401(k) Investment Assistant
The 401(k) Investment Assistant is an easy-to-use tool designed to help to go through steps in 401(k) Investors to come up with an investment portfolio. By answering a few simple questions about your age, retirement plans, and investment preferences, the assistant will guide you step-by-step and provide personalized suggestions for your 401(k) investments. Whether you’re new to 401(k) investing or looking to fine-tune your portfolio, this assistant offers clear suggestions to help you build a retirement plan that fits your needs and goals. It’s for education only. For personal related advice, please consult a financial advisor.
See 401(k) Investors for more details.
401(k) Investment Assistant
This assistant helps you to make informed decisions about your 401(k) investments.
How to Use the 401(k) Investment Assistant
- Follow the On-Screen Prompts
- The assistant will guide you through a series of questions:
- How old are you?
- When do you expect to retire?
- Are you a beginner in 401(k) investing?
- Depending on your answers, you may be asked about target date funds, balanced funds, or your desired stock allocation
- Review Personalized Suggestions
- After answering the questions, the assistant will provide tailored investment suggestions, such as:
- Recommended target date or balanced funds
- Custom portfolio allocations (e.g., two fund or three fund portfolios)
- Explore Premium Features (Optional)
- If you wish to utilize MyPlanIQ premium composite indicator to reduce risk and improve returns, you can subscribe our premium plan. See What We Offer and White Paper.
Recent Articles
- Retirement Milestone Cheat Sheet
- Savings Hacks
- July 2025 MyPlanIQ Portfolio Update
- Annuity Income Payout vs. Invest & Withdraw
- What $1 Million Really Buys You in Retirement: Annuity vs. Investment Strategy
- Public Pay Might Be Higher Than You Think (Once You Do the Math)
- Why Managing Volatility Matters
- Stock Compensation 101: How People Build Wealth (or Blow It)
- Retirement Plan Contribution Limits in 2024
Free newsletters
High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more ...
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan ...