- Portfolio Overview
- Asset Allocation and ETFs
- Performance
- Calculators
- Rolling Returns
- Drawdowns
Portfolio Overview
Craig L. Israelsen, Ph.D., is an Associate Professor at Brigham Young University in Provo, Utah where he teaches Personal and Family Finance to over 1,200 students each year. The Israelsen Seven Equally Weighted is aimed to protect the portfolio against losses.
The portfolio has seven different asset classes and twelve different funds. Each fund has the same weight (8.3%) so each asset class has a different weighting.
Asset Allocation
| Symbol | Category/Sector | Target Weight |
|---|---|---|
|
VFINX VANGUARD 500 INDEX FUND INVESTOR SHARES |
US Equity | 4.2% |
|
VIMSX VANGUARD MID-CAP INDEX FUND INVESTOR SHARES |
US Equity | 4.15% |
|
NAESX VANGUARD SMALL-CAP INDEX FUND INVESTOR SHARES |
US Equity | 4.15% |
|
VDMIX Vanguard Developed Markets Index Inv |
International Equity | 4.2% |
|
VEIEX VANGUARD EMERGING MARKETS STOCK INDEX FUND INVESTOR SHARES |
International Equity | 4.15% |
|
VGSIX VANGUARD REIT INDEX FUND INVESTOR SHARES |
Real Estate | 4.15% |
|
FNARX Fidelity Natural Resources Fund |
SECTOR EQUITY | 4.2% |
| QRAAX | 4.15% | |
|
VBMFX VANGUARD TOTAL BOND MARKET INDEX FUND INVESTOR SHARES |
Fixed Income | 4.15% |
|
VIPSX VANGUARD INFLATION-PROTECTED SECURITIES FUND INVESTOR SHARES |
Fixed Income | 4.2% |
|
OIBAX Oppenheimer International Bond A |
Fixed Income | 4.15% |
|
CASH CASH |
CASH | 4.15% |
Historical Performance
The return data shown below all have the same latest date: 12/30/2016.
AR inception is since 01/01/2005.
AR inception is since 01/01/2005.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| 7Twelve Original Portfolio | NA | 11.76% | 2.72% | 5.75% | 4.53% | NA | NA | 5.96% |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 10.78% | 8.87% | 14.49% | 6.84% | 6.57% | 7.48% | 8.14% |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | 6.58% | 3.72% | 7.01% | 4.18% | 5.44% | 6.40% | 5.57% |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Inception | YTD | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | 7Twelve Origi...Portfolio | 0.54 | 11.76 | 2.72 | 5.75 | 4.53 | NA | NA | 5.96 | NA | NA | NA | NA | NA | NA | NA | NA | NA | 11.86 | -6.90 | 3.85 | 10.31 | 10.87 | -1.97 | 15.43 | 28.80 | -29.41 | 14.02 | 13.39 | 7.48 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | -1.08 | 10.78 | 8.87 | 14.49 | 6.84 | 6.57 | 7.48 | 8.14 | NA | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA...R SHARES) | -0.07 | 6.58 | 3.72 | 7.01 | 4.18 | 5.44 | 6.40 | 5.57 | NA | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | 7Twelve Origi...Portfolio | NA | 1.08 | 0.28 | 0.61 | 0.27 | NA | NA | 0.33 | NA | NA | NA | NA | NA | NA | NA | NA | NA | 1.09 | -0.68 | 0.54 | 1.22 | 1.10 | -0.12 | 1.07 | 1.26 | -1.20 | 0.94 | 1.10 | 1.29 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 0.23 | 0.32 | 0.74 | 0.56 | NA | NA | 0.44 | -0.70 | 1.44 | 1.69 | -0.81 | 2.17 | 0.53 | 2.40 | -0.34 | 3.16 | 0.89 | 0.08 | 1.19 | 2.90 | 1.25 | 0.08 | 0.82 | 0.97 | -0.92 | 0.15 | 1.24 | 0.25 | 0.88 | 1.63 | -0.90 | -0.68 | -0.59 | 0.98 | 1.24 | 1.62 | 1.63 | 4.33 | -0.18 | 0.91 | 0.58 | 1.92 | -0.53 | 1.73 | 0.60 | 0.00 | 0.31 | 1.49 | -0.24 | 0.80 | 0.65 | -1.27 | 1.19 | -3.84 | |
| VSMGX (VANGUA...R SHARES) | NA | 0.29 | 0.15 | 0.51 | 0.38 | NA | NA | 0.49 | -0.10 | 0.48 | 1.37 | -1.22 | 1.32 | 0.70 | 2.78 | -0.86 | 3.76 | 0.83 | -0.26 | 1.01 | 2.16 | 1.23 | 0.01 | 1.18 | 1.12 | -0.98 | 0.41 | 1.36 | 0.50 | 1.49 | 2.09 | -0.75 | -0.58 | -0.23 | 1.08 | 1.57 | 1.57 | 0.93 | 4.20 | 4.63 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | 7Twelve Origi...Portfolio | NA | 10.66 | 9.41 | 9.31 | 14.95 | NA | NA | 13.95 | NA | NA | NA | NA | NA | NA | NA | NA | NA | 10.68 | 10.12 | 7.04 | 8.44 | 9.80 | 17.16 | 14.35 | 22.81 | 25.27 | 11.70 | 9.17 | 4.11 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 19.39 | 18.60 | 17.94 | 18.44 | NA | NA | 18.12 | 28.69 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA...R SHARES) | NA | 10.43 | 10.86 | 10.39 | 10.40 | NA | NA | 11.50 | 14.60 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | 7Twelve Origi...Portfolio | NA | 7.96 | 18.33 | 18.33 | 44.07 | NA | NA | 44.07 | NA | NA | NA | NA | NA | NA | NA | NA | NA | 7.88 | 13.37 | 6.96 | 7.85 | 9.03 | 17.67 | 10.55 | 19.23 | 41.93 | 8.02 | 9.51 | 3.01 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 18.76 | 18.76 | 24.59 | 33.83 | NA | NA | 55.25 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA...R SHARES) | NA | 9.62 | 13.24 | 22.29 | 22.43 | NA | NA | 41.18 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | 7Twelve Origi...Portfolio | NA | 2.97 | 2.44 | 2.38 | 2.62 | NA | NA | 2.86 | NA | NA | NA | NA | NA | NA | NA | NA | NA | 3.00 | 1.91 | 2.45 | 2.25 | 2.29 | 2.43 | 2.17 | 2.16 | 2.95 | 4.49 | 3.16 | 2.21 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| VSMGX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
7Twelve Original Portfolio Return Calculator
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Calculators
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Rolling Returns
From 01/01/2005 to 12/30/2016, the worst annualized return of 3-year rolling returns for 7Twelve Original Portfolio is -8.56%.
From 01/01/2005 to 12/30/2016, the worst annualized return of 5-year rolling returns for 7Twelve Original Portfolio is 1.39%.
From 01/01/2005 to 12/30/2016, the worst annualized return of 10-year rolling returns for 7Twelve Original Portfolio is 3.71%.
Maximum Drawdown
7Twelve Original Portfolio Maximum Drawdown