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MyPlanIQ Advanced Investors Advanced Strategies P Andrew Tobias Three Fund Lazy Portfolio Annual Balance

P Andrew Tobias Three Fund Lazy Portfolio Annual Balance

live (public) 0.11% July 25

Holdings (As of 07/25/2025)

Holdings
Expense & Dividend
Historical Transactions & Holdings

Asset	Fund in this portfolio	Price change*	Percentage
1	VTSMX (VANGUARD TOTAL STOCK MARKET INDEX FUND INVESTOR SHARES) Add to Compare	0.44%	32.47%
2	VGTSX (VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND INVESTOR SHARES) Add to Compare	0.18%	36.09%
3	VIPSX (VANGUARD INFLATION-PROTECTED SECURITIES FUND INVESTOR SHARES) Add to Compare	0.08%	31.44%

* Day change on 07/25/2025.

Transaction	Date	Fund in this portfolio	Portfolio Percentage(%)	Amount
Buy	12/31/2024	VGTSX(VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND INVESTOR SHARES) Add to Compare	1.64%	6,341.189
Sell	12/31/2024	VTSMX(VANGUARD TOTAL STOCK MARKET INDEX FUND INVESTOR SHARES) Add to Compare	4.23%	16,353.602
Buy	12/31/2024	VIPSX(VANGUARD INFLATION-PROTECTED SECURITIES FUND INVESTOR SHARES) Add to Compare	2.50%	9,685.21

Performance (As of 07/25/2025)

Performance
More Analytics
Chart
Tax Impact

Since 07/17/2000

Name	YTD* Return	1Yr AR**	3Yr AR**	5Yr AR**	10Yr AR**	15Yr AR**
P Andrew Tobias Three Fund Lazy Portfolio Annual Balance	11.3%	14.1%	11.2%	8.8%	7.5%	7.9%
VFINX (Vanguard (S&P 500) Index)	9.3%	19.7%	18.8%	16.4%	13.8%	14.4%
VBINX (Vanguard Balance (60% stocks/40% bonds)	6.6%	13.0%	11.5%	8.7%	8.6%	9.3%

* YTD: Year to Date
** AR: Annualized Return

	Last 1 Week*	YTD*(2025)	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	15 Yr	20 Yr	20 Yr	Since 07/17/2000	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Annualized Return(%) ?	1.2	11.3	14.1	11.2	8.8	7.5	7.9	7.8	6.9	6.9	6.0	9.2	15.9	-15.7	13.1	14.2	19.8	-7.0	16.9	7.2	-2.0	4.0	13.0	13.6	-0.1	11.3	25.2	-27.7	10.8	14.0	8.0	13.7	26.6	-7.9	-8.5	-7.8
Sharpe Ratio ?	NA	0.77	0.98	0.73	0.63	0.55	NA	NA	NA	NA	0.41	0.67	1.38	-1.15	1.51	0.72	2.48	-0.88	3.63	0.73	-0.21	0.59	1.59	1.49	-0.01	0.91	1.39	-1.26	0.71	1.29	0.88	1.72	2.95	-0.74	-0.98	-0.97
Draw Down(%) ?	NA	9.6	9.8	13.0	22.2	22.8	NA	NA	NA	NA	41.7	5.1	8.2	21.7	4.0	22.8	4.0	13.9	1.3	7.0	10.7	6.3	8.0	7.5	13.5	10.0	18.3	37.4	6.9	8.6	4.1	6.8	7.4	16.0	18.6	9.5
Standard Deviation(%) ?	NA	12.4	11.2	10.7	10.7	11.1	NA	NA	NA	NA	11.5	8.3	8.8	14.9	8.7	19.4	7.4	9.5	4.5	9.6	9.5	6.7	8.2	9.1	14.5	12.4	18.1	22.7	10.7	8.2	6.5	7.4	8.8	12.2	11.2	10.1
Treynor Ratio ?	NA	0.19	0.21	0.14	0.12	0.11	NA	NA	NA	NA	0.09	0.1	0.2	-0.29	0.21	0.26	0.32	-0.16	0.29	0.1	-0.03	0.07	0.19	0.2	0.0	0.17	0.39	-0.54	0.12	0.15	0.11	0.25	0.57	-0.21	-0.23	-0.21
Alpha	NA	0.04	0.01	0.0	0.0	0.0	NA	NA	NA	NA	0.01	-0.02	0.0	-0.02	-0.01	0.01	0.01	-0.02	0.02	0.0	-0.01	-0.01	-0.02	0.02	0.0	0.01	0.03	-0.04	0.03	0.01	0.02	0.03	0.05	0.01	-0.02	-0.03
Beta	NA	0.51	0.53	0.58	0.58	0.56	NA	NA	NA	NA	0.56	0.59	0.6	0.59	0.61	0.54	0.57	0.54	0.57	0.68	0.57	0.54	0.68	0.67	0.6	0.66	0.64	0.53	0.64	0.73	0.54	0.51	0.45	0.43	0.47	0.46
RSquared ?	NA	0.89	0.86	0.85	0.87	0.89	NA	NA	NA	NA	0.87	0.8	0.8	0.9	0.85	0.92	0.91	0.93	0.72	0.87	0.87	0.85	0.86	0.9	0.93	0.92	0.93	0.92	0.9	0.79	0.74	0.59	0.77	0.84	0.82	0.83
Sortino Ratio ?	NA	1.12	1.39	1.08	0.89	0.74	NA	NA	NA	NA	0.57	0.93	2.11	-1.58	2.15	0.92	3.65	-1.12	6.08	1.0	-0.28	0.81	2.26	2.3	-0.01	1.3	2.01	-1.64	0.97	1.95	1.33	2.48	4.64	-1.06	-1.31	-1.27
Yield(%)	N/A	2.0	3.0	3.7	3.8	3.9	4.9	4.9	5.3	5.3	2.62	2.1	4.1	3.5	3.2	1.7	2.7	2.4	2.5	2.8	1.7	2.4	2.3	3.1	2.9	2.0	2.4	2.8	3.4	2.6	3.3	3.1	3.1	1.2	1.7	0.8
Dividend Growth(%)	N/A	3.2	-0.9	40.0	104.9	103.4	N/A	N/A	N/A	N/A	N/A	-40.4	-1.3	24.2	110.7	-22.0	2.7	11.9	-2.4	58.1	-25.4	18.2	-17.0	6.6	59.4	4.7	-35.4	-10.8	45.2	-11.8	20.6	24.5	144.6	-36.1	105.7	N/A

	Last 1 Week*	YTD*(2025)	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	15 Yr	20 Yr	20 Yr	Since 07/17/2000	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Annualized Return(%) ?	1.2	11.3	14.1	11.2	8.8	7.5	7.9	7.8	6.9	6.9	6.0	9.2	15.9	-15.7	13.1	14.2	19.8	-7.0	16.9	7.2	-2.0	4.0	13.0	13.6	-0.1	11.3	25.2	-27.7	10.8	14.0	8.0	13.7	26.6	-7.9	-8.5	-7.8
Sharpe Ratio ?	NA	0.77	0.98	0.73	0.63	0.55	NA	NA	NA	NA	0.41	0.67	1.38	-1.15	1.51	0.72	2.48	-0.88	3.63	0.73	-0.21	0.59	1.59	1.49	-0.01	0.91	1.39	-1.26	0.71	1.29	0.88	1.72	2.95	-0.74	-0.98	-0.97
Draw Down(%) ?	NA	9.6	9.8	13.0	22.2	22.8	NA	NA	NA	NA	41.7	5.1	8.2	21.7	4.0	22.8	4.0	13.9	1.3	7.0	10.7	6.3	8.0	7.5	13.5	10.0	18.3	37.4	6.9	8.6	4.1	6.8	7.4	16.0	18.6	9.5
Standard Deviation(%) ?	NA	12.4	11.2	10.7	10.7	11.1	NA	NA	NA	NA	11.5	8.3	8.8	14.9	8.7	19.4	7.4	9.5	4.5	9.6	9.5	6.7	8.2	9.1	14.5	12.4	18.1	22.7	10.7	8.2	6.5	7.4	8.8	12.2	11.2	10.1
Treynor Ratio ?	NA	0.19	0.21	0.14	0.12	0.11	NA	NA	NA	NA	0.09	0.1	0.2	-0.29	0.21	0.26	0.32	-0.16	0.29	0.1	-0.03	0.07	0.19	0.2	0.0	0.17	0.39	-0.54	0.12	0.15	0.11	0.25	0.57	-0.21	-0.23	-0.21
Alpha	NA	0.04	0.01	0.0	0.0	0.0	NA	NA	NA	NA	0.01	-0.02	0.0	-0.02	-0.01	0.01	0.01	-0.02	0.02	0.0	-0.01	-0.01	-0.02	0.02	0.0	0.01	0.03	-0.04	0.03	0.01	0.02	0.03	0.05	0.01	-0.02	-0.03
Beta	NA	0.51	0.53	0.58	0.58	0.56	NA	NA	NA	NA	0.56	0.59	0.6	0.59	0.61	0.54	0.57	0.54	0.57	0.68	0.57	0.54	0.68	0.67	0.6	0.66	0.64	0.53	0.64	0.73	0.54	0.51	0.45	0.43	0.47	0.46
RSquared ?	NA	0.89	0.86	0.85	0.87	0.89	NA	NA	NA	NA	0.87	0.8	0.8	0.9	0.85	0.92	0.91	0.93	0.72	0.87	0.87	0.85	0.86	0.9	0.93	0.92	0.93	0.92	0.9	0.79	0.74	0.59	0.77	0.84	0.82	0.83
Sortino Ratio ?	NA	1.12	1.39	1.08	0.89	0.74	NA	NA	NA	NA	0.57	0.93	2.11	-1.58	2.15	0.92	3.65	-1.12	6.08	1.0	-0.28	0.81	2.26	2.3	-0.01	1.3	2.01	-1.64	0.97	1.95	1.33	2.48	4.64	-1.06	-1.31	-1.27
Yield(%)	N/A	2.0	3.0	3.7	3.8	3.9	4.9	4.9	5.3	5.3	2.62	2.1	4.1	3.5	3.2	1.7	2.7	2.4	2.5	2.8	1.7	2.4	2.3	3.1	2.9	2.0	2.4	2.8	3.4	2.6	3.3	3.1	3.1	1.2	1.7	0.8
Dividend Growth(%)	N/A	3.2	-0.9	40.0	104.9	103.4	N/A	N/A	N/A	N/A	N/A	-40.4	-1.3	24.2	110.7	-22.0	2.7	11.9	-2.4	58.1	-25.4	18.2	-17.0	6.6	59.4	4.7	-35.4	-10.8	45.2	-11.8	20.6	24.5	144.6	-36.1	105.7	N/A

*: NOT annualized;YTD: Year to Date
**Inception: starting from 07/17/2000

The start date of the charts is 07/17/2000 when all charts have data

Strategies

Asset Allocation Strategy	Andrew Tobias' Three Fund Lazy Portfolio
Rebalancing Strategy	Fixed Time Interval Rebalancing

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