United Rentals, Inc. 401(k) Investment Plan Investment Model Portfolios

Investment options of United Rentals, Inc. 401(k) Investment Plan

Total Available Funds: 26

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Large Value	DODFX	Dodge Cox International Stock Fund

US EQUITY
LARGE BLEND	VINIX	Vanguard Vanguard Institutional Index Fund
LARGE GROWTH	TRBCX	T. Rowe Price Trust Company Blue Chip Growth Fund
Small Growth	PRNHX	T. Rowe Price Trust Company New Horizons Fund
LARGE VALUE	TRVLX	T. Rowe Price Trust Company Value Fund
SMALL BLEND	PRSVX	T. Rowe Price Trust Company Small-Cap Value Fund
LARGE BLEND	VTSMX	Vanguard Index Trust Total Stock Market Index Fund

FIXED INCOME
Multisector Bond	RPSIX	T. Rowe Price Trust Company Spectrum Bond Income Fund

Others
Moderate Allocation	RPBAX	T. Rowe Price Trust Company Balanced Fund
ROOT	CASH	T. Rowe Price Trust Company Prime Reserve Fund
Retirement Income	VTINX	T. Rowe Price Trust Company Retirement Income Fund
Target Date 2000-2010	TRRFX	T. Rowe Price Trust Company Retirement 2005 Fund
Target Date 2000-2010	TRRAX	T. Rowe Price Trust Company Retirement 2010 Fund
Target Date 2011-2015	TRRGX	T. Rowe Price Trust Company Retirement 2015 Fund
Target Date 2016-2020	TRRBX	T. Rowe Price Trust Company Retirement 2020 Fund
Target Date 2021-2025	TRRHX	T. Rowe Price Trust Company Retirement 2025 Fund
Target Date 2026-2030	TRRCX	T. Rowe Price Trust Company Retirement 2030 Fund
Target Date 2031-2035	TRRJX	T. Rowe Price Trust Company Retirement 2035 Fund
Target Date 2036-2040	TRRDX	T. Rowe Price Trust Company Retirement 2040 Fund
Target Date 2041-2045	TRRKX	T. Rowe Price Trust Company Retirement 2045 Fund
Target Date 2050+	TRRMX	T. Rowe Price Trust Company Retirement 2050 Fund
Target Date 2050+	TRRNX	T. Rowe Price Trust Company Retirement 2055 Fund
Financial	PRISX	T. Rowe Price Financial Services Fund
Health	PRHSX	T. Rowe Price Health Sciences Fund
Communications	PRMTX	T. Rowe Price Media Telecommunications Fund

Emerging Market
DIVERSIFIED EMERGING MKTS	TREMX	T. Rowe Price Emerging Europe Mediterranean Fund

Investment model portfolios

We provide two types of investment model portfolios for United Rentals, Inc. 401(k) Investment Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
United Rentals, Inc. 401(k) Investment Plan Tactical Asset Allocation Moderate	NA	-2.75%	-1.07%	-0.63%	1.45%	4.46%	7.00%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	9.98%	9.75%	10.95%	11.06%	12.38%	9.19%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.25%	1.69%	4.40%	4.69%	6.67%	5.54%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	United Rental… Moderate	-0.61	-2.75	-1.07	-0.63	1.45	4.46	7.00	…	…	NA	NA	-0.09	8.48	-25.42	13.48	7.12	10.93	-3.65	13.12	5.03	-2.04	0.38	18.44	3.82	-3.37	8.70	32.97	-4.53	13.61	21.67	20.46	17.20	25.57	-3.43	1.79	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.25	9.98	9.75	10.95	11.06	12.38	9.19	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-0.67	6.25	1.69	4.40	4.69	6.67	5.54	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	United Rental… Moderate	NA	0.04	-0.39	-0.03	0.16	NA	NA	…	…	NA	NA	-0.05	0.49	-1.92	1.16	0.68	1.63	-0.62	2.29	0.89	-0.38	0.05	2.47	0.59	-0.38	0.60	2.42	-1.36	1.21	1.58	2.48	1.80	3.94	-0.88	-0.40	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	United Rental… Moderate	NA	8.66	11.58	10.45	8.62	NA	NA	…	…	NA	NA	7.43	8.70	13.97	11.62	10.09	5.84	7.94	5.46	5.43	5.49	7.25	7.46	6.42	9.02	14.38	13.58	4.02	8.80	11.63	7.38	9.05	6.31	5.13	1.32	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	United Rental… Moderate	NA	7.82	30.25	30.25	30.25	NA	NA	…	…	NA	NA	2.37	7.82	26.67	7.48	15.98	4.03	10.94	2.03	5.04	5.81	6.83	4.13	6.15	10.69	11.90	6.68	5.33	7.25	15.46	6.12	9.66	3.41	9.25	1.10	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	United Rental… Moderate	NA	3.50	4.31	4.15	3.24	NA	NA	…	…	NA	NA	0.13	3.59	1.76	7.52	4.79	3.20	2.58	0.33	3.18	2.47	2.99	1.91	1.89	1.01	1.51	1.35	1.28	7.16	4.43	1.97	1.60	1.32	1.36	3.31	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2023, Common starting date is 12/31/2000

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