MassMutual Transitions Select Variable Annuity Investment Model Portfolios

John Hancock Life Insurance Company's Venture Opportunity A Share Variable Annuity Investment Options are based on an SEC prospectus dated April 20, 2010.

Investment options of MassMutual Transitions Select Variable Annuity

Total Available Funds: 51

Asset Class

Ticker

Description

Others
Financial	IFSAX	AIM V.I. Financial Services (Series II)
Health	GGHCX	AIM V.I. Global Health Care (Series II)
Technology	FTPIX	AIM V.I. Technology (Series II)
World Allocation	NoTicker	MML American Funds Core Allocation
Moderate Allocation	MMBDX	MML Balanced Allocation (Service Class)
BALANCE FUND	NoTicker	MML Capital Guardian Asset Allocation (Service Class)
BALANCE FUND	NoTicker	MML Capital Guardian Growth & Income (Service Class)
Conservative Allocation	NoTicker	MML Conservative Allocation (Service Class)
World Allocation	NoTicker	MML Growth Allocation (Service Class)
Moderate Allocation	MMBDX	MML Moderate Allocation (Service Class)
ROOT	CASH	MML Money Market
Moderate Allocation	OPASX	Oppenheimer Balanced (Service)(g)
ROOT	OMDYX	Oppenheimer MidCap (Service)

US EQUITY
LARGE GROWTH	FCNKX	Fidelity VIP Contrafund (Service Class 2)
LARGE GROWTH	MMAAX	MML Aggressive Allocation (Service Class)
LARGE GROWTH	ALCKX	MML AllianceBernstein Large Cap Growth (Service Class)(i)
MID-CAP VALUE	ABSKX	MML AllianceBernstein Small/Mid Cap Value (Service Class)
LARGE VALUE	AMGIX	MML American Century Income & Growth (Service Class)
MID-CAP VALUE	AVUAX	MML American Century Mid Cap Value (Service Class)
LARGE GROWTH	IAFSX	MML American Funds Growth
US EQUITY	NoTicker	MML Babson Blend (Service Class)
LARGE BLEND	DLBQX	MML Babson Enhanced Index Core Equity (Service Class)
LARGE BLEND	MMLYX	MML Davis Large Cap Value (Service Class)
Small Growth	MMEGX	MML Emerging Growth (Service Class)
LARGE BLEND	MIEAX	MML Equity Index (Service Class I)
LARGE GROWTH	LMGNX	MML Legg Mason Concentrated Growth (Service Class I)
LARGE GROWTH	MOTAX	MML NASDAQ-100® (Service Class)
SMALL BLEND	OPMYX	MML Oppenheimer Small Cap Equity (Service Class)
SMALL BLEND	MSVYX	MML Oppenheimer Small Company Opportunities (Service Class)(e)
LARGE GROWTH	OEQYX	MML Oppenheimer/Bernstein Equity (Service Class)
SMALL BLEND	NAESX	MML Small Cap Index (Service Class)
LARGE GROWTH	TRBCX	MML T. Rowe Price Blue Chip Growth (Service Class)
LARGE VALUE	ITEIX	MML T. Rowe Price Equity Income (Service Class)
LARGE GROWTH	IGEAX	MML T. Rowe Price Growth Equity (Service Class)(f)
Mid-Cap Growth	RPMGX	MML T. Rowe Price Mid Cap Growth (Service Class)
Small Growth	MSCYX	MML W&R/Wellington Small Cap Growth Equity (Service Class)
LARGE GROWTH	OTCYX	Oppenheimer Capital Appreciation (Service)
LARGE BLEND	MIGYX	Oppenheimer Main Street (Service)

REAL ESTATE
Global Real Estate	IGLIX	ING Global Real Estate(d)

INTERNATIONAL EQUITY
Foreign Large Blend	JEILX	MML American Funds International
PACIFIC/ASIA EX-JAPAN STK	FCHI	MML Baring China (Service Class I)
FOREIGN SMALL/MID GROWTH	NBIIX	MML Neuberger Berman Global (Service Class I)(h)
Foreign Large Value	TFFAX	MML Templeton Foreign (Service Class)
WORLD STOCK	OPPAX	Oppenheimer Global Securities (Service)
Foreign Large Growth	OIGYX	Oppenheimer International Growth (Service)

