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Schwab OneSource Annuity
Schwab OneSource Annuity Strategic Asset Allocation - Optimal Moderate
Schwab OneSource Annuity Strategic Asset Allocation - Optimal Moderate
live (public) 0.50% June 04
Delayed
Holdings (As of 03/31/2025)
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| Asset | Fund in this portfolio | Price change* | Original Fund Description | Percentage |
|---|---|---|---|---|
| General Bond | JAFLX (FLEXIBLE BOND PORTFOLIO INSTITUTIONAL SHARES) | 0.10% | Janus Aspen Flexible Bond Portfolio - Service Shares | 41.77% |
| US Equity | SWPPX (Schwab S&P 500 Index Fund) | 0.57% | Schwab S&P 500 Index Portfolio | 11.57% |
| CASH | CASH (CASH) | 0.0% | Schwab Money Market Portfolio | 10.99% |
| Real Estate | VGSIX (VANGUARD REIT INDEX FUND INVESTOR SHARES) | 0.87% | AllianceBernstein VPS Real Estate Investment Portfolio - Class A Shares | 7.80% |
| Emerging Market Equity | LZEMX (LAZARD EMERGING MARKETS EQUITY PORTFOLIO INSTITUTIONAL SHARES) | 0.63% | Lazard Retirement Emerging Markets Equity Series Portfolio - Service Class Shares | 9.44% |
| International Equity | JAWGX (GLOBAL RESEARCH PORTFOLIO INSTITUTIONAL SHARES) | 0.10% | Janus Aspen Global Research Portfolio - Inst Shares | 9.07% |
| International Equity | TEMFX (TEMPLETON FOREIGN FUND CLASS A) | 0.84% | TEMFX | 9.36% |
* Day change on 03/31/2025.
Previous
Beta
Performance (As of 06/04/2025)
Since 12/31/2000
| Name | YTD* Return |
1Yr AR** |
3Yr AR** |
5Yr AR** |
10Yr AR** |
15Yr AR** |
|---|---|---|---|---|---|---|
| Schwab OneSource Annuity Strategic Asset Allocation - Optimal Moderate | 0.9% | 2.0% | 2.7% | 9.0% | 5.0% | 6.3% |
| VFINX (Vanguard (S&P 500) Index) | 6.7% | 21.6% | 20.9% | 12.9% | 15.0% | 14.3% |
| VBINX (Vanguard Balance (60% stocks/40% bonds) | 4.3% | 14.9% | 13.9% | 7.1% | 9.4% | 9.2% |
* YTD: Year to Date
** AR: Annualized Return
** portfolio AR is delayed
| Last 1 Week* | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Since 01/02/2001 |
2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return(%) | -0.9 | 2.0 | 2.7 | 9.0 | 5.0 | 6.3 | 6.3 | 7.2 | 6.3 | 6.9 | 10.0 | -10.7 | 5.7 | 19.5 | 17.7 | -8.1 | 6.3 | 5.0 | 3.0 | 6.6 | 11.0 | 12.6 | 2.7 | 14.8 | 30.2 | -27.1 | 9.6 | 13.1 | 10.5 | 14.9 | 26.8 | -2.0 | 6.1 |
| Sharpe Ratio | NA | 0.33 | 0.23 | 0.51 | 0.1 | NA | NA | 0.22 | 0.37 | 0.42 | 0.76 | -0.88 | 0.61 | 1.15 | 0.13 | -0.94 | 1.01 | 0.62 | 0.32 | 1.07 | 1.62 | 1.97 | 0.23 | 1.31 | 1.61 | -1.23 | 0.66 | 1.29 | 1.3 | 1.96 | 3.58 | -0.36 | 0.43 |
| Draw Down(%) | NA | 11.2 | 15.4 | 20.7 | 64.2 | NA | NA | 64.2 | 10.0 | 5.4 | 8.0 | 19.7 | 7.0 | 22.4 | 58.3 | 13.8 | 3.8 | 6.0 | 6.5 | 4.3 | 7.1 | 5.2 | 10.6 | 7.6 | 18.5 | 38.2 | 6.6 | 8.4 | 3.9 | 7.1 | 6.4 | 13.2 | 11.4 |
| Standard Deviation(%) | NA | 10.5 | 10.5 | 10.5 | 40.0 | NA | NA | 27.0 | 13.5 | 7.7 | 8.4 | 13.8 | 9.3 | 16.7 | 122.6 | 10.0 | 5.6 | 7.8 | 9.2 | 6.1 | 6.8 | 6.3 | 11.8 | 11.2 | 18.6 | 22.8 | 9.7 | 7.5 | 6.3 | 7.1 | 7.3 | 8.7 | 8.6 |
| Treynor Ratio | NA | 0.07 | 0.05 | 0.1 | 0.09 | NA | NA | 0.12 | 0.1 | 0.06 | 0.12 | -0.24 | 0.1 | 0.43 | 1.05 | -0.18 | 0.08 | 0.09 | 0.06 | 0.13 | 0.2 | 0.28 | 0.06 | 0.24 | 0.46 | -0.53 | 0.11 | 0.15 | 0.17 | 0.27 | 0.72 | -0.11 | 0.1 |
| Alpha | NA | -0.01 | -0.01 | 0.0 | 0.03 | NA | NA | 0.02 | 0.04 | -0.03 | -0.02 | -0.01 | -0.03 | 0.04 | 0.36 | -0.02 | -0.02 | 0.0 | 0.01 | 0.0 | -0.01 | 0.02 | 0.01 | 0.02 | 0.05 | -0.03 | 0.02 | 0.01 | 0.03 | 0.04 | 0.06 | 0.02 | 0.03 |
| Beta | NA | 0.49 | 0.53 | 0.52 | 0.48 | NA | NA | 0.49 | 0.49 | 0.55 | 0.54 | 0.51 | 0.58 | 0.44 | 0.15 | 0.53 | 0.67 | 0.53 | 0.47 | 0.5 | 0.54 | 0.45 | 0.48 | 0.6 | 0.66 | 0.53 | 0.57 | 0.65 | 0.47 | 0.51 | 0.36 | 0.29 | 0.36 |
| RSquared | NA | 0.85 | 0.8 | 0.78 | 0.03 | NA | NA | 0.09 | 0.89 | 0.81 | 0.72 | 0.81 | 0.66 | 0.85 | 0.0 | 0.82 | 0.63 | 0.79 | 0.61 | 0.85 | 0.79 | 0.81 | 0.9 | 0.94 | 0.92 | 0.92 | 0.88 | 0.76 | 0.6 | 0.64 | 0.73 | 0.75 | 0.8 |
| Sortino Ratio | NA | 0.47 | 0.33 | 0.72 | 0.15 | NA | NA | 0.31 | 0.54 | 0.59 | 1.11 | -1.2 | 0.85 | 1.46 | 0.19 | -1.19 | 1.4 | 0.85 | 0.51 | 1.51 | 2.32 | 3.02 | 0.31 | 1.9 | 2.41 | -1.58 | 0.92 | 1.95 | 1.92 | 2.78 | 5.66 | -0.51 | 0.59 |
| Yield(%) | N/A | 1.4 | 4.4 | 5.2 | 4.5 | 6.9 | 8.1 | 4.59 | 0.1 | 2.1 | 5.3 | 6.6 | 4.1 | 3.9 | 3.3 | 3.7 | 0.2 | 2.1 | 4.7 | 4.9 | 3.8 | 4.6 | 7.3 | 3.9 | 2.4 | 5.8 | 5.3 | 7.9 | 5.6 | 6.5 | 4.4 | 4.2 | 4.6 |
| Dividend Growth(%) | N/A | -70.2 | 25.9 | 118.1 | 33.7 | N/A | N/A | N/A | -94.5 | -57.5 | -27.8 | 68.4 | 25.2 | 39.3 | -18.1 | 1760.1 | -89.2 | -54.9 | 3.7 | 42.1 | -7.7 | -34.9 | 114.3 | 115.3 | -69.9 | 18.9 | -24.9 | 57.9 | -2.3 | 89.6 | 3.2 | -3.5 | N/A |
*: NOT annualized;YTD: Year to Date
**Inception: starting from 12/31/2000
Portfolio Description
This model portfolio uses Strategic Asset Allocation - Optimal
strategy. Asset weights of available asset classes
in Schwab OneSource Annuity are derived based on long term asset trends and their correlations.
For each major asset class, one or two funds are selected:
1. Risk allocation: the risk profile of this portfolio is 40.
The total allocation of the fixed income asset should be at least 40%.
2. Asset weights:
3. Fund selection: one or two top performing funds among 73 available funds in the plan are chosen for each asset.
They are usually equally weighted within the asset by default. Volatile funds or ETFs with small trading volume are ignored.
4. Rebalance frequency: the portfolio is reviewed by the strategy program monthly
and the above steps are repeated. Asset weights are rebalanced back to target allocation if it is necessary.
5.
Simulation: Performance data before this portfolio went public are obtained from historical simulation. They are hypothetical.
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