Lazy Portfolios in Different Market Conditions
Understanding how lazy portfolios perform under different circumstances and concepts like maximum drawdown , rolling returns , and asset allocatio can help you navigate through various market cycles.
Tax-Efficient Lazy Portfolios
Lazy portfolio tax strategy can help to enhance after-tax returns for taxable investment accounts. While tax-deferred accounts like IRAs or 401(k)s eliminate immediate tax concerns, taxable accounts require careful consideration of tax efficiency to maximize long-term wealth accumulation.
Lazy Portfolios for Retirement Investing
For retirement investors, lazy portfolios can serve as a good tool for their IRAs, 401(k) and taxable investment accounts. This article discusses how to utilize lazy portfolios for these retirement investing accounts.
How to Implement a Lazy Portfolio
Implementing a lazy portfolio doesn’t require advanced knowledge or constant attention. Whether you choose mutual funds or ETFs, rebalance annually or less frequently, or tweak allocations based on changing needs, the principles remain the same: keep costs low, stay diversified, and let time work in your favor.
What Are Lazy Portfolios?
Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.
Newsletter Collection Update
We list our latest newsletter articles since last update and briefly overview current market conditions
Total Return Investments vs. High Yields: Yield Chasing at Your Own Peril
We examine various high dividend ETFs and a closed end fund and discuss how they fare in terms of total returns that combine both capital appreciation and dividend income.
Foreign Stock Investments — Currency Hedged Or Not?
We delve into the details to examine the role of currency-hedged ETFs in international stock investing within an asset allocation portfolio.
Unlocking Investment Potentials With 401(k) Brokerage Link Accounts
We discuss the pros and cons of 401(k) brokerage link accounts
Ranking Biggest 401(K) Stock And Bond Funds
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
Rolling Returns: A Better Way To Evaluate & Compare Investments
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
Index Funds As Businesses — Fundamental Indexing
Introducing fundamental index funds that align with business owner’s approach in investing. We also show how these funds have consistently outperformed.
Maximizing Your Retirement Income: The 4% Withdrawal Rule & Retirement Withdrawal Calculator
We review the latest data for safe retirement withdrawal strategies such as the 4% rule. We also introduce the new retirement withdrawal calculator
How To Fully Utilize Self-Directed IRAs For Retirement Investments
We claim that IRAs in a brokerage now offers better and cheaper investment choices than a typical 401(k) plan.
Newsletter Collection Update
We list our recent articles and briefly overview current market conditions
Portfolio Calculator (Simulator) And Rolling Returns
We present our free Portfolio Calculator and discuss its unique feature of producing historical rolling returns for a portfolio.
ETFs In Asset Classes For Portfolio Construction
We discuss our new ETFs in Asset Classes web page and show how these selected group of ETFs can be used for asset allocation portfolios.
‘Best’ Tactical Stock or Dividend Income Balanced Portfolios vs. Best Balanced Allocation Fund
We present our tactical balanced stock and dividend income portfolios that outperform the best balanced allocation fund T. Rowe Price capital appreciation fund PRWCX both in terms of returns and risk
‘Best’ Stock or Dividend Income Balanced Portfolios vs. Best Balanced Allocation Fund
We take a business investing approach to invest in solid low cost stock index funds such as S&P 500 index funds. We discuss why it’s beneficial to view index fund investments as ‘conglomerate’ business investments.
Low-Cost Stock Index Funds: Quality ‘Business Conglomerates’ for Solid, Low-Risk Long-Term Returns
We take a business investing approach to invest in solid low cost stock index funds such as S&P 500 index funds. We discuss why it’s beneficial to view index fund investments as ‘conglomerate’ business investments.