P Diversified Timing Asset Allocation Portfolio With Total Return Bonds
0.54%January 07 | MyPlanIQ portfolio symbol P_61061

  • Portfolio Overview
  • Asset Allocation and ETFs
  • Performance
  • Calculators
  • Rolling Returns
  • Drawdowns

Portfolio Overview


Buy and Hold (Annually Rebalance)
USStocks P_61056 20%
IntlStocks P_61057 20%
REITs P_61058 20%
Commodities P_67946 20%
LongTermTreasuryBonds P_61060 20%

Simulated from 01/02/2001

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Implementation of this portfolio:

1). whenever a component of the 5 holdings go to the total return bond portfolio, you check on the total return bond portfolio P_46880(Schwab Total Return Bond) (or whatever total return bond portfolio you choose in your brokerage) and find out its current holding. You then purchase the bond fund for this portion. 

2). You can find out the ACTUAL holdings of sub portfolios (such as P_46880(Schwab Total Return Bond)) by clicking on 'Holdings of Sub Portfolios' button on this page. 

3). CAUTION: since brokerages have minimum holding periods, you might not be able to sell a bond fund to switch to the position such as stocks when it calls for. For that purpose, you might want to a). pay transaction fee b). find a brokerage that charges no such fees (for example interactive brokers does NOT impose 90 days or so holding period to charge brokerage specific redemption/transaction fee). Most if not all total return bond funds used have ONLY 30 days minimum holding period (fund specfic minimum holding period). So if a brokerage does NOT impose its own (not fund specific) minimum holding period, you should be able to make a transaction monthly. c). use bond ETFs instead. Refer to a portfolio like P Bond ETF Momentum Monthly or just use BOND or BND. 

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Asset Allocation


Symbol Category/Sector Target Weight
P_61056
P SMA 200d VFINX Total Return Bond As Cash Monthly 		20%
P_61057
P SMA 200d VGTSX Total Return Bond As Cash Monthly 		20%
P_61058
P SMA 200d VGSIX Total Return Bond As Cash Monthly 		20%
P_67946
P SMA 200d PCRAX Total Return Bond As Cash Monthly 		20%
P_61060
P SMA 200d VUSTX Total Return Bond As Cash Monthly 		20%


Historical Performance


The return data shown below all have the same latest date: 01/07/2025.
AR inception is since 06/30/2004.
Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
P Diversified Timing Asset Allocation Portfolio With Total Return Bonds -0.27% 6.16% 0.88% 6.02% 4.78% 6.00% 7.15% 7.65%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) 0.48% 25.59% 9.63% 14.52% 13.22% 13.60% 10.38% 10.65%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) 0.16% 11.15% 2.81% 5.97% 6.14% 6.82% 5.93% 6.23%

P Diversified Timing Asset Allocation Portfolio With Total Return Bonds Return Calculator

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Calculators


Dollar Cost Average Calculator for P Diversified Timing Asset Allocation Portfolio With Total Return Bonds

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Retirement Spending Calculator for P Diversified Timing Asset Allocation Portfolio With Total Return Bonds

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Rolling Returns


From 06/30/2004 to 01/07/2025, the worst annualized return of 3-year rolling returns for P Diversified Timing Asset Allocation Portfolio With Total Return Bonds is 0.31%.

From 06/30/2004 to 01/07/2025, the worst annualized return of 5-year rolling returns for P Diversified Timing Asset Allocation Portfolio With Total Return Bonds is 2.61%.

From 06/30/2004 to 01/07/2025, the worst annualized return of 10-year rolling returns for P Diversified Timing Asset Allocation Portfolio With Total Return Bonds is 4.99%.


Maximum Drawdown

P Diversified Timing Asset Allocation Portfolio With Total Return Bonds Maximum Drawdown