Find A Portfolio/Ticker

Comparison Box

MyPlanIQ Major Brokerage Investor Schwab Total Return Bond Plan Schwab Total Return Bond

Schwab Total Return Bond

live (public) 0.01% December 02

This portfolio is for fixed income investments in Schwab. It invests in a no load no transaction fee total return bond fund and rebalances every month. It obeys the 3 month minimum holding period requirement for every fund. Please see the following newsletters for more detailed description:

For its smart usage in other asset allocation portfolios, see the following:

Candidate funds used in this portfolio:
Asset Class Ticker Description Rating
FIXED INCOME


Intermediate-Term Bond PBDAX PIMCO Investment Grade Corp Bd A
Intermediate-Term Bond PDBZX Prudential Total Return Bond Z
Multisector Bond PONAX PIMCO Income A
Intermediate-Term Bond DLTNX DoubleLine Total Return Bond N
Intermediate-Term Bond WABRX Western Asset Core Bond R
Intermediate-Term Bond TGMNX TCW Total Return Bond N
Intermediate-Term Bond PTTAX PIMCO Total Return A
Intermediate-Term Bond MWTRX Metropolitan West Total Return Bond M
Multisector Bond LSBRX Loomis Sayles Bond Retail


Delayed Holdings (As of 10/31/2022)
sign up and login first and then customize a new portfolio for the latest current holdings
Asset Fund in this portfolio Price change* Original Fund Description Percentage
CASH CASH (CASH) 0.0% CASH 100.00%

* Day change on 10/31/2022.

Monthly Holding Date: Total Transaction Times So Far:
Previous Next
| | | | |

Holdings

Transactions

Next Rebalance Date: 01/03/2023
Beta
Performance (As of 12/02/2022)

Since 12/31/2000

Name YTD*
Return
1Yr
AR**
3Yr
AR**
5Yr
AR**
10Yr
AR**
15Yr
AR**
Schwab Total Return Bond -1.0% -1.5% 4.3% 4.3% 4.6% 6.7%
VFINX (Vanguard (S&P 500) Index) -12.7% -9.0% 11.3% 11.0% 13.2% 9.1%
VBINX (Vanguard Balance (60% stocks/40% bonds) -11.8% -8.4% 6.8% 7.2% 8.6% 7.0%

*   YTD: Year to Date
**  AR: Annualized Return
Last 1 Week* YTD*(2022) 1 Yr 3 Yr 5 Yr 10 Yr 15 Yr Inception** 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001
AR(%) 0.1 -1.0 -1.5 4.3 4.3 4.6 6.7 7.9 3.1 10.2 10.5 -0.8 8.6 7.5 -1.3 5.3 3.3 16.1 6.6 15.0 22.2 -1.7 8.7 11.0 4.0 7.6 28.8 8.2 7.4
SR NA -0.88 -1.05 0.93 0.96 1.21 NA 1.63 0.81 1.91 2.38 -1.22 3.2 2.02 -0.42 1.74 0.98 5.21 1.67 3.05 3.59 -0.36 1.3 2.23 0.59 0.94 5.3 1.73 1.15
DD(%) NA 3.8 4.5 7.8 7.8 7.8 NA 7.8 2.6 7.8 2.4 1.8 0.9 3.4 3.6 3.5 5.1 2.9 3.6 4.2 2.2 7.3 3.1 2.9 2.8 7.6 6.2 5.1 4.1
SD(%) NA 2.4 2.5 4.0 3.6 3.4 NA 4.3 3.8 5.2 3.8 1.7 2.5 3.6 3.3 3.0 3.3 3.1 3.9 4.9 6.2 7.1 4.4 3.5 3.1 7.1 5.3 4.1 4.4
TR NA -17.53 7.68 6.86 -25.33 3.36 NA 29.45 2.63 14.43 -1.14 2.13 -5.4 4.03 -0.59 0.37 0.31 2.03 1.04 2.16 -5.2 1.31 1.01 0.53 0.32 0.73 -4.0 -1.34 -1.67
Alpha(%) NA -0.01 -0.01 0.01 0.01 0.02 NA 0.03 0.01 0.04 0.04 -0.01 0.03 0.03 -0.01 0.01 0.0 0.06 0.02 0.05 0.08 -0.01 0.02 0.02 0.01 0.02 0.11 0.02 0.02
Beta(%) NA 0.0 0.0 0.01 0.0 0.01 NA 0.0 0.01 0.01 -0.08 -0.01 -0.01 0.02 0.02 0.14 0.11 0.08 0.06 0.07 -0.04 -0.02 0.06 0.15 0.06 0.09 -0.07 -0.05 -0.03
RS NA 0.0 0.0 0.0 0.0 0.0 NA 0.0 0.0 0.0 0.07 0.01 0.0 0.0 0.01 0.29 0.13 0.11 0.14 0.07 0.04 0.01 0.04 0.18 0.04 0.02 0.05 0.11 0.02
SR NA -1.09 -1.31 1.29 1.37 1.75 NA 2.42 1.35 2.5 3.64 -1.77 6.14 3.1 -0.57 2.63 1.4 9.93 2.26 4.48 6.32 -0.5 1.86 3.57 0.82 1.38 8.6 2.49 1.66
Yield(%) N/A 1.42 1.56 3.39 3.42 4.09 N/A 5.88 5.69 2.73 3.8 3.05 4.65 3.52 4.17 5.29 4.93 7.55 6.4 6.32 10.48 4.96 6.11 5.52 5.98 6.75 7.24 8.41 8.6