FIXED INCOME
Inflation-Protected Bond	MIPSX	MML Babson Inflation-Protected and Income (Service Class)
Intermediate-Term Bond	MSBAX	MML Babson Managed Bond (Service Class)
High Yield Bond	OCHYX	Oppenheimer High Income (Service)(g)
Multisector Bond	OPSIX	Oppenheimer Strategic Bond (Service)

Emerging Market
DIVERSIFIED EMERGING MKTS	MPEYX	MML Baring Strategic Emerging Markets (Service Class I)

COMMODITIES
COMMODITIES BROAD BASKET	PCRIX	PIMCO CommodityRealReturn Strategy

Investment model portfolios

We provide two types of investment model portfolios for MassMutual Transitions Select Variable Annuity participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 05/29/2020.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
MassMutual Transitions Select Variable Annuity Strategic Asset Allocation - Optimal Moderate	NA	3.10%	1.46%	3.17%	5.52%	4.59%	NA	5.09%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	11.44%	10.06%	9.70%	13.18%	8.56%	5.81%	6.66%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.85%	5.03%	4.67%	7.09%	5.52%	5.06%	5.26%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	MassMutual Tr... Moderate	2.10	3.10	1.46	3.17	5.52	4.59	NA	5.09	NA	NA	NA	NA	NA	8.23	16.24	-8.87	8.05	4.98	3.59	2.73	7.37	13.74	-2.81	14.88	27.52	-29.48	9.01	8.37	7.97	11.54	27.84	-8.22	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	3.04	11.44	10.06	9.70	13.18	8.56	5.81	6.66	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	2.31	6.85	5.03	4.67	7.09	5.52	5.06	5.26	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	MassMutual Tr... Moderate	NA	0.65	0.37	0.49	0.61	NA	NA	0.42	NA	NA	NA	NA	NA	0.39	2.21	-1.23	1.62	0.57	0.40	0.48	1.02	1.78	-0.21	1.29	1.66	-1.43	0.65	0.68	0.92	1.36	3.14	-0.79	-0.03	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.23	0.32	0.74	0.56	NA	NA	0.44	-0.70	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.29	0.15	0.51	0.38	NA	NA	0.49	-0.10	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	MassMutual Tr... Moderate	NA	16.92	11.48	10.03	9.59	NA	NA	10.95	NA	NA	NA	NA	NA	20.42	6.71	8.32	4.58	8.32	8.90	5.64	7.16	7.67	13.65	11.43	16.51	21.31	9.19	7.42	6.31	7.80	8.64	11.81	12.42	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.39	18.60	17.94	18.44	NA	NA	18.12	28.69	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.43	10.86	10.39	10.40	NA	NA	11.50	14.60	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	MassMutual Tr... Moderate	NA	22.88	22.88	22.88	22.88	NA	NA	43.18	NA	NA	NA	NA	NA	22.88	3.53	14.91	2.77	6.98	6.60	5.82	8.07	6.62	14.73	8.26	18.49	39.82	7.25	8.11	4.64	7.31	5.78	19.78	17.67	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.24	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	MassMutual Tr... Moderate	NA	2.02	2.24	2.66	3.28	NA	NA	4.09	NA	NA	NA	NA	NA	0.43	1.96	4.51	0.34	1.77	4.85	4.38	4.06	2.30	5.52	4.90	1.99	7.74	6.41	5.64	6.22	3.74	3.57	2.99	4.33	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2018.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
MassMutual Transitions Select Variable Annuity Tactical Asset Allocation Moderate	NA	-7.84%	1.30%	2.67%	7.92%	7.41%	NA	6.92%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	7.18%	10.93%	11.18%	13.10%	8.60%	6.45%	6.55%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	-0.24%	4.98%	4.97%	7.82%	5.92%	5.61%	5.27%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	MassMutual Tr... Moderate	-0.33	-7.84	1.30	2.67	7.92	7.41	NA	6.92	NA	NA	NA	NA	NA	NA	2.52	-11.57	10.44	3.69	2.41	2.92	13.85	14.59	2.54	14.19	18.73	-2.96	9.78	11.53	4.78	11.29	27.02	-5.05	-7.15	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	2.10	7.18	10.93	11.18	13.10	8.60	6.45	6.55	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	1.16	-0.24	4.98	4.97	7.82	5.92	5.61	5.27	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	MassMutual Tr... Moderate	NA	-1.30	0.24	0.16	0.70	NA	NA	0.60	NA	NA	NA	NA	NA	NA	0.35	-1.40	1.86	0.39	0.24	0.34	1.75	1.77	0.21	1.24	1.45	-0.38	0.71	1.00	0.38	1.30	2.62	-0.83	-1.38	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.23	0.32	0.74	0.56	NA	NA	0.44	-0.70	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.29	0.15	0.51	0.38	NA	NA	0.49	-0.10	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	MassMutual Tr... Moderate	NA	9.29	7.93	8.49	9.59	NA	NA	9.14	NA	NA	NA	NA	NA	NA	7.11	9.20	5.28	8.88	9.72	8.57	7.91	8.19	11.87	11.36	12.84	10.20	9.58	8.22	6.96	7.96	10.04	7.43	6.84	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.39	18.60	17.94	18.44	NA	NA	18.12	28.69	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.43	10.86	10.39	10.40	NA	NA	11.50	14.60	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	MassMutual Tr... Moderate	NA	16.59	16.59	16.59	16.59	NA	NA	18.74	NA	NA	NA	NA	NA	NA	0.05	16.59	3.33	7.84	9.12	6.86	8.06	7.25	10.83	9.48	6.60	18.74	7.80	10.55	5.38	7.59	6.82	9.90	12.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.24	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	MassMutual Tr... Moderate	NA	3.65	2.79	5.84	5.56	NA	NA	0.00	NA	NA	NA	NA	NA	NA	0.00	3.68	2.38	2.27	10.21	10.65	6.43	2.54	7.44	8.02	2.07	8.67	9.08	5.57	3.80	3.91	4.14	6.11	6.10	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Asset Allocation Composite Model Portfolio

The following model portfolio is based on the MyPlanIQ Asset Allocation Composite (AAC) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 05/29/2020.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
MassMutual Transitions Select Variable Annuity Asset Allocation Composite Moderate	NA	-7.42%	0.33%	1.88%	5.66%	6.01%	NA	7.05%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	11.44%	10.06%	9.70%	13.18%	8.56%	5.81%	6.66%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.85%	5.03%	4.67%	7.09%	5.52%	5.06%	5.26%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	MassMutual Tr... Moderate	0.95	-7.42	0.33	1.88	5.66	6.01	NA	7.05	NA	NA	NA	NA	NA	-4.26	11.82	-6.90	14.16	8.26	-2.33	4.00	12.32	14.75	-2.10	17.23	28.06	-14.20	7.48	9.63	4.09	11.25	33.13	5.36	-0.27	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	3.04	11.44	10.06	9.70	13.18	8.56	5.81	6.66	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	2.31	6.85	5.03	4.67	7.09	5.52	5.06	5.26	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	MassMutual Tr... Moderate	NA	-0.31	0.03	0.37	0.56	NA	NA	0.69	NA	NA	NA	NA	NA	-0.26	1.25	-0.90	2.85	1.20	-0.36	0.62	1.55	1.82	-0.15	1.64	2.81	-1.31	0.40	0.82	0.28	1.30	4.29	1.04	-0.53	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.23	0.32	0.74	0.56	NA	NA	0.44	-0.70	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.29	0.15	0.51	0.38	NA	NA	0.49	-0.10	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	MassMutual Tr... Moderate	NA	14.98	10.83	9.20	9.30	NA	NA	8.95	NA	NA	NA	NA	NA	17.12	8.31	9.16	4.74	6.73	6.56	6.47	7.92	8.08	14.69	10.44	9.94	11.53	11.02	7.77	6.73	7.92	7.57	4.08	4.85	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.39	18.60	17.94	18.44	NA	NA	18.12	28.69	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.43	10.86	10.39	10.40	NA	NA	11.50	14.60	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	MassMutual Tr... Moderate	NA	26.35	26.35	26.35	26.35	NA	NA	26.35	NA	NA	NA	NA	NA	24.59	4.77	13.66	2.18	4.25	7.36	6.03	8.28	7.32	14.43	9.19	6.78	20.41	8.65	9.40	6.04	7.49	3.11	4.81	5.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.24	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	MassMutual Tr... Moderate	NA	0.86	3.37	3.18	4.05	NA	NA	5.20	NA	NA	NA	NA	NA	0.46	0.84	5.38	5.20	2.08	5.20	6.68	5.47	3.50	3.85	5.53	2.17	10.83	5.61	6.50	5.65	3.67	4.51	6.86	8.85	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

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