Find A Portfolio/Ticker
Comparison Box
MyPlanIQ
401k Investor
Northpoint Recovery Profit Sharing 401k Plan
Northpoint Recovery Profit Sharing 401k Plan Strategic Asset Allocation - Optimal Moderate
Northpoint Recovery Profit Sharing 401k Plan Strategic Asset Allocation - Optimal Moderate
live (public) 0.53% February 28
Delayed
Holdings (As of 10/31/2024)
sign up and login first and then customize a new portfolio for the latest current holdings
| Asset | Fund in this portfolio | Price change* | Original Fund Description | Percentage |
|---|---|---|---|---|
| General Bond | RBFBX (BOND FUND OF AMERICA CLASS R-2) | 0.09% | American Funds Bond Fund of Amer R2 | 40.05% |
| US Equity | RFNBX (AMERICAN FUNDS FUNDAMENTAL INVESTORS CLASS R-2) | 1.71% | RFNBX | 15.70% |
| US Equity | RMFBX (AMERICAN MUTUAL FUND CLASS R-2) | 0.93% | RMFBX | 14.78% |
| CASH | CASH (CASH) | 0.0% | CASH | 0.11% |
| Emerging Market Equity | RNWBX (NEW WORLD FUND INC CLASS R-2) | 1.30% | RNWBX | 10.47% |
| International Equity | RWIBX (CAPITAL WORLD GROWTH & INCOME FUND CLASS R-2) | 1.37% | RWIBX | 9.50% |
| International Equity | RSLBX (SMALLCAP WORLD FUND INC CLASS R-2) | 1.13% | RSLBX | 9.39% |
* Day change on 10/31/2024.
Previous
Beta
Performance (As of 02/28/2025)
Since 12/31/2000
| Name | YTD* Return |
1Yr AR** |
3Yr AR** |
5Yr AR** |
10Yr AR** |
15Yr AR** |
|---|---|---|---|---|---|---|
| Northpoint Recovery Profit Sharing 401k Plan Strategic Asset Allocation - Optimal Moderate | 4.2% | 23.2% | 4.6% | 7.2% | 6.1% | 7.0% |
| VFINX (Vanguard (S&P 500) Index) | 7.1% | 13.4% | 19.2% | 16.2% | 13.6% | 14.5% |
| VBINX (Vanguard Balance (60% stocks/40% bonds) | 5.1% | 9.5% | 11.8% | 8.6% | 8.4% | 9.4% |
* YTD: Year to Date
** AR: Annualized Return
** portfolio AR is delayed
| Last 1 Week* | YTD*(2025) | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 15 Yr | 20 Yr | 20 Yr | Since 01/02/2001 |
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return(%) | 3.7 | 4.2 | 23.2 | 4.6 | 7.2 | 6.1 | 7.0 | 6.8 | 6.2 | 6.2 | 6.1 | 14.1 | 11.1 | -15.8 | 8.5 | 16.8 | 15.8 | -5.6 | 14.6 | 5.1 | -1.5 | 4.9 | 13.8 | 11.8 | -1.7 | 10.7 | 23.0 | -25.2 | 10.0 | 13.7 | 7.8 | 9.7 | 18.0 | -6.1 | 2.3 |
| Sharpe Ratio | NA | 0.6 | 0.82 | 0.16 | 0.36 | 0.36 | NA | NA | NA | NA | 0.44 | 0.27 | 0.73 | -1.29 | 1.02 | 0.97 | 2.36 | -0.79 | 3.82 | 0.64 | -0.2 | 0.77 | 2.14 | 1.71 | -0.14 | 1.08 | 1.64 | -1.34 | 0.78 | 1.61 | 1.03 | 1.3 | 2.1 | -0.69 | 0.01 |
| Draw Down(%) | NA | 1.5 | 8.6 | 16.3 | 21.7 | 21.7 | NA | NA | NA | NA | 36.1 | 9.3 | 8.6 | 21.7 | 4.8 | 20.5 | 3.0 | 12.3 | 1.2 | 6.8 | 8.8 | 4.6 | 6.1 | 5.6 | 12.3 | 7.6 | 13.8 | 33.2 | 7.0 | 7.9 | 4.5 | 6.7 | 9.1 | 13.7 | 0.0 |
| Standard Deviation(%) | NA | 11.2 | 26.1 | 18.4 | 16.6 | 12.8 | NA | NA | NA | NA | 11.1 | 27.4 | 9.4 | 13.3 | 8.3 | 17.1 | 6.1 | 8.7 | 3.7 | 7.6 | 7.8 | 6.4 | 6.4 | 6.8 | 12.1 | 9.8 | 14.0 | 19.4 | 9.0 | 6.5 | 5.5 | 6.7 | 8.3 | 10.4 | 0.0 |
