SAINT FRANCIS HEALTH SYSTEM INC. 401K SAVINGS PLAN Investment Model Portfolios

Investment options of SAINT FRANCIS HEALTH SYSTEM INC. 401K SAVINGS PLAN

Total Available Funds: 18

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	FBNDX	Fidelity Salem Street Trust: Fidelity Investment Grade Bond Fund
Intermediate-Term Bond	FTHRX	Fidelity Salem Street Trust: Fidelity Intermediate Bond Fund
Short-Term Bond	SSTBX	Wells Fargo Funds Trust: Wells Fargo Advantage Short-Term Bond Fund; Investor Class Shares

US EQUITY
MID-CAP BLEND	ARGFX	Ariel Investment Trust: Ariel Fund; Investor Class Shares
LARGE VALUE	FEQIX	Fidelity Devonshire Trust: Fidelity Equity-Income Fund
LARGE GROWTH	FMAGX	Fidelity Magellan Fund
LARGE BLEND	FGRIX	Fidelity Securities Fund: Fidelity Growth & Income Portfolio
SMALL BLEND	RYTRX	Royce Fund: Royce Total Return Fund; Investment Class Shares
LARGE GROWTH	FDGRX	Fidelity Mt Vernon Street Trust: Fidelity Growth Company Fund
LARGE BLEND	SLADX	Selected American Shares
Mid-Cap Growth	BARAX	Baron Investment Funds Trust: Baron Asset Fund; Retail Shares
LARGE GROWTH	FCNTX	Fidelity Contrafund
LARGE VALUE	DODGX	Dodge & Cox Funds: Dodge & Cox Stock Fund
LARGE BLEND	DSEFX	Domini Social Investment Trust: Domini Social Equity Fund; Investor Shares

Others
Technology	FSCSX	Fidelity Select Portfolios: Software & Computer Services Portfolio
Industrials	FSAIX	Fidelity Select Portfolios: Air Transportation Portfolio
Target Date 2026-2030	PRRTX	Putnam RetirementReady Funds: Putnam RetirementReady 2030 Fund; Class Y Shares

INTERNATIONAL EQUITY
WORLD STOCK	TEMWX	Templeton Funds

Investment model portfolios

We provide two types of investment model portfolios for SAINT FRANCIS HEALTH SYSTEM INC. 401K SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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