RESPONSYS INC. 401K PLAN Investment Model Portfolios

Investment options of RESPONSYS INC. 401K PLAN

Total Available Funds: 18

Asset Class

Ticker

Description

FIXED INCOME
Multisector Bond	FSTAX	FA STRAT INCOME A
Intermediate-Term Bond	CSIBX	Calvert Social Investment Fund: Bond Portfolio; Class A Shares
High Yield Bond	SPHIX	Fidelity Summer Street Trust: High Income Fund
Intermediate-Term Bond	PTTAX	PIM TOTAL RETURN A

INTERNATIONAL EQUITY
WORLD STOCK	AGABX	AIM International Mutual Funds (Invesco International Mutual Funds): Invesco Gl Sm & Mid Cp Gr Fd; Cl B Shs
WORLD STOCK	AGAAX	INVS GLB SMMDCP GR A
Foreign Large Growth	AWPAX	AllianceBernstein International Growth Fund
Foreign Large Growth	THVRX	THORNBURG INT VAL R4

US EQUITY
Small Growth	VASCX	IVK SM CAP GRTH A
Mid-Cap Growth	FIIAX	FA MID CAP II A
LARGE GROWTH	FNIAX	FA NEW INSIGHTS A
SMALL VALUE	VSCAX	IVK SMALL CAP VAL A
MID-CAP BLEND	FLVCX	Fidelity Securities Fund: Fidelity Leveraged Company Stock Fund
LARGE VALUE	HDGSX	HTFD DIV & GRTH R4
MID-CAP BLEND	FLSAX	FA LEV CO STOCK A
LARGE BLEND	PEOPX	DREYFUS S&P 500 INDX

Others
ROOT	FDAXX	Fidelity Newbury Street Trust: Prime Fund; Daily Money Class

REAL ESTATE
REAL ESTATE	FHEAX	FA REAL ESTATE A

Investment model portfolios

We provide two types of investment model portfolios for RESPONSYS INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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