TD AMERITRADE HOLDING CORPORATION ASSOCIATES 401(k) PROFIT SHARING PLAN AND TRUST Investment Model Portfolios

TD Ameritrade Holding Corp (Ticker: AMTD) is one of largest discount brokerages.

Investment options of TD AMERITRADE HOLDING CORPORATION ASSOCIATES 401(k) PROFIT SHARING PLAN AND TRUST

Total Available Funds: 27

Asset Class

Ticker

Description

US EQUITY
US EQUITY	AMTD	TD AMERITRADE Holding Corporation Common stock
US EQUITY	AMTD	TD AMERITRADE, Inc. Self-directed brokerage accounts
LARGE GROWTH	RGAFX	American Funds Growth Fund of America R5
LARGE VALUE	GSLAX	Goldman Sachs Large Cap Value Institutional Fund
Mid-Cap Growth	PRDMX	T. Rowe Price Mid Cap Growth Fund
SMALL BLEND	PRSVX	T. Rowe Price Small Cap Value Fund,
LARGE BLEND	VINIX	Vanguard Institutional Index Fund,

Others
EQUITY	TD.TO	The Toronto-Dominion Bank Common stock
Target Date 2000-2010	TRRFX	T. Rowe Price Retirement 2005 Fund
Target Date 2000-2010	PARAX	T. Rowe Price Retirement 2010 Fund
Target Date 2011-2015	TRRGX	T. Rowe Price Retirement 2015 Fund
Target Date 2016-2020	PARBX	T. Rowe Price Retirement 2020 Fund
Target Date 2021-2025	TRRHX	T. Rowe Price Retirement 2025 Fund
Target Date 2026-2030	PARCX	T. Rowe Price Retirement 2030 Fund
Target Date 2031-2035	TRRJX	T. Rowe Price Retirement 2035 Fund
Target Date 2036-2040	PARDX	T. Rowe Price Retirement 2040 Fund
Target Date 2041-2045	TRRKX	T. Rowe Price Retirement 2045 Fund
Target Date 2050+	TRRMX	T. Rowe Price Retirement 2050 Fund
Target Date 2050+	TRRNX	T. Rowe Price Retirement 2055 Fund
Retirement Income	TRRIX	T. Rowe Price Retirement Income Fund
ROOT	CASH	Vanguard Reserve Prime Money Market Institutional Fund

Emerging Market
DIVERSIFIED EMERGING MKTS	LZOEX	Lazard Emerging Markets Open Fund,,

FIXED INCOME
Intermediate-Term Bond	PTRAX	PIMCO Total Return Institutional Fund
WORLD BOND	RPIBX	T. Rowe Price International Bond Fund
Intermediate-Term Bond	VBTSX	Vanguard Total Bond Market Index Signal Fund
Intermediate-Term Bond	VBTSX	Vanguard Total Stock Market Index Signal Fund

INTERNATIONAL EQUITY
Foreign Large Blend	VGTSX	Vanguard Total International Stock Index Fund

Investment model portfolios

We provide two types of investment model portfolios for TD AMERITRADE HOLDING CORPORATION ASSOCIATES 401(k) PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
TD AMERITRADE HOLDING CORPORATION ASSOCIATES 401(k) PROFIT SHARING PLAN AND TRUST Tactical Asset Allocation Moderate	NA	2.49%	3.50%	3.02%	3.39%	5.52%	7.02%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	9.98%	9.75%	10.95%	11.06%	12.38%	9.19%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.25%	1.69%	4.40%	4.69%	6.67%	5.54%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	TD AMERITRADE… Moderate	-0.54	2.49	3.50	3.02	3.39	5.52	7.02	…	…	NA	NA	0.00	12.63	-11.48	7.32	14.61	4.75	-3.91	11.73	8.73	-3.42	2.76	11.14	3.99	1.26	6.96	26.47	-5.44	17.70	18.95	14.00	11.22	22.73	7.18	6.77	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.25	9.98	9.75	10.95	11.06	12.38	9.19	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-0.67	6.25	1.69	4.40	4.69	6.67	5.54	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	TD AMERITRADE… Moderate	NA	0.39	0.05	0.45	0.47	NA	NA	…	…	NA	NA	-0.04	1.20	-1.50	0.85	1.61	0.64	-0.72	2.11	1.47	-0.68	0.46	1.65	0.75	0.17	0.65	2.57	-1.00	1.23	1.64	1.88	1.22	4.21	1.27	1.10	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	TD AMERITRADE… Moderate	NA	6.95	7.98	7.82	6.91	NA	NA	…	…	NA	NA	7.32	6.98	8.58	8.57	8.91	5.20	7.29	5.25	5.78	5.09	5.94	6.74	5.24	7.09	10.61	10.27	6.37	11.98	9.57	6.30	8.46	5.23	4.80	4.07	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	TD AMERITRADE… Moderate	NA	6.37	14.61	14.61	14.61	NA	NA	…	…	NA	NA	2.16	6.37	13.78	4.64	10.57	3.95	10.81	1.89	3.99	8.65	5.74	4.69	6.11	5.15	7.76	4.78	11.41	9.37	13.37	5.06	9.94	3.57	5.04	2.78	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	TD AMERITRADE… Moderate	NA	4.21	4.08	4.06	3.66	NA	NA	…	…	NA	NA	0.10	4.47	3.05	4.81	4.75	3.36	2.60	0.23	3.71	4.99	4.82	2.84	3.76	2.12	3.90	5.69	3.53	7.93	6.34	6.00	3.40	3.80	4.21	6.72	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.16	1.57	1.52	2.80	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.57	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2023, Common starting date is 12/31/2000

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