Inst |
| LARGE BLEND |
VIIIX |
Vanguard Institutional Index Fund Institutional Plus Shares |
| LARGE BLEND |
VLISX |
Vanguard Large-Cap Index Fund Inst |
| Mid-Cap Growth |
VMGRX |
Vanguard Mid-Cap Growth Fund |
| MID-CAP BLEND |
VMCIX |
Vanguard Mid-Cap Index Fund Institutional Shares |
| LARGE GROWTH |
VMRGX |
Vanguard Morgan Growth Fund Investor Shares |
| LARGE GROWTH |
VPCCX |
Vanguard PRIMECAP Core Fund |
| LARGE GROWTH |
VPMCX |
Vanguard PRIMECAP Fund Investor Shares |
| MID-CAP VALUE |
VASVX |
Vanguard Selected Value Fund |
| Small Growth |
VSGIX |
Vanguard Small-Cap Growth Index Fund Institutional Shares |
| SMALL BLEND |
VSCIX |
Vanguard Small-Cap Index Fund Institutional Shares |
| SMALL VALUE |
VSIIX |
Vanguard Small-Cap Value Index Fund Institutional Shares |
| MID-CAP BLEND |
VSEQX |
Vanguard Strategic Equity Fund |
| LARGE BLEND |
VITSX |
Vanguard Total Stock Market Index Fund Institutional Shares |
| LARGE GROWTH |
VWUSX |
Vanguard U.S. Growth Fund Investor |
| LARGE VALUE |
VUVLX |
Vanguard U.S. Value Fund |
| LARGE VALUE |
VIVIX |
Vanguard Value Index Fund Institutional Shares |
| LARGE VALUE |
VWNDX |
Vanguard Windsor Fund Investor |
| LARGE VALUE |
VWNFX |
Vanguard Windsor II Fund Investor Shares |
| LARGE BLEND |
SRVEX |
Victory Diversified Stock A |
| MID-CAP VALUE |
VETAX |
Victory Established Value A |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
DIGFX |
Dreyfus Basic US Mortgage Securities |
| Intermediate-Term Bond |
DBIRX |
Dreyfus Bond Market Index Fund Basic Class |
| Intermediate-Term Bond |
GPGAX |
Dreyfus GNMA A |
| Intermediate-Term Bond |
DRGMX |
Dreyfus GNMA Z |
| High Yield Bond |
DPLTX |
Dreyfus High Yld A |
| Intermediate-Term Bond |
DRITX |
Dreyfus Intermediate Term Inc A |
| Short-Term Bond |
DSTIX |
Dreyfus Short Term Income D |
| SHORT GOVERNMENT |
DSIGX |
Dreyfus Short-Intermediate Government |
| Emerging Markets Bond |
PREMX |
T. Rowe Price Emerging Markets Bond |
| Intermediate Government |
PRGMX |
T. Rowe Price GNMA |
| WORLD BOND |
RPIBX |
T. Rowe Price International Bond Fund |
| Intermediate-Term Bond |
PRCIX |
T. Rowe Price New Income |
| Short-Term Bond |
PRWBX |
T. Rowe Price Short Term Bond Fund |
| Multisector Bond |
RPSIX |
T. Rowe Price Spectrum Income |
| Intermediate Government |
PRTIX |
T. Rowe Price US Treasury Interm |
| Intermediate Government |
VFIIX |
Vanguard GNMA Fund Investor Shares |
| High Yield Bond |
VWEHX |
Vanguard High-Yield Corporate Fund Investor Shares |
| Inflation-Protected Bond |
VIPSX |
Vanguard Inflation-Protected Securities Fund Investor Shares |
| Intermediate-Term Bond |
VBIMX |
Vanguard Intermediate-Term Bond Index Fund Institutional Shares |
| Intermediate-Term Bond |
VFICX |
Vanguard Intermediate-Term Investment-Grade Fund Investor Shares |
| Intermediate Government |
VFITX |
Vanguard Intermediate-Term Treasury Fund Investor Shares |
| Long-Term Bond |
VBLLX |
Vanguard Long-Term Bond Index Fund Institutional Shares |
| Long-Term Bond |
VWESX |
Vanguard Long-Term Invest-Gr Inv |
| LONG GOVERNMENT |
VUSTX |
Vanguard Long-Term Treasury Inv |
| Short-Term Bond |
VFSTX |
Vanguard S-T Investment-Grade Inv |
| Short-Term Bond |
VBITX |
Vanguard S-Term Bond Index Inst |
| SHORT GOVERNMENT |
VSGBX |
Vanguard Short-Term Federal Inv |
| SHORT GOVERNMENT |
VFISX |
Vanguard Short-Term Treasury Inv |
| Intermediate-Term Bond |
VBMPX |
Vanguard Total Bond Market Index Fund Institutional Plus Shares |
| SHORT GOVERNMENT |
IPFIX |
Victory Fund for Income A |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
DRFMX |
Dreyfus Emerging Markets A |
| DIVERSIFIED EMERGING MKTS |
PRMSX |
T. Rowe Price Emerging Markets Stock |
| DIVERSIFIED EMERGING MKTS |
VEMIX |
Vanguard Emerging Markets Stock Index Fund Institutional Shares |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Value |
DVLAX |
Dreyfus International Value A |
| Foreign Large Blend |
DIISX |
Dreyfus Intl Stock Index |
| WORLD STOCK |
PGROX |
Dreyfus Worldwide Growth Fund Class A |
| EUROPE STOCK |
PRESX |
T. Rowe Price European Stock |
| Foreign Large Value |
TRIGX |
T. Rowe Price International Growth and Income Fund |
| Foreign Large Growth |
PRITX |
T. Rowe Price International Stock |
| JAPAN STOCK |
PRJPX |
T. Rowe Price Japan |
| PACIFIC/ASIA EX-JAPAN STK |
PRASX |
T. Rowe Price New Asia Fund |
| Foreign Large Blend |
VIDMX |
Vanguard Developed Markets Index Fund Institutional Shares |
| EUROPE STOCK |
VESIX |
Vanguard European Stock Index Fund Institutional Shares |
| WORLD STOCK |
VHGEX |
Vanguard Global Equity Fund |
| Foreign Small/Mid Blend |
VINEX |
Vanguard International Explorer Fund |
| Foreign Large Blend |
VWIGX |
Vanguard International Growth Fund Investor Shares |
| Foreign Large Value |
VTRIX |
Vanguard International Value Fund |
| DIVERSIFIED PACIFIC/ASIA |
VPKIX |
Vanguard Pacific Stock Index Fund Institutional Shares |
| Foreign Large Blend |
VTSNX |
Vanguard Total International Stock Index Fund Institutional Shares |
|
| Others |
|
|
| Technology |
DTGRX |
Dreyfus Technology Growth A |
| not found |
no ticker |
Outstanding Loan 1 |
| Moderate Allocation |
RPBAX |
T. Rowe Price Balanced |
| Moderate Allocation |
PRWCX |
T. Rowe Price Capital Appreciation Fund |
| Financial |
PRISX |
T. Rowe Price Financial Services |
| Health |
PRHSX |
T. Rowe Price Health Sciences Fund |
| Communications |
PRMTX |
T. Rowe Price Media and Telecommunications Fund |
| Natural Resources |
PRNEX |
T. Rowe Price New Era Fund |
| Moderate Allocation |
TRPBX |
T. Rowe Price Personal Strat Balanced |
| Aggressive Allocation |
TRSGX |
T. Rowe Price Personal Strat Growth |
| Conservative Allocation |
PRSIX |
T. Rowe Price Personal Strat Income |
| Technology |
PRSCX |
T. Rowe Price Science and Technology Fund |
| Target Date 2000-2010 |
VTENX |
Target Retirement 2010 Trust II |
| Target Date 2011-2015 |
VTXVX |
Target Retirement 2015 Trust II |
| Target Date 2016-2020 |
VTWNX |
Target Retirement 2020 Trust II |
| Target Date 2021-2025 |
VTTVX |
Target Retirement 2025 Trust II |
| Target Date 2026-2030 |
VTHRX |
Target Retirement 2030 Trust II |
| Target Date 2031-2035 |
VTTHX |
Target Retirement 2035 Trust II |
| Target Date 2036-2040 |
VFORX |
Target Retirement 2040 Trust II |
| Target Date 2041-2045 |
VTIVX |
Target Retirement 2045 Trust II |
| Target Date 2046-2050 |
VFIFX |
Target Retirement 2050 Trust II |
| Retirement Income |
VTINX |
Target Retirement Income Trust II |
| Moderate Allocation |
VBAIX |
Vanguard Balanced Index Fund Institutional Shares |
| Convertibles |
VCVSX |
Vanguard Convertible Securities |
| Equity Energy |
VGENX |
Vanguard Energy Fund Investor Shares |
| Health |
VGHCX |
Vanguard Health Care Fund Investor Shares |
| not found |
no ticker |
Vanguard Retirement Savings Trust III |
| Moderate Allocation |
VGSTX |
Vanguard STAR Fund |
| Conservative Allocation |
VWIAX |
Vanguard Wellesley Income Fund Admiral Shares |
| Moderate Allocation |
VWELX |
Vanguard Wellington Fund Inv |
| ROOT |
CASH |
Vanguard Prime Money Market Fund Institutional Shares |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
TRREX |
T. Rowe Price Real Estate Fund |
| REAL ESTATE |
VGSNX |
Vanguard REIT Index Fund Institutional Shares |
|
Investment model portfolios
We provide two types of investment model portfolios for Deloitte's 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
