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Morningstar Retiree Portfolios Strategic Asset Allocation - Optimal Moderate
Morningstar Retiree Portfolios Strategic Asset Allocation - Optimal Moderate
live (public) 0.01% January 08
Delayed
Holdings (As of 10/31/2024)
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| Asset | Fund in this portfolio | Price change* | Original Fund Description | Percentage |
|---|---|---|---|---|
| General Bond | BSV (Vanguard Short-Term Bond Index Fund ETF Shares) | 0.04% | Vanguard Short-Term Bond ETF | 34.94% |
| US Equity | MGC (Vanguard Mega Cap Index Fund ETF Shares) | 2.11% | Vanguard Mega Cap 300 Index ETF | 15.96% |
| US Equity | VO (Vanguard Mid-Cap Index Fund ETF Shares) | 1.17% | Vanguard Mid-Cap ETF | 15.56% |
| Emerging Market Equity | VWO (Vanguard FTSE Emerging Markets Index Fund ETF Shares) | 0.21% | Vanguard Emerging Markets Stock ETF | 11.15% |
| International Equity | EFA (iShares MSCI EAFE ETF) | 0.61% | iShares MSCI EAFE Index | 18.64% |
| Long Term Bond | LQD (iShares iBoxx $ Investment Grade Corporate Bond ETF) | 0.20% | iShares iBoxx $ Invest Grade Corp Bond | 3.75% |
* Day change on 10/31/2024.
Previous
Beta
Performance (As of 01/08/2025)
Since 12/31/2000
| Name | YTD* Return |
1Yr AR** |
3Yr AR** |
5Yr AR** |
10Yr AR** |
15Yr AR** |
|---|---|---|---|---|---|---|
| Morningstar Retiree Portfolios Strategic Asset Allocation - Optimal Moderate | 0.8% | 22.0% | 0.8% | 5.6% | 5.2% | 6.3% |
| VFINX (Vanguard (S&P 500) Index) | 10.9% | 27.8% | 21.8% | 13.7% | 15.4% | 14.6% |
| VBINX (Vanguard Balance (60% stocks/40% bonds) | 7.0% | 18.6% | 14.5% | 7.6% | 9.6% | 9.4% |
* YTD: Year to Date
** AR: Annualized Return
** portfolio AR is delayed
| Last 1 Week* | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Since 01/02/2001 |
2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return(%) | -1.0 | 22.0 | 0.8 | 5.6 | 5.2 | 6.3 | 5.2 | 4.9 | 0.0 | 8.1 | 11.9 | -16.0 | 8.9 | 14.0 | 17.9 | -8.8 | 14.6 | 8.3 | -1.6 | 4.8 | 10.5 | 12.9 | -4.0 | 13.3 | 26.4 | -27.3 | 10.8 | 8.3 | 4.4 | 4.3 | 8.1 | 1.1 | 2.3 |
| Sharpe Ratio | NA | 0.34 | -0.28 | 0.17 | 0.33 | NA | NA | 0.32 | -0.01 | 0.19 | 0.8 | -1.18 | 1.06 | 0.7 | 2.4 | -1.03 | 2.78 | 0.86 | -0.18 | 0.69 | 1.22 | 1.45 | -0.24 | 0.95 | 1.39 | -1.08 | 0.68 | 0.62 | 0.83 | 1.15 | 2.48 | 0.01 | 0.01 |
| Draw Down(%) | NA | 4.1 | 21.6 | 22.6 | 22.6 | NA | NA | 41.1 | 0.5 | 4.1 | 9.7 | 22.0 | 3.6 | 21.4 | 3.6 | 15.9 | 2.1 | 6.6 | 9.5 | 6.0 | 8.2 | 7.1 | 16.6 | 10.9 | 17.8 | 39.7 | 7.3 | 7.8 | 1.6 | 2.2 | 1.9 | 0.0 | 0.0 |
| Standard Deviation(%) | NA | 7.8 | 11.1 | 12.9 | 10.8 | NA | NA | 11.4 | 5.9 | 7.9 | 9.6 | 14.8 | 8.3 | 19.6 | 6.9 | 9.8 | 5.0 | 9.4 | 9.1 | 7.0 | 8.6 | 8.9 | 16.7 | 13.9 | 19.0 | 26.1 | 11.5 | 8.1 | 2.7 | 2.9 | 3.0 | 0.0 | 0.0 |
| Treynor Ratio | NA | 0.05 | -0.05 | 0.04 | 0.06 | NA | NA | 0.07 | 0.0 | 0.03 | 0.12 | -0.3 | 0.15 | 0.25 | 0.32 | -0.19 | 0.25 | 0.12 | -0.03 | 0.09 | 0.15 | 0.2 | -0.06 | 0.18 | 0.39 | -0.46 | 0.12 | 0.07 | 0.14 | 0.17 | 0.6 | -0.13 | -0.03 |
| Alpha | NA | -0.02 | -0.02 | -0.01 | -0.01 | NA | NA | 0.0 | -0.06 | -0.03 | -0.02 | -0.02 | -0.02 | 0.01 | 0.01 | -0.03 | 0.01 | 0.01 | -0.01 | -0.01 | -0.03 | 0.01 | -0.02 | 0.01 | 0.03 | -0.02 | 0.03 | -0.01 | 0.01 | 0.01 | 0.02 | 0.0 | 0.0 |
| Beta | NA | 0.52 | 0.58 | 0.56 | 0.56 | NA | NA | 0.51 | 0.42 | 0.53 | 0.62 | 0.58 | 0.58 | 0.54 | 0.52 | 0.53 | 0.57 | 0.66 | 0.55 | 0.56 | 0.7 | 0.66 | 0.69 | 0.74 | 0.67 | 0.61 | 0.67 | 0.73 | 0.16 | 0.2 | 0.12 | 0.0 | 0.0 |
| RSquared | NA | 0.71 | 0.81 | 0.86 | 0.85 | NA | NA | 0.74 | 0.99 | 0.71 | 0.71 | 0.89 | 0.82 | 0.92 | 0.89 | 0.85 | 0.57 | 0.85 | 0.87 | 0.83 | 0.82 | 0.89 | 0.94 | 0.92 | 0.94 | 0.92 | 0.88 | 0.82 | 0.35 | 0.57 | 0.5 | 0.0 | 0.0 |
| Sortino Ratio | NA | 0.46 | -0.39 | 0.23 | 0.45 | NA | NA | 0.44 | -0.01 | 0.27 | 1.18 | -1.61 | 1.49 | 0.91 | 3.47 | -1.32 | 4.35 | 1.18 | -0.25 | 0.96 | 1.71 | 2.23 | -0.32 | 1.36 | 2.01 | -1.44 | 0.92 | 0.93 | 1.22 | 1.63 | 3.92 | 0.81 | NA |
| Yield(%) | N/A | 2.8 | 2.6 | 2.9 | 3.0 | 3.9 | 4.2 | 2.4 | N/A | 2.8 | 3.3 | 2.4 | 2.4 | 2.0 | 2.6 | 2.0 | 0.4 | 3.4 | 2.6 | 3.2 | 2.3 | 2.7 | 2.6 | 2.9 | 3.1 | 2.6 | 2.9 | 2.8 | 3.1 | 1.1 | 0.7 | 1.1 | 2.3 |
| Dividend Growth(%) | N/A | -4.8 | 39.8 | 62.9 | 46.5 | N/A | N/A | N/A | N/A | -4.8 | 13.5 | 9.0 | 39.7 | -9.4 | 17.0 | 514.5 | -87.9 | 26.0 | -13.4 | 47.3 | -3.3 | -0.3 | 1.8 | 20.5 | -14.1 | 0.7 | 10.4 | -5.0 | 192.6 | 72.5 | -36.6 | -51.0 | N/A |
*: NOT annualized;YTD: Year to Date
**Inception: starting from 12/31/2000
Portfolio Description
This model portfolio uses Strategic Asset Allocation - Optimal
strategy. Asset weights of available asset classes
in Morningstar Retiree Portfolios are derived based on long term asset trends and their correlations.
For each major asset class, one or two funds are selected:
1. Risk allocation: the risk profile of this portfolio is 40.
The total allocation of the fixed income asset should be at least 40%.
2. Asset weights:
3. Fund selection: one or two top performing funds among 10 available funds in the plan are chosen for each asset.
They are usually equally weighted within the asset by default. Volatile funds or ETFs with small trading volume are ignored.
4. Rebalance frequency: the portfolio is reviewed by the strategy program monthly
and the above steps are repeated. Asset weights are rebalanced back to target allocation if it is necessary.
5.
Simulation: Performance data before this portfolio went public are obtained from historical simulation. They are hypothetical.
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