The University of North Carolina System Optional Retirement Plan VALIC
Investment Model Portfolios

The University of North Carolina System includes 17 institutions such as University of North Carolina at Chapel Hill and North Carolina State University. It’s Optional Retirement Plan (OCP) has four providers: TIAA-CREF, Lincoln Financial, VALIC and Fidelity.  The following are the VALIC plan investment options:


Dreyfus Midcap Index PESPX
Munder MidCap Core Growth A MGOAX
Allianz NFJ Small Cap Value Admn PVADX
Dreyfus Small Cap Stock Index DISSX
Legg Mason Partners Small Cap Growth A SASMX
American Century Real Estate A AREEX
Oppenheimer Global A OPPAX
Janus Overseas S JIGRX

Pioneer Mid-Cap Value R PCMRX

American Funds Growth Fund of America R4 RGAEX

Calvert Large Cap Growth A CLGAX

Dreyfus S&P 500 Index PEOPX

Davis New York Venture A NYVTX

BlackRock Large Cap Value A MDLVX

T. Rowe Price Retirement 2040 A PARDX

T. Rowe Price Retirement 2030 Adv PARCX

T. Rowe Price Retirement 2020 Adv PARBX

T. Rowe Price Retirement 2010 A PARAX

T. Rowe Price Retirement Income Adv PARIX

American Funds American Balanced R4 RLBEX

Dreyfus Bond Market Index Inv DBMIX

American Century Inflation-Adjusted Bond Adv AIAVX

American Century Premium Money Market Inv TCRXX

Fixed Interest Option FB124

 

Investment options of The University of North Carolina System Optional Retirement Plan VALIC

Total Available Funds: 24
Asset Class Ticker Description
US EQUITY
MID-CAP BLEND PESPX Dreyfus Midcap Index PESPX
Mid-Cap Growth MGOAX Munder MidCap Core Growth A MGOAX
SMALL VALUE PVADX Allianz NFJ Small Cap Value Admn PVADX
SMALL BLEND DISSX Dreyfus Small Cap Stock Index DISSX
Small Growth SASMX Legg Mason Partners Small Cap Growth A SASMX
MID-CAP VALUE PCMRX Pioneer Mid-Cap Value R PCMRX
LARGE GROWTH RGAEX American Funds Growth Fund of America R4 RGAEX
LARGE GROWTH CLGAX Calvert Large Cap Growth A CLGAX
LARGE BLEND PEOPX Dreyfus S&P 500 Index PEOPX
LARGE BLEND NYVTX Davis New York Venture A NYVTX
LARGE VALUE MDLVX BlackRock Large Cap Value A MDLVX
LARGE GROWTH MADOX Fixed Interest Option FB124
REAL ESTATE
REAL ESTATE AREEX American Century Real Estate A AREEX
INTERNATIONAL EQUITY
WORLD STOCK OPPAX Oppenheimer Global A OPPAX
Foreign Large Growth JAOSX Janus Overseas S JIGRX
Others
Target Date 2036-2040 PARDX T. Rowe Price Retirement 2040 A PARDX
Target Date 2026-2030 PARCX T. Rowe Price Retirement 2030 Adv PARCX
Target Date 2016-2020 PARBX T. Rowe Price Retirement 2020 Adv PARBX
Target Date 2000-2010 TRRAX T. Rowe Price Retirement 2010 A PARAX
Retirement Income PARIX T. Rowe Price Retirement Income Adv PARIX
Moderate Allocation RLBEX American Funds American Balanced R4 RLBEX
ROOT CASH American Century Premium Money Market Inv TCRXX
FIXED INCOME
Intermediate-Term Bond DBMIX Dreyfus Bond Market Index Inv DBMIX
Inflation-Protected Bond AIAVX American Century Inflation-Adjusted Bond Adv AIAVX

Investment model portfolios

We provide two types of investment model portfolios for The University of North Carolina System Optional Retirement Plan VALIC participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
The University of North Carolina System Optional Retirement Plan VALIC Strategic Asset Allocation – Optimal Moderate NA 2.81% 1.33% 4.61% 2.62% 4.33% 4.72%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 8.32% 8.91% 18.53% 12.39% 13.02% 10.12%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.30% 4.36% 9.01% 5.84% 6.67% 5.91%
Data as of 03/31/2025, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
The University of North Carolina System Optional Retirement Plan VALIC Tactical Asset Allocation Moderate NA -1.50% 2.43% 10.37% 7.19% 7.94% 9.24%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 8.32% 8.91% 18.53% 12.39% 13.02% 10.12%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.30% 4.36% 9.01% 5.84% 6.67% 5.91%
Data as of 03/31/2025, Common starting date is 12/31/2000