*: NOT annualized;YTD: Year to Date
**Inception: starting from 12/31/2000

Commission Fee ($ per transaction)      Long Term Tax Rate (%)
Short Term Tax Rate (%)      Monthly Withdraw ($)
Monthly Deposit ($)      Tax on Withdraw (%)
Initial Amount ($)      Estimation Method
The start date of the charts is 01/02/2001 when all charts have data
Portfolio Description
This model portfolio uses Tactical Asset Allocation . The following is the description on how in general the strategy works for this portfolio. It is for information purpose only. The actual implementation might be different from the description in some situations where optimization has been implemented.

The strategy first derives trend scores of the 1 major asset classes: Fixed Income that are covered in Schwab Total Return Bond Plan. It then selects the top 2 risk assets and 1 fixed income asset.

   1. Risk allocation: the risk profile of this portfolio is 100.0. The total allocation of the 1 fixed income asset should be at least 100.0%.

   2. Asset weights: risk assets selected are equally weighted by default.

   3. Fund selection: about 2 top performing funds among 9 available funds in the plan are chosen for each asset selected. They are usually equally weighted within the asset by default.

   4. Rebalance frequency: the portfolio is reviewed by the strategy program monthly and the above steps are repeated. Asset weights are rebalanced back to target allocation if it is necessary. During a market downturn, the asset exposure to risk assets might be reduced and is switched to fixed income instead to avoid big loss.

   5. Simulation: Performance data before this portfolio went public on 04/04/2016 are obtained from historical simulation. They are hypothetical.
Register for FREE No Credit Card Required
Or Start FREE 30-day trial now >>

Members enjoy Free features

  • Customize and follow a diversified strategic allocation portfolio for your 401k, IRA and brokerage investments within minutes
  • Receive monthly or quarterly re-balance emails
  • Enter funds and percentages in your portfolio, see its historical performance and receive ongoing rebalance emails
  • Real time fund ranking and selection for your plans
  • Quality retirement investing newsletter emails
  • Fund ranking and selection for your plans

Tens of thousands of users have signed up!

Join Now (Free)
No Credit Card Required

User names can only consist of alphabetic and
numeric characters.(eg: 0-9a-zA-Z)
I agree to the Terms of use

Login With Facebook:

Get Started Now. It's Free!

Get portfolio suggestions for your
401k plan or brokerage accounts

Powered by MyPlanIQ
You have created an account on MyPlanIQ.com by using this email "", please login MyPlanIQ account or reset your password.