COMPUTER TASK GROUP, INCORPORATED 401(k) RETIREMENT PLAN Investment Model Portfolios

The symbol of the complany is MRGE.

Investment options of COMPUTER TASK GROUP, INCORPORATED 401(k) RETIREMENT PLAN

Total Available Funds: 29

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	MAGWX	MFS Growth Allocation A
LARGE VALUE	MEIAX	MFS Value A
MID-CAP BLEND	FLPSX	Fidelity Management Tr Fund Fidelity Low-Priced Stock
LARGE GROWTH	AGTHX	American Funds American Funds Growth Fund of Amer
LARGE BLEND	DSPIX	Dreyfus Dreyfus Basic S P 500 Index
LARGE GROWTH	MAAGX	MFS Aggressive Growth Allocation A
LARGE GROWTH	AMCPX	American Funds American Funds Amcap
SMALL BLEND	RLPKX	Royce Royce Low Priced Stock
MID-CAP VALUE	LAVLX	Lord Abbett Columbia Mid Cap Value A
Mid-Cap Growth	FRSGX	Franklin Franklin Small-Mid Cap Growth A

FIXED INCOME
SHORT GOVERNMENT	STABLEVALUE	MFS Fixed Fund
Intermediate-Term Bond	MRBFX	MFS Research Bond A
Inflation-Protected Bond	APOAX	American Century American Century Inflation Bond A

Others
Moderate Allocation	MAMAX	MFS Moderate Allocation A
Conservative Allocation	MACFX	MFS Conservative Allocation A
Retirement Income	TRRIX	T. Rowe Price rtmt Income
Target Date 2016-2020	TRRBX	T. Rowe Price T. Rowe Price rtmt 2020 Advisor
ROOT	CASH	American Funds American Funds The US Treasury Money
Target Date 2021-2025	TRRHX	T. Rowe Price T. Rowe Price rtmt 2025 Advisor
Target Date 2026-2030	TRRCX	T. Rowe Price T. Rowe Price rtmt 2030 Advisor
Target Date 2000-2010	TRRAX	T. Rowe Price T. Rowe Price rtmt 2010 Advisor
Target Date 2011-2015	TRRGX	T. Rowe Price T. Rowe Price rtmt 2015 Advisor
Target Date 2031-2035	TRRJX	T. Rowe Price T. Rowe Price rtmt 2035 Advisor
Target Date 2036-2040	TRRDX	T. Rowe Price T. Rowe Price rtmt 2040 Advisor
Target Date 2041-2045	TRRKX	T. Rowe Price T. Rowe Price rtmt 2045 Advisor
Target Date 2050+	TRRNX	T. Rowe Price T. Rowe Price rtmt 2055 Advisor
Target Date 2050+	TRRMX	T. Rowe Price T. Rowe Price rtmt 2050 Advisor

INTERNATIONAL EQUITY
Foreign Large Blend	RERFX	American Funds American Funds Europacific
Foreign Large Blend	AIZAX	AllianceBernstein AllianceBernstein International Value A

Investment model portfolios

We provide two types of investment model portfolios for COMPUTER TASK GROUP, INCORPORATED 401(k) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
COMPUTER TASK GROUP, INCORPORATED 401(k) RETIREMENT PLAN Tactical Asset Allocation Moderate	NA	20.93%	2.93%	6.48%	4.75%	5.54%	5.91%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	COMPUTER TASK… Moderate	-0.94	20.93	2.93	6.48	4.75	5.54	5.91	…	…	NA	0.69	5.05	12.81	-13.71	11.35	12.47	10.21	-2.92	8.68	2.47	-1.58	4.55	10.64	7.59	-4.23	14.24	16.17	-10.35	10.69	11.64	7.17	11.06	17.70	6.26	6.07	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	COMPUTER TASK… Moderate	NA	-0.02	-0.25	0.25	0.30	NA	NA	…	…	NA	0.11	-0.18	1.10	-1.13	1.18	0.87	2.16	-0.59	2.02	0.57	-0.35	0.81	1.54	1.12	-0.29	1.25	2.04	-2.16	0.80	1.14	0.86	1.36	3.24	1.63	1.03	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	COMPUTER TASK… Moderate	NA	8.62	10.24	11.01	8.52	NA	NA	…	…	NA	5.69	8.66	7.79	13.39	9.57	14.08	4.07	7.23	3.99	3.95	4.55	5.59	6.88	6.76	14.56	11.33	7.88	5.22	9.67	7.31	5.79	7.42	5.25	3.16	3.65	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	COMPUTER TASK… Moderate	NA	8.06	17.80	18.65	18.65	NA	NA	…	…	NA	0.36	8.05	6.66	18.65	4.82	13.98	3.39	8.48	2.25	3.65	5.56	4.89	4.86	7.16	15.83	8.79	4.37	12.71	7.48	9.24	4.87	6.56	2.82	2.21	2.72	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	COMPUTER TASK… Moderate	NA	3.36	5.26	4.80	3.36	NA	NA	…	…	NA	NA	0.00	3.53	4.13	8.24	4.58	4.34	2.97	0.21	2.27	1.10	2.84	0.56	2.14	4.92	2.67	2.77	3.31	5.17	4.96	4.03	3.00	3.67	3.99	5.26	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.16	1.57	1.52	2.80	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.57	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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