| Treynor Ratio | NA | 0.15 | 0.5 | 0.06 | 0.12 | 0.09 | NA | NA | NA | NA | 0.11 | 0.16 | 0.12 | -0.33 | 0.15 | 0.35 | 0.31 | -0.14 | 0.3 | 0.09 | -0.03 | 0.1 | 0.25 | 0.23 | -0.03 | 0.2 | 0.46 | -0.57 | 0.13 | 0.19 | 0.12 | 0.17 | 0.37 | -0.21 | -0.03 |
| Alpha | NA | 0.15 | 0.07 | 0.0 | 0.0 | 0.0 | NA | NA | NA | NA | 0.01 | 0.01 | -0.01 | -0.03 | -0.02 | 0.03 | 0.01 | -0.01 | 0.02 | 0.0 | -0.01 | 0.0 | 0.0 | 0.02 | -0.01 | 0.01 | 0.04 | -0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.0 |
| Beta | NA | 0.45 | 0.43 | 0.52 | 0.5 | 0.5 | NA | NA | NA | NA | 0.45 | 0.47 | 0.57 | 0.52 | 0.56 | 0.47 | 0.46 | 0.49 | 0.46 | 0.55 | 0.47 | 0.5 | 0.54 | 0.51 | 0.5 | 0.52 | 0.49 | 0.46 | 0.52 | 0.55 | 0.47 | 0.52 | 0.47 | 0.34 | 0.0 |
| RSquared | NA | 0.29 | 0.04 | 0.23 | 0.39 | 0.47 | NA | NA | NA | NA | 0.61 | 0.04 | 0.63 | 0.91 | 0.79 | 0.92 | 0.87 | 0.91 | 0.71 | 0.89 | 0.88 | 0.79 | 0.87 | 0.91 | 0.94 | 0.91 | 0.93 | 0.93 | 0.87 | 0.72 | 0.79 | 0.74 | 0.93 | 0.71 | 0.0 |
| Sortino Ratio | NA | 1.41 | 1.51 | 0.25 | 0.53 | 0.53 | NA | NA | NA | NA | 0.63 | 0.44 | 1.1 | -1.74 | 1.42 | 1.25 | 3.43 | -1.02 | 6.25 | 0.89 | -0.27 | 1.09 | 3.06 | 2.64 | -0.19 | 1.56 | 2.41 | -1.76 | 1.06 | 2.43 | 1.5 | 1.83 | 3.19 | -0.95 | NA |
| Yield(%) | N/A | 0.0 | 2.2 | 2.4 | 3.8 | 4.0 | 5.0 | 5.0 | 5.6 | 5.6 | 2.89 | 2.4 | 3.4 | 1.8 | 6.4 | 2.8 | 2.6 | 4.3 | 3.4 | 2.1 | 3.1 | 4.5 | 3.2 | 1.5 | 1.6 | 1.9 | 1.3 | 1.9 | 6.4 | 5.0 | 2.9 | 2.3 | 0.7 | 0.8 | 2.3 |
| Dividend Growth(%) | N/A | -100.0 | -32.1 | -33.4 | 44.7 | 87.2 | N/A | N/A | N/A | N/A | N/A | -28.0 | 60.3 | -70.0 | 165.4 | 23.4 | -42.2 | 44.4 | 72.9 | -33.3 | -28.7 | 59.9 | 136.6 | -5.6 | -10.2 | 86.1 | -50.0 | -67.3 | 44.6 | 89.9 | 40.1 | 282.7 | -16.6 | -65.3 | N/A |
*: NOT annualized;YTD: Year to Date
**Inception: starting from 12/31/2000
Portfolio Description
This model portfolio uses Strategic Asset Allocation - Optimal
strategy. Asset weights of available asset classes Emerging Market Equity, International Equity, US Equity, General Bond
in Northpoint Recovery Profit Sharing 401k Plan are derived based on long term asset trends and their correlations.
For each major asset class, one or two funds are selected:
1. Risk allocation: the risk profile of this portfolio is 40.
The total allocation of the fixed income asset should be at least 40%.
2. Asset weights:
3. Fund selection: one or two top performing funds among 12 available funds in the plan are chosen for each asset.
They are usually equally weighted within the asset by default. Volatile funds or ETFs with small trading volume are ignored.
4. Rebalance frequency: the portfolio is reviewed by the strategy program monthly
and the above steps are repeated. Asset weights are rebalanced back to target allocation if it is necessary.
5.
Simulation: Performance data before this portfolio went public are obtained from historical simulation. They are hypothetical.
- Emerging Market Equity
- International Equity
- US Equity
- General Bond
- 10.7%
- 19.0%
- 30.3%
- 40.0%
Register for FREE
No Credit Card Required
Or Start FREE 30-day trial now >>
Or Start FREE 30-day trial now >>