Major Asset ETFs Plan
Investment Model Portfolios

This plan is setup as a template to illustrate that for a relatively complete major asset classes represented by their corresponding ETFs, how MyPlanIQ strategies perform. The major asset classes represent the most important investable economic and financial segments using ETFs.

Investment options of Major Asset ETFs Plan

Total Available Funds: 17
Asset Class Ticker Description
US EQUITY
LARGE BLEND SPY SPY S&P 500 SPDRs
INTERNATIONAL EQUITY
Foreign Large Blend EFA EFA iShares MSCI EAFE Index
Emerging Market
DIVERSIFIED EMERGING MKTS EEM EEM iShares MSCI Emerging Markets Index
REAL ESTATE
REAL ESTATE IYR IYR iShares Dow Jones US Real Estate
COMMODITIES
COMMODITIES BROAD BASKET DBC DBC PowerShares DB Commodity Idx Trking Fund
FIXED INCOME
Inflation-Protected Bond TIP TIP iShares Lehman TIPS Bond
SHORT GOVERNMENT SHY SHY iShares Lehman 1-3 Year Treasury Bond
Intermediate Government IEI IEI iShares Lehman 3-7 Year Treasury Bond
LONG GOVERNMENT TLT TLT iShares Lehman 20+ Year Treas Bond
Short-Term Bond CSJ CSJ iShares Lehman 1-3 Year Credit Bond
Intermediate-Term Bond CFT CFT iShares Lehman Credit Bond
Long-Term Bond LQD LQD iShares iBoxx $ Invest Grade Corp Bond
WORLD BOND BWX BWX SPDR Lehman Intl Treasury Bond
High Yield Bond HYG HYG iShares iBoxx $ High Yield Corporate Bd
Intermediate-Term Bond MBB MBB iShares Lehman MBS Bond
Emerging Markets Bond PCY PCY PowerShares Emerging Mkts Sovereign Debt
Others
ROOT CASH CASH

Investment model portfolios

We provide two types of investment model portfolios for Major Asset ETFs Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Major Asset ETFs Plan Tactical Asset Allocation Moderate NA 15.87% 4.65% 6.97% 4.23% 6.40% 8.37% 9.12%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%